NCS Law Group
Complaint
Betty Chavez
Country: United States
I received an email this morning from NCS Law Group saying I owe $703 to Advance Cash Services; I do not know who this cash services is and how strange that everyone owes $703 who they encounter??
Comments
I also find it "funny" that we all have 14 examples of evidence against us. They stated they have evidence against me but when asked for it would not respond.
Also, the grammar and language is not right and would not be sent out this way from any reputable law firm.
Why would they "download" a case?????
Quote from email below shows an example of the issues with the language, "And once you found guilty into the court house than you have to bear the entire cost for this law suit $5035.00". !!!!!
Due Amount- $663.00
Loan Company- Advance Cash Services
This is in reference to your account with Advance Cash Services. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Advance Cash Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
The Lender is filing these charges against you:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this e-mail, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO CREDIT BUREAUS, FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you found guilty into the court house than you have to bear the entire cost for this law suit $5035.00 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department.
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THROUGH EMAIL.
Dear Debtor,
This is the last and final notification as we are going to proceed with the legal charges against you and you will be soon served with the court papers. If you really want to avoid the situation, we merely require you to contact us back to make the payment.
Just in case we do not hear back from you, we will proceed further with the charges and we have the entire right to inform your employer about the situation, garnish your wages and freeze all your bank accounts.
For any queries feel free to revert back.
Thanks & Regards.
Gloria Anderson
Its annoying. I do not.pay them any attention.
Dear Debtor,
We represent Advance Cash America and we have been informed about an overdue account that you have with them. As per the creditor the amount pending is $986.45 which includes the initial loan amount, the interest rate and the late charges.
You are informed so that you can get a last chance to pay off the account and get eligible for another loan in the near future. Just in case you avoid this e-mail or you have some other ideas regarding this unpaid loan, we the Law Firm and the Creditor have entire rights to inform your Employer about this situation as you have provided that information as a Security towards the loan. Your credit will hurt badly and you will not be approved for any types of loan or credit line in the future.
You were approved instantly by the Creditor and the loan amount was deposited in your checking account just after the day it was approved, so it was supposed to be repaid on the due dates. As a rule, it was supposed to be repaid with your next pay check every time it was due. As it has been mentioned earlier, there were extension options only in some states and it was told that your state do not allow such practices. In case your state was in such list, you would have never received this kind of collection e-mail.
If you understand, there was no credit check involved in getting this loan, however it will be done now and you will be responsible for any damage on your credit score.
We would like you to simply write us back and let us know about the arrangement you can do to pay it off or if you can do a one time payment, we will give you an opportunity to clear it as fast as you can.
Thank You.
Here is what the email said...
Dear Debtor,
The case will be downloaded on (July 10th 2015) and you will be soon served with the court papers due to non-payment after so many reminders. If you want to avoid these legal consequences we merely require you to get back to us with the payment, you can e-mail us back.
Thank You.