false advertising

ComplaintsOtherzip19.com - Payday Loans

Complaint

0
maria
Country: United States
I saw a comercial for a paydaY loan for $1000 in your account the very next day sponsored by Montel Williams so I went online and applied, they approved me for only $300 i ecpected the money in my account the next day and nothing then I get home and checked my email and they sent me an email stating NOw that I have been approved I need to call them as my last step! So I call and they tell me it will take 2 business days to deposit the money in my account and now here it is 4 days later and the money is still not in my account. I only have one thing to say, If you don't have cash deal with it, dont get loans from any payday loan places, its not worth all the hassle. And Montel Williams I respect you as an Intelligent Man but sponsoring a payday loan co. was a big mistake.

Comments

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  • 0
    lisa
    Everyone we need to be smart!! We need to budget our incomes much better than what we do!! We are all living on a fixed income, so we need to cut back on movie/game rentals, cut back on eating out or any needless spending!! Russell Simmons, Montel Williams & other high profile celebs are already rich, but now they are being GREEDY!! My heart goes out to everyone - we are just trying to make ends meet!! Tell your friends & fam about this. I hope and pray that all of you will find help elsewhere.
  • 0
    cindy
    We went to one of those payday advance placed and were turned down becuase we are currently in a BK so I thought maybe one online could help because we are short on our rent this month.  Really glad I read this and didn't waste my time. Not being able to talk to a "live" person made me feel uncomfortable. Thanks.
  • 0
    Mary
    | 1 reply
    Not all payday loans online are bad.  I've used CashNetUSA.com for several years whenever I needed a major car repair and they have always come through for me.  You can apply as late as 9 pm and still have the money in your bank account the next day.  The first loan might be a little different, but once you are established, they treat you great and give you discounts.  They are much more reasonable than others.
    • 0
      t4 replies to Mary
      Is it hard to get a loan from cashnetusa.
  • 0
    Sabrina
    | 1 reply
    We got a loan from these people based on Montel's word. They approved us for 500 and it was there the next day. We got an email saying we owe 650.00. Fine. Then they say the first payment has to be $150 but thereafter it can be for just the finance charge. The way they worded it led me to believe it was going to be $150 for the first month, $50 per month in interest and I could pay what I choose to on the principal during that time.  Wrong.  I am in for $150 per paycheck. That's 300 per month BEFORE I pay on the principal. I'm screwing my landlord over to keep from being screwed by Montel. The landlords better lookin...
    • 0
      april replies to Sabrina
      thankyou for telling me ,iam going to open a checking account with wells fargo  ,my friend has an account and she can borrow 500.00 and pay back 50.00 intrest ,i have a child with autisum and i cant pay all that money back .when u dont have the money extra on hand .you cant  pay back  that much intrest ,thankyou and have a nice day.
  • 0
    hotrod bizzob
    wow! was gonna try and get some travel money for my vacation? sounds like some p.o.`d people on here?! can`t say as i blame you. thanks for the heads up!! looks like montel is following in obama`s footsteps!!! what a joke. you all need to file a class action suit? then you will get more than a grand and not repay it back???? good luck ya`all!!
  • 0
    Jobe
    Stay away from those loans it's a scam; for $300.00, they charge me $270.oo to pay it off, I end up paying $570.00. Shame on Montel Williams!
  • 0
    lacy
    it,s just like the Springer show full of bull.
  • 0
    Edwards
    Wow thanks guys I truly needed your comments. Just let me know that Montel Williams loan is just like the rest of the bad Idea payday loans. If you are truly broke! don't do it. lol, I payed on a payday loan for one year or more same $200. I think each month they were giving me back the same $200.00 bills that I first started off with the year before, and laughing at me as I walk away.  They got so that, when I'd come in to pay they would call me by my first name smilling and say! do you have your check read to reup.
  • 0
    McCoy
    I was never a fan of montel williams, and i'm not surprised that he has endorsed this scam.
  • 0
    andrea
    I need about 3000.00 bad bad bad but after reading the above complaints I will just make do and do the best I can with what I have. I am not going to waste my time or theirs or make them richer while I get poorer.  These are hard times and people are desperate and in dire need.  I hope all who are strugling make through these hard times and make.  I am not disappointed, I am just saddened that people are taken advantage of.
  • 0
    G Ray
    Let me tell you about Payday Loans. What an idiot I am for having used this method of help. It's not help, it's hell. I borrowed 1400.00. Payback amount is 1786.00.  IF and that is a HUGE IF, you can pay the entire amount back within the 2 weeks alotted. That is basically 770.00 a month in interest alone and you have yet to touch the principal of the loan. By the time I am able to pay off the loan it will have cost me more in interest than the original 1400.00 I borrowed. Total interest paid in 3 payments to pay off the loan will be roughly $1000.00. I knew better than to do this crap and I should have listened to myself. DON'T DO PAYDAY LOANS.
  • 0
    Mr. C
    Everyone who has bashed the process of payday loans, have all hit the nail on the head! Once you get sucked into this cycle, it's almost impossible to get out! I am currently dealing with this exact same situation! I needed money for a trip out of town, and now I'm paying what would be equal to a large car payment every month and not even making a dent on my loan. Borrow the money from friends or family if you can. When it comes to these types of loans remember this! Chances are, if it sounds too good to be true, it DEFINITELY is!
  • 0
    Linda
    I use Amscott and have never had a problem with them.
  • 0
    KarenT
    Thanks, after reading the comments I won't be using Montel's loan advice. I was just about to press the key to send. Glad I didn't.
  • 0
    lady7
    Hey thanks for the word about the loan being "BS" cause I was ready to get the cash for bills. I knew it was "ALL GOOD" with Montel on it. Goes to show anyone will talk "BS" for cash in their pocket and Montel is gettin his for the advertisement with the use of his face and name.
  • 0
    Lici
    zip19 is a scam because they are not legally licensed lenders.  Check with your state or province!!!!  Their parent company is E-Care Contact Centers, 400-15225 104th Avenue, Surrey, BC V3R 6Y8 Canada.

    Phone number - 604-588-2260.

    They also do business as:  247greenstreet.com, poundstillpayday.com, poundstilpayday.com (one L), poundstillpayday.co.uk, prldirect.com, sonicpayday.com, cashtransfercenters.com, truelifelist.com, northwayfinancial.com, ecarecenters.net, ecarecrm.com, sonicpaydayland.com, northwaybroker.com, greenpicket.com, paydayrevenue.com, prloans.net.
  • 0
    cheryl jessup
    this pay day loan ia a joke, motel williams needs to get out of this before it is to late , thay took 150.00 out of my account tfor a credit check , i call and thay said thay would put it back in my account. it not worth the time and being up set, i don;t knoe how thay can sleep at night. i;m a 67 year old women living on a small set income.i through it was to just see if you could get a loan, i guess with them you pay for the loan first, who wants 300 dollars and pay 150, its just a joke ,you need to watch who you give you personal imforation too, well i learned a lesson.
  • 0
    MIKE
    Montel Williams is a total JERK.  Greedy [***].  Got a loan from Zip.19.com.  What a RIP OFF.  Loaned me $300.  Interest is outrageous.  Got an e-mail saying I owed $457 more!  RIP OFF!  NEVER, EVER trust Montel Williams.  He is a LIAR, a JERK and an [***].  Montel, you should be ASHAMED of yourself.  How much money was put into YOUR pocket as a result of ripping off us consumers?  I checked Montel's AD.  Better Business Bureau gave it a rating of an "F"
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