Scam Collection Calls

ComplaintsUnsolicited Phone CallsPortfolio Recovery Associates

Complaint

0
MCH
Country: United States
I again received a call from this number/company in my cell phone. They call 1-2x every week. so irritating.

I had long straightened out my credit card debts in 2002. Suddenly, since 2008, I started getting calls from this company. I do not know how they got my cell ph number. I read almost all the complaints ahainst this company and now am convinced they they are scammers.

Should we all band together and file a class action suit? Or, report this company to the authorities in ur respective cities/states?

Comments

  • 0
    stargazer
    If it is not your debt you must send a cease and desist letter registered return receipt, then file complaints with FTC (see above). There are examples of the Cease and Desist letters on some legal web sites. Good Luck
  • 0
    SMB
    My mother received a call from this company last night (Sunday) as she was going to bed about 9:00.  My mother is 87 years old and has alzheimers.  She gets very confused and agitated with little or no provocation.  My mother always had the best credit rating throughout her entire life and worked extra jobs when necessary to maintain.  This company told her she owed them a lot of money.  I have been responsible for her for over 13 yrs.  She has had no debt during that time other than monthly ins and lifeline payt.  I called portfolio back & asked why they called her - They said they were looking for somebody with the same last name but a different first name.  I told they were calling a # that we had had for over 10 yrs and nobody else had ever lived at that #.  I do intend pursue this today and I will notify the AG. We had a similar situation ourselves a few yrs ago.  I sent all the letters I needed to, notified the District ATTy who said they had been watching that particular co. I never heard from them again.  So, take the steps necessary and keep checking your credit score.
  • 0
    Max Perk
    FORM 8-K
    PORTFOLIO RECOVERY ASSOCIATES, INC.
    ANNUAL BONUS PLAN
    June 4, 2010

    Purposes of the $2 Million Bonus Plan  
        To bypass IRS Code 162(m) which limits the Company’s federal income tax deductibility of compensation paid to the Chief Executive Officer Steven D. Fredrickson and the three other most highly compensated officers unless such compensation qualifies as "performance-based compensation" under Code Section 162(m).
    The Bonus Plan
          At the 2010 Annual Meeting, Company shareholders also approved the adoption of the Portfolio Recovery Associates, Inc. Annual Bonus Plan (the "Bonus Plan"), which was adopted by the Board on March 19, 2010, subject to shareholder approval.
         The Compensation Committee of the Board of Directors (or a subcommittee thereof) will administer the Bonus Plan and, subject to the terms thereof, has the sole discretion to determine the amounts, terms and conditions of each award; however, the maximum amount payable to a participant in respect of any award under the Bonus Plan in any 12-month period is $2,000,000.
        CEO Steven D. Fredrickson and any other executive officer of the Company or of any affiliate may be selected by the Compensation Committee to receive an award under the Bonus Plan for any year, and any such selection generally must occur prior to the expiration of 25% of the applicable "performance period" (i.e., the fiscal year or portion thereof that will be used for measuring actual performance).
         For each such performance period, the Compensation Committee will establish
        (a) the performance goals based on business and financial criteria and
        (b) a formula for calculating a participant’s award based on actual performance as compared to the pre-established performance goals.

       The Bonus Plan is designed so that the awards made there under will satisfy the requirements for "performance-based" compensation within the meaning of Code Section 162(m).

       3.1. Eligibility Only CEO Steven D. Fredrickson or officers chosen by the compensation committee consisting of “outside directors” David Nathan Roberts and John E. Fuller. John Fuller is the COB at Dealer Services Corporation where he also sits with David N. Roberts, the UFO.

    4.5. Maximum Award - $2,000,000 in any 12-month period.

    5.2. Section 162(m) of the Code. Unless otherwise determined by the Committee, the provisions of this Plan shall be administered and interpreted in accordance with Section 162(m) of the Code to ensure the deductibility by the Company of the payment of Awards.

    The purposes of the Plan are to advance the interests of the Company and its stockholders and assist the Company in attracting and retaining executive officers of the Company and its Affiliates who, because of the extent of their responsibilities can make significant contributions to the Company’s success by their ability, industry, loyalty and exceptional services, by providing incentives and financial rewards to such executive officers.

    http://www.sec.gov/Archives/edgar/data/118534 ... 02/exhibit2.htm
  • 0
    johan
    You should contact the Attorny General office in Virgina(consumer dept)especially if you get a call from area code 703 and 757.  These area codes are in Virgina.
  • 0
    Johan
    The company you are dealing is called Portfolio Recovery Associates; they have offices in Virgina.  If you got called from area codes 703 and 757 that's them.  Contact the Virgina General Attorney office(consumers dept)
  • 0
    pushed and pissed
    These portfolio people have recently started calling my cell phone number.  They don't leave a message, so one day i decided to call the number back. The girl on the other end said i owed money to a different company and they are attempting to collect a debt for that company.  I NEVER applied for anything or received anything from the company she spoke of.  I think they're a total rip off.  No one should send them anything before taking an extensive look into what their claiming.  I also agree that in these rough and trying times we don't need to be scammed and the class action suit sounds like just the thing they need to stop with the harrasing accusations..
  • 0
    Tara
    205) 423-4020  
    (757) 321-6281
    (757) 961-3544
    (757) 961-3546  
    (775) 412-4499
    (866) 940-7640  
    (877) 487-5583  
    (877) 803-0008
    These are some of the numbers that they use.If you have call screening or call rejection-add these# They have been calling me for months asking for someone that doesn't live at my household.
  • 0
    No Credit Cards
    I have not had a credit card since my bankruptcy about 4 years ago.  Today I while opening my mail, I see that I owe "Orchard Bank" over $400.  It even says that I can contact them on their website at portfoliorecovery.com.  It keeps coming up as no such address.  These people have even called and harrassed my mother-in-law.  
    Yes a class action suit sounds great.  Add me on.  These people sound very scummy.
  • 0
    Texas
    What planet are you living in. Obama is not for the little guy, he is for Obama only. Talk to a lawyer and/or your states AG but don't waste your time on our current representatives that don't give a rat's behind about the common man's problems.
  • 0
    Anna
    Add this one to the list:

    620-662-8870

    They called my 85 year old Grandmother to speak with her about "business".  I handle all of her business matters and when I questioned them they refused to speak with me.  They left a number and asked to have her return their call...right...
  • 0
    Kari
    I have been getting phone calls everyday with them asking for my husband. He is never home from work when they call. They never specify with me what they want with him. I stopped snswering the phone and now they call multiple times a day. I cant understand it because we have NO debts.
    Any advice on getting this to stop?
  • 0
    Mike Irish
    | 1 reply
    I think everyone needs to look up the statute of limitations on old debt.

    it can be anywhere from 3 years - 15 years depending on the state, and the type of loan.... for instance, two types of loans in Kansas and Olkahoma have a 3 year statute, and have 2 types that have a 5 year statute of limitations.

    do not let the collection companies bully you into paying.... that is all they are trying to do, and Portfolio Recovery is doing just that, they give you misleading information and then.... you end up paying and well, the money is gone even if you did not really owe it....

    they are bullies.....
    • 0
      Tammyk replies to Mike Irish
      They've been harassing me for at least 11 years! The statute of limitations in my case is 4 years. Not sure how to get them to leave me alone!
  • 0
    Mike Irish
    Oh Yeah....
    \
    if you do not want them to call anymore....

    WRITE THEM A LETTER STATING THAT THEY ARE NO LONGER ALLOWED TO CALL YOU. and send it certified with return signature type so you get a date and time and name of the person that is receiving it.

    at that point, the only thing they are allowed to do is send a letter acknowledging the fact that they will no longer be contacting you.

    done deal, if they do..... TAKE THEM TO COURT !!!!!!!!!!!
  • 0
    MELISSA HUNTER
    PLEASE HAVE THEM TO STOP CALLING ME REGARDING A CELL PHONE BILL OVER SEVEN YEARS OLD
  • 0
    w/o the KY
    PRA has just invaded my CREDIT REPORT!!!! W.T.F.! They are pure scum..I will be see an attorney and follow up with the F.T.C. They need to be stop
  • 0
    w/o the KY
    Thanks Tara for the numbers. Especailly the first one..I can't beleive they have a set up in my home state of Alabama..Now it will be hard to see if our A.G. wil help us.
  • 0
    In shock!
    | 1 reply
    I received a phone call in July of this year asking me if I knew so and so? I said what is this regarding, and they said an unpaid debt from 1973.
    I said " you've got to be kidding!" At that point i told them he had passed away and I didn't know of any unpaid debt. They said they would take thatito consideration and I hung up. They have been calling constantly
    since and refuse to answer the phone. I don't even know where to send a
    letter to tell them to quit calling.Does anyone have an address? I have never received a letter in the mail, just these phone calls. I mean come on! 37 years aftr the fact!!!
    • 0
      GregSTFL replies to In shock!
      From a recent mailing (trying to collect a "proven" fraudulent debt):
      Portfolio Recovery Associates, LLC
      "We're giving debt collection a good name"

      Hours of Operation: (EST) 8am-11pm M-F, 8am-5pm Sat, 2pm-9pm Sun
      Company Address: 120 corporate blvd., Norfolk, VA 23502
      Disputes Mailing: 140 corporate blvd.
      Disputes Email: PRA_Disputes@portfoliorecovery.com

      They have been harassing me for quite some time. Just sent a "cease and desist" email yesterday. In the event they try to contact me by phone, mail, email, or harass anyone associated with me, I will file a lawsuit. My debt was proven to be Fraud back in 2004 and even ALL credit agencies removed any reference to that debt off my credit record. How Portfolio created the existing debt and "re-aged" it twice (1998 debt, statute of 7 years) also, original debt $600.00 (have report showing this, paid/always on time) portfolio states the amount as $7,227.43. I will gladly give any information on this "fraudulent" company as it seems they are above the law for some reason.
  • 0
    AshleyG
    They just called me from 205-423-4020 to settle my debt from an old credit card I had and being that i want to make my credit better I was actually excited to try to settle. Then they wanted me to give them my bank info over the phone and I told him that I was sorry and i just couldnt do that because I had no actual proof that he was really trying to collect debt and not just scam me. I told him there had to be another way. He said that I shouldve got something in the mail stating that Wells Fargo is working with them to recover their money. When i told him that i never got a letter like that he told me that i probably just threw it away. I then told him that that wasnt possible because i open ALL my mail and at that same time I got online and typed in portfolio recovery and everything that popped up said it was a scam so i told him my findings and hung up.

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