OFFICER ROBERT RICHMAN

Complaint

0
colleen mitchell
Country: United States
ROBERT RICHMAN called my dads house today and left a message to call him so i did he told me he was an officer of the fbi and i took out a pay day loan in march of 2007 he said eme marketing didnt want to play games and to pay them or i will need a lawyer and go to jail then he goes to tell me if i dont pay triple what was borrowed they will take all i own

Comments

  • 0
    Nickie
    I have had two different set of men call me stating they are FBI agents and I have these different criminal charges against me and when I start to ask questions they get very rude . They say if I don't pay them money the FBI will come get me.  They call me my work and email me. They have all kinds of information about me. What do I do? Is it for real or a scam?
  • 0
    Chase
    | 2 replies
    Simply tell your credit card company that this is not a valid charge.  Let them investigate and report back to you.
    However, it's likely they just wanted your credit card number.  You should ask your credit card company to cloe the account and issue a new credit card.
    • 0
      miss monica replies to Chase
      | 1 reply
      To whom it may concern,

      I am  Mrs Jessica Vergas,i and my husband just got a
      loan from this  company called MISS MONICA HOUSE OF LOAN INVESTMENT without
      we being scammed.i am so happy that after all this years we can still
      find our feet back again.i am so happy that now that we do not have a
      job we can find a way to live again and i want to tell every body that
      if you need financial help you can contact them via email at
      missmonicahouseofloan@gmail.com.

      Thanks for listen, may God help you too.

