Lower credit card interest rate scam
Complaint
Michael Rennier
Country: United States
Somebody,(Margarite) phone number 901-248-7430, called me up and directed me to press number 1 to reach the company for credit card rate reduction. Upon doing so they requested if I had over $5,000.00 in debt and they wanted my credit card number to verify the debt. I requested their first and last name. The female speaking stated her name was Margarite but would not provide her last name. I attempt to find an address for the compant she refused to tell me then directed me to her supervisor "Ronald James". He again advised me he would lower my debt and requested my credit card number. I again requested as to the address of his company he stated Tallahasse Florida, but wouldn't not provide me with a street address. When I advised him I would look him up on the federal system because I felt he was trying to perpetrate a scam he stated "don't call this a scam and I'm going to hang up". I looked up the company "Account Services" on the internet and it advised of scam warnings. I said the internet site indicates you company is involed in scams. He stated "this is not a scam", I replied it sure appears that way; he stated "shutup" and hung up the phone.
Comments
ave fun before they hang up on you.
I've also complained to the FCC and it did nothing. Obama should focus less on violating the Constitution and protect my right to not be disturbed by telemarketers constantly.
The fog horn idea is great.....can't do that at work but when I get called at the house, that's going to happen. :)
The first time I called this number, I asked the person what their company does, and the lady hung up on me. So I am sure this is the same company.
1) Have paper ready.
2) Be ready to provide them FAKE info. Keep the first 4 digits of your credit card and give fake numbers for the rest of the card, your ssn, birthdate etc. Write the fake numbers down as they will ask you to repeat them. (They know your name, address and phone #. Dont give that fake info).
3) After they try to verify your info, you will be asked to repeat. Pretend to have crossed a couple digits. Reread, but "correct" the fake info you give them with more fake info.
4) It helps if you talk real slow, like you suffer some form of mental disability.
5) The point is to string them along as much as possible.
I usually end the call by telling them that I will continue to waste their time everytime they call. They WILL get pissed. :)
They claim they got my number from one of the credit bureaus which is not possible - none of them have the number they call.
These are robocalls, which is illegal (www.ftc.gov). At one time the FTC stated these calls are scams, and their entire script is the definition of a scam. So I waste their time since that prevents them from using the time to get someone stupid enough to cooperate with them.
When I call the number back, I get an automated "we're sorry, the number you have dialed is not in service . . .". Reporting the number to Do Not Call or my state Attorney General is a waste of time - they can't track it either (so much for an earlier poster's attempt to blame President Obama).