Lower credit card interest rate scam

ComplaintsScamsAccount Services

Complaint

0
Michael Rennier
Country: United States
Somebody,(Margarite) phone number 901-248-7430, called me up and directed me to press number 1 to reach the company for credit card rate reduction. Upon doing so they requested if I had over $5,000.00 in debt and they wanted my credit card number to verify the debt. I requested their first and last name. The female speaking stated her name was Margarite but would not provide her last name. I attempt to find an address for the compant she refused to tell me then directed me to her supervisor "Ronald James". He again advised me he would lower my debt and requested my credit card number. I again requested as to the address of his company he stated Tallahasse Florida, but wouldn't not provide me with a street address. When I advised him I would look him up on the federal system because I felt he was trying to perpetrate a scam he stated "don't call this a scam and I'm going to hang up". I looked up the company "Account Services" on the internet and it advised of scam warnings. I said the internet site indicates you company is involed in scams. He stated "this is not a scam", I replied it sure appears that way; he stated "shutup" and hung up the phone.

Comments

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  • 0
    masterbilly
    Ronald James is not the supervisor he is the one who is taking down your credit card number then using it to scm your account of money.
  • 0
    Fed Up
    Seems like these scammers have been busy little bees lately.  We just received the same b.s. recorded message about lowering our credit card interest rates supposedly because "the Fed just lowered interest rates."  Baloney.  The only action the Federal Reserve can take is to raise rates at some point in the near future if 'stagflation' becomes more of a reality (and because rates can't be lowered any further).  We didn't bother pressing "1" to speak to some rude [***], but we always report these calls to the 'do not call' website.  NEVER GIVE THESE IDIOTS ANY OF YOUR PERSONAL INFORMATION OR CREDIT CARD NUMBERS!
  • 0
    Victoria
    | 16 replies
    I fell for it.  I can't even believe I was so stupid. The gentleman who first called stated his name was Steve Taylor or something like that. The next gentleman that called back to further pretend the scam was real stated his name was Peter Gabe. The number on my caller id showed 407-2871-6247.  They pinged my credit card for $395 in the name of "Marketing Associates."  Losers.....BEWARE!
    • 0
      Andrea replies to Victoria
      | 14 replies
      I am actually an attorney and I have been getting calls from these people using a variety of different numbers. I am working with another law firm to sue them but we are having a really hard time finding out who they are. Can you provide me with any identifying information from them on your credit card statement? When a company charges you your statement will usually say the name of the company and sometimes a phone number or address for them. Any help would be greatly appreciated.
      • 0
        Deb replies to Andrea
        I am getting several calls a day form 303-249-9700.  I have just quit answering them.  I was afraid it was a scam but someone needs to do something about them.  They told me in the beginning that they were with the Credit Card Account Services that is listed ont he back of my credit card.  I am glad I refused to give them info.  I hope you can find them!
      • 0
        karen replies to Andrea
        Indiana attny gen filed a suit against Consumer Credit Group LLC.  CEO:  Iokesh James and Dale Robinson.  I haven't looked for their number.  If I find it, I think I will start calling them 20 times a day, being rude, and hanging up.  I am so tired of these calls and filing a FTC complaints.  I am more than happy to share my call logs and any other info I have to make these [***] stop violating my rights.
      • 0
        Tired of it in Texas!!! replies to Andrea
        I too am getting calls almost every day! i am so tired of it! Does anyone know who to call to be taken off their list? Has anyone reported them to the BBB?
      • 0
        GregK replies to Andrea
        The address they gave me was:
        Acccount Services W. Dell
        Campbell, FL
        Suite 1220
        32707
        -
        -Phone #
      • 0
        Scammer Identifier replies to Andrea
        | 5 replies
        In connection with "Account Services" a scam company after your info for identity theft. Current name being used is "John Waters" and a female by "Waters" as well. Call came from Britton, OK using phone number 405-463-4744 at 3:03pm today. Call sounded unprofessional with a voice message left on my cell by "John Waters" half laughing to call 1-866-293-0277 ext 1787 demanding I "call him back." Perpetual caller. Many reports have been made since 2008 warning others of their scam. This is one of the reports... http://www.consumerwarningnetwork.com/2008/12 ... t-for-the-scam/
        This is a perpetual caller who does use several different numbers, names, and different call back numbers posing as a debt collector. No matter how many numbers I block from them, they keep coming. Good luck to you Andrea, hope you get 'em and get 'em good.
        • 0
          Scammer Identifier replies to Scammer Identifier
          | 4 replies
          I'm not sure how they got my number, but they were trying to collect on a "debt" from two accounts from USAA that have long been paid. I had a lot of unfortunate incidents with USAA. When my car was stolen they tried to say that I didn't have gap insurance so they didn't have to pay off my car loan and when I needed a lot of assistance in a really bad winter, lots of effort was put into odd companies trying to collect on USAA "debts" that have been long paid off. I'm going to make an educated guess and say USAA is trying to scam money back into their pockets. I don't have any proof that USAA directly gave anyone info but I do know that the USAA accounts are the only ones that are attempted for "collection." I loved USAA until I actually needed their help. And there were a few times I got ran around by them trying to deviate from their responsibility that I was paying them to uphold. I hear of this often from others with USAA: you either love 'em or you hate 'em.
          • 0
            Scammer Identifier replies to Scammer Identifier
            | 3 replies
            On May 1, 2012, a message was left to call "Julie Flowers" at 1-866-388-7515 ext 1756. Call came from Noble, OK from this number 405-294-3456 at 8:58am. The message left was trying to reach a female (same first and last name as mine) with a different middle name. That message was left at 9:00am. When I called the 866 number a guy answered as some law firm which I cannot recall and said, "Oh, let me connect you to Julia." - Not Julie, but Julia. This female told me to fax my proof of non-debt to 210-821-1234 or send a copy of the proof to 1802 NE Loop 410, San Antonio, TX  78217. I later looked up the address on the internet and she left out what suite number it was. Account Services is Suite number 400, according to the internet info. Keep in mind I had already provided proof to a collection agency over a year ago.