      Regards,

      Mrs Jessica Vergas
      • 0
        anonimo replies to miss monica
        Eso es mentira soys todos iguales unos estafadores
  • 0
    Pat
    I have never taken out any type of payday loan but did look at several sites out of curiosity. Boy did my curiosity kill the cat!  My information was stolen and not only did I receive threatening calls but also my adult daughters. He called them more than once and called me at my place of work.  I received the same type of threats as I read here. So I did a little research and armed with knowledge I called back. I told the Indian accented man that I had filed a complaint with the Attorney Generals Office in New York, which I had. I told him I was going to have him arrested for extortion if I or my children received one more threatening phone call. He hung up on me!  So I called back and he was "appalled" that I would make such an accusation. I told him he was a criminal. He got mad and the only phrase I recognized was "screw you". I have heard nothing more in almost a year. It's a shame these people can scare some people into paying them.
  • 0
    tired of this crap
    The number that called me was 919-249-5382. This is an extortion scam. Do not give them any information. They will keep calling your job to get you to give them money threatening to get you fired. Unfortunately through my research the only thing you can do is file complaints with the FBI, Federal Trade Comission, and FCC. All of these websites gather your information but do not promise a resolution. Even when you tell these callers that you know it's a scam they still continue to harass you. One day they wouldn't stop calling my job so i called their number over and over again for an hour straight tying up their lines. They stopped calling me but 3 hrs later called again threatening to tie up my work phone lines from 7am to 4pm. So I installed an app on my phone that auto dials numbers as many times as you want. I plan to start the app from the time their phone lines open until the time they close Mon-Fri until they stop calling me. Something has to be done about these people but it seems that none of our agencies have a definite solution. We must fight back!!
  • 0
    Moon.man70
    Got a call today from a lady from DCS or MCS not sure which regarding a payday loan. She had an english accent and called me from 631-309-6009. Im not sure if this is legit since she called me from an unlisted number and the number she gave me was on the voicemail i received. Can anyone let me know if she has contacted anyone else if she has please respond to this message. I believe this is JUST ANOTHER SCAM. Just want to verify it.
  • 0
    treat
    I happen to owe money to pay day loans.  They tried calling me and they have left a message saying that it's time sensitive manner.  I called them and said that they will go to court tomorrow and get a warrant for my arrest and send me to court in front of a judge and pay them and/or explain why I haven't paid.  Is this legal?  Can they actually come to my job?
  • 0
    treat
    continued... the payday loan ... they happen to have my information like my ss# and the place where I work.  Are these people for real or is this a scam.  They asked for my visa or mastercard to make the payment.  It scared me that they said that they will come to my job and arrest me and they will give a copy to me and to my employer.  I work as a teacher so I was scared because I can't have any kind of arrest under my record.  I try to make a payment arrangement but they said tht it might be too late and perhaps the only way was to make a full payment of 1270.60 or so if approved. The person will go to court tomorrow and see if they can grant that request. The phone number they called me from was 408-641-7599.  I'm hoping it's a scam and not real because I'm scared.. just happened today and I don't want to get arrested.  Lucky, I didn't give them any money as of now.  Can someone please help me on this.
  • 0
    Pudden
    Hello, I recieved this call from this lawyer saying that if I didn't pay a loan advance off they would have me serve at my home or place of employment. Is that possible? I only borrow $300, and I've already paid back over a $1000.00, therfore, I stop paying. I'm I in trouble for this and can I go to jail?
  • 0
    Princess7777
    I received a call today from a lawyer with a thick Indian accent and he reported that I was being sued from cash action pay day loan. I did take out a 500 dollar loan and i was told that they would take out 150 which they did and the lawyer stated that it bounced I checked my bank account and it went through. The lawyer stated that there would be a sheriff come to my work and serve me papers. I cant be arrested can I and what should I do. If I go to court I know I can prove it to the judge that the payment did not bounce. I would have been notified that I had a NSF charge from my bank which I didn't. Now they are telling me I owe 900 dollars. I just tool out this loan a couple weeks ago. What can I do, should I call the pay day loan place or just wait to go to court. I want to pay off this loan and am not trying to default.
  • 0
    ck, ala
    I'm having the same problem i did take out a pay day loan seven yrs ago just this week someone called me and told me that if I didn't give them my debit card info and pay this debt that they would garnish my check I'm really stressed because I have a twenty year old son who is sick with no insurance and I pay for his medical Ive been so worried I offered to pay in payments by moneyorder they refused I don't know what to do
  • 0
    Amy
    | 1 reply
    Names given ,Charles Lawson .Mike Murphy ,Sharon Jackson from area numbers (214) (405)...I have been receiving phone calls everyday up to 4 times a day ,from people using the same number but different names same person sometimes..Its driving me nuts.I had a payday loan back in 2008 and I could not afford it being taking from my account.It was putting me in the overdraft by the time all the other bills hit so I closed it...I'm willing to pay it back but not to someone who can not provide valid information except they are gonna have me summon to appear in court if I do not pay them $850.00 then its gonna be $1000 with court cost so Im looking at $2,0000 and all so they can settle with $300. today by 5:00 pm. I can there for give them a debit.credit.bank account or even a prepaid card  number and this will all be over and they will e-mail me my receipt....Like really!!!all this and your gonna settle with $300 WTFE....what should I do pay them or wait till I receive some valid papers by mail or court papers...HELP=D
    • 0
      Katy replies to Amy
      This is not a payday loan company. This is scammers who have illegally obtained your personal information. Let me tell you my story. I started getting calls from people with thick Indian/Arab accents about a month ago. They started trying to get me payday loans, car loans, etc. they use generic American names like Mark, Kevin, Matthew, or Eric. I ignored the calls at first, looking them up on google after each. I found all of them were scams. I then started picking up and hanging up, answering and putting the phone next to my stereo and blaring rock music, telling them I was recording to trace and report the call, etc. Then, last week, my husband noticed a $30 charge in the form of an electronic check taken from our bank account. I looked at the image of the check they used, and it was so obviously fake I almost wanted to laugh. However, I've had to change my bank account, wait for new cards to arrive so I can pay my monthly bills, have been unable to get any money from the bank since it iis out of state (USAA) and now have people calling again from this scam.  My advise is to immediately close your account and set up a new one. Never give personal info to anyone over the phone. If they threaten you with court, arrest, a hold on your ssn, or anything else, laugh at them. They can do nothing of the sort. You cannot be arrested for a consumer debt. Warn friends and family that these scumbags may call them as well. Check your credit often and you can even alert all 3 credit agencies of possible fraud or identity threat and they can help as well. Do not stand idly by. If no one does anything, someone else will fall for this and these people will get rich off of hard working Americans. Good luck.
  • 0
    law abiding citizen from india
    | 2 replies
    Hey people....It must be big headache for you guys who got calls from so called "LAW FIRM / DEBT COLLECTION AGENCY /LAW FIRM OF CASHNET...or what ever [***] they call it....I have  a friend who use to work with one of these companies....He wanted to work in a call center as most of our friend circle work with one of the call centers in India. I work for General Motors which is outsourced to India. Most of us working in a call center have different experiences so we share it among ourselves when we have time. One of our friends called John (name changed) was working for a small call center kind of company...in fact a fraud company which he didnt know what kinda company it is before he joined. John joined the company called TECH EVOLUTION in India...After 3 weeks he found out that its all [***] tah he;s doing and told us that he's gonna quit because its all scam and [***] that they are doing...He said "A lady i called that day prayed for me saying that it is wrong what we guys are doing here because, sometimes we call people who didnt even take a payday loan. The lady prayed for me so that I get a good job soon. He quit the job the next day without even taking the salaries that he earned for the days he worked. Its like a story but its true....
    A lil advice....people calling you for payday loan debt with thick Indian accent, talking about hiring an attorney or legal officers will be coming to your place if you dont pay....THIS IS ALL CRAP. Dont believe 'em.
    Frens this got to stop!!!! Hold on...forgot to mention, If you a get a voicemail starting with " This msg is intended to Mr. xxxxxxx. Mr. xxxxxxx the very moment you recieve this msg, I want you or your legal attorney of records to call  " somthing like this, Its them, people who gonna go to hell one day. Disregard the Msg or their call.
    I cant do anthing for You guys but I pray that this stops soon. hope this helps. God Bless you all.

