Scam Collection Calls
Complaint
MCH
Country: United States
I again received a call from this number/company in my cell phone. They call 1-2x every week. so irritating.
I had long straightened out my credit card debts in 2002. Suddenly, since 2008, I started getting calls from this company. I do not know how they got my cell ph number. I read almost all the complaints ahainst this company and now am convinced they they are scammers.
Should we all band together and file a class action suit? Or, report this company to the authorities in ur respective cities/states?
I had long straightened out my credit card debts in 2002. Suddenly, since 2008, I started getting calls from this company. I do not know how they got my cell ph number. I read almost all the complaints ahainst this company and now am convinced they they are scammers.
Should we all band together and file a class action suit? Or, report this company to the authorities in ur respective cities/states?
Comments
1) They have dredged up or bought some old credit card account of yours, even if you had paid or settled it, and are attempting to collect more. Check your credit reports, and dispute all erroneous negative entries.
2) They may be contacting your cell phone in error, possibly due to debts of the prior owner of that number, or possibly due to your name being similar to some debtor they are looking for. If the latter, they may also be putting the other guy's erroneous bad accounts on your credit reports, so check them.
As for how they could get your cell phone number, if you have provided it to ANY of your creditors, they may get it through databases maintained by the credit reporting agencies.
go to this site...http://www.youtube.com/watch?v=Hs80kU4t_tw
The last time I paid on the debt in question was early 1996. The first I ever heard of Portfolio was 2006.
A decade old debt. As I said earlier, I'm filing bankruptcy to shut them down forever. Monday the 4th of Feb, 2013, I will end this for good with Portfolio Services.
I pitty their souls.
Fairly quickly, I developed my own special way of dealing with debt collectors. I suspect that most of them ended up wishing that they had never called me to begin with. A note to all the debt collectors commenting here, I don't have any debts, and if you thing that I will EVER clear things up by paying off other people's debts, please think again.
All it takes is a common last name to end up in debt-collection hell. I finally changed my phone listing from my initials to my nickname, and since then, I've found myself on just one debt collector's hit list. Allied interstate was using out-of-date phone records.
Interestingly enough, when I queried the debt collectors (dozens have gone after me), every last one denied that they got my number out of the phone book, either electronic or paper.
Those commenting here might be interested in looking at the Rule Making that the CFPB is currently conducting. They are soliciting comments from anyone with debt-collection experience, either as collector or collectee, to comment. This site is open for anyone to comment: http://www.regulationroom.org/