            Other "companies" that contacted me are CBCS on Aug 2011 for $69.07 on one of the USAA closed accounts and I.C. SYSTEM, INC. on February 5, 2011 for $269.44 for the other USAA closed account (this one immediately followed my needed assistance that winter I mentioned above). CBCS info is here... for complaints mail to: CBCS, Department CM, 250 East Town Street, Columbus, OH  43215, email is cbcsmail@cbcsnational.com, phone numbers on letter 1-800-252-2107 and 1-877-886-7331 (between 9am and 5pm EST M-F). They are posing as a debt collector stating that "for flexible payment options" go to www.cbcspayments.com, using access code: 8.16691925.525 and also have the bottom portion of the letter for filling out credit card info for payment to CBCS, PO BOX 2589, Columbus, OH 43216. I.C. SYSTEM, INC. info is here... I.C. SYSTEM, INC., 444 Highway 96 East, P.O. Box 64887, St. Paul, MN  55164-0887, phone 1-888-229-8854 (M-Th 7am-9pm, F 7am-1pm CT). I sent a Debt Validity Dispute and copy of my proof of both closed accounts (somehow she knew about both) to this company. I never heard back from I.C. SYSTEM, INC. or Beth Brown (Manager) who sent the letter notifying me of this "debt."
            • 0
              Scammer Identifier replies to Scammer Identifier
              | 1 reply
              Update: Names used from Account Services at 405-294-3456 are... John Juarez, Amy, Veronica and at 405-463-4744 is Mr. Munez. The 4744 location transferred me to the 3456 location to handle the do not call request. Account Services said that two accounts were in collection from USAA and they are the collectors of the debt. USAA Collections stated that no such debt exists and to tell Account Services to "not call anymore." I have proof that no debt is owed by the two accounts Account Services is claiming as debt. Legal action will be taken if calls continue. This "debt" is fraudulent. I do understand time-barred/"zombie debt" which does not apply here because there is no actual debt to revive. (Other related info... according to an article by Lisa Stark, March 18, 2012 on go.com, Asset Acceptance paid a $2.5 million fine to the gov't because they "allegedly broke the law by threatening lawsuits on expired debts and reporting those old debts to credit agencies." And, according to the abc NEWS website on April 25, 2012 from the article, "W. Va. Woman Fights to Collect $10 Million from Debt Collectors" Diana Mey won a class action lawsuit in 1999 "against a major telemarketer whose salesmen kept calling people, even when asked to stop." She was also awarded a judgement of $10,860,000 this past May by suing RFA for harassment and illegal collection practices. Sounds good to me!) For other victims/truth seekers, be sure to keep all documentation sent to you, write down times/dates/names/addresses/ammounts/accounts/call back numbers/details/etc, know your state statutes, statutes of limitations, and report illegal activity like this to the Better Business Bureau and the Federal Trade Commission.
              • 0
                Scammer Identifier replies to Scammer Identifier
                Phone company used shows to be Level 3 Communications, LLC http://www.reversenumberdatabase.com/405-463-4xxx
            • 0
              CONFUSED replies to Scammer Identifier
              I just received a notice in the mail of a debt that was taken care of back in 2009. Stating I owe on a electric bill in Virginia, which I paid, it was my daughters last bill when she moved out of her apartment there to move back to Ohio. Now I receive a letter from CBCS, it has all the info you listed. Do I call the 800# for this company, do I set up an account on their website which I couldn't get to come up (until I clicked on your www.cbcspayments.com), or do I just call the electric company myself? I do have to get the "paid" receipt from my bank, which will now cost me something, for proof that I paid it, but better than going through this CBCS company if it's not legite. Thoughts?
      • 0
        Ken replies to Andrea
        Anna, from account Services 360-529-6177
      • 0
        Jewell replies to Andrea
        Here is the latest number they just called me from  609 2278 4849, 701 264 5001, 202 499 1488,
      • 0
        Inge replies to Andrea
        Since you are an attorney, perhaps you would know if this firm could be sued under a class action...they are calling cell phones, for which Consumers pay by the minute. Even at 10 cents each, it would add up to millions.

        Appeareny, the credit card companies have no interest in stopping them...BAC suggested I call my states attorney general..after I explained the person from Account Services said they represent BAC.
      • 0
        Carolyn replies to Andrea
        Beth Brown, claiming to be IC Systems calls me and sends collections letters, claiming to be representing Target.  They say I owe money for various bounced checks (never bounced a check, but my Target card has been cancelled).
        The address is listed as 444 highway 96 East. PO bOx 64378 ST Paul MN 55164-0378  phone 888-229-8854
    • 0
      WGMOW replies to Victoria
      Actually, you are the loser. Only a female would be so dumb as to fall for this scam.
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