    Always,
    Law abiding citizen
    • 0
      | 1 reply
      Thanks for posting your information.  It matches several complaint profiles showing up on this and other sites.

      Indian connected abusive debt collection appears to fit 3 categories:

      1)   somewhat legitimate Incian call centers that are part of U.S. debt collectors, but typically the FDCPA compliance is much lower than mainstream U.S. debt collectors.

      2)  shady business organized Indian debt collection call centers, with numerous reports of FDCPA violations such as illegal threats and evasion of validation,  (One run from southern California but using Indian call centers was sued by FTC several months ago.)

      3)  What appear to be nothing but free lance con artists, or small groups running fake debt collection scams, often employing fake "payday loan application" websites.

      I might be more upset with these fraudulent and abusive overseas con artists, except that they have been progressively destroying the credibility of the U..S. based collection industry, which although it often uses more subtle deception and harassment, is in many cases as crooked as the Indian scams.

      Because fraudulent collection is apparently a growth industry, and as quick to harass and extort not only debtors, but the majority of U.S. citizens who actually pay their bills, I expect these fraud rackets to continue to grow exponentially, fed by both cheap VoIP phone service and more cheap bad debt from the last recession, until either Congress is forced to act, or the credit reporting and phone systems degenerate into worthlessness.
      • 0
        tj replies to tj
        Also, is there anything you can telll us about "Central Rewards", also known as "Silgate", supposedly operating out of the Mumbai area?
  • 0
    law abiding citizen from india
    | 1 reply
    Like you said tj, I'm not so sure how they (so called call centers in India) got the info about you guys. SSN, work & home phone # , Address etc...
    It has to be someone there in the US who sends out the information here.
    May be an American national or...God knows who does.
    I have not heard of Silgate. Is it a company?
    • 0
      Thanks for your reply.

      One reported source of U.S. consumer id information is reported to be fake "payday loan application" websites.  This information has been traced to the Indian scams via anecdotal reports from consumers who knew they had applied on some sites but did not take out loans.

      There appear to be various such sites, selling their "lead" information, which often includes bank account and id information, supposedly to "potential lenders", but it is apparent that many of the buyers are actually engaged in either fraudulent "lending" rackets, or fraudulent "debt collection" rackets.

      Complaints have also shown up in connection with unauthorized deposits for "payday loans", deposited into consumer checking accounts, then quickly removed while alleging 400% to 900% interest was owed on this "interest only loan".  This type of fraud is usually hidden behind Caribean island corporations, to evade state regulation.

      There have been anecdotal reports of involvement in these fake "debt collection" scam businesses by Indian call centers.  U.S. consumers report hearing typical "call center" background noise, with many other pitches in the background.  In addition, several fraudulent Canadian telemarketers are reported to be using Indian or Pakistani call centers, most notably for fake "business directory" shakedown rackets.

      There is apparently a significant level of fraudulent call center business activity operating out of India.


      Postings from alleged current or former employees of Silgate/"Central Rewards"/"American Auto Benefits" have identified the company as the source for various fraudulent telemarketing scams. Those posts are often attacked by others, probably other employees, but pretty crude responses.
      https://complaintwire.org/complaint/2aABAAAAA ... central-rewards

      https://complaintwire.org/complaint/2aABAAAAA ... tral-rewards/17
      "HEY GUYS,
      I HAVE CRACKED IT.
      CENTRAL REWARDS is a SCAM COMPANY operating from Mumbai , india.
      these guys are located in andheri and thane both are suburbs of mumbai.
      the call centre name is silgate solutions.
      they work for different scam rewards such as spypeeps ,assist 123, us protection and many more.
      be aware , i've already put this on facebook so all my frnds know about this.
      ..."

      Does the above location information mean anything to you?

      Website looks real polished.
      http://www.silgate.cc/


      "Central Rewards" has shown up at the center of an ever widening range of fraudulent telemarketing, more recently connected to interception of calls made to U.S. call centers apparently by obtaining 800 numbers 1 digit different.  More recently, they have complaints reporting "magazine subscription termination fee" shakedown rackets most often associated with Buffalo NY scams.
  • 0
    Steph
    Close your Bank account and avoid their phone calls, if you pick it up just hang up there is absolutely nothing they can do, it is an illegal loan their the dumb [***] that are lending the money. You can send them a letter after you close your account telling them your state laws and that you will only send them payments on the principal only, you did borrow money so you might want to pay it. Keep documents of the amounts you send and only send money orders, western union or prepaid Visa cards do not give them any bank or credit card info they will take all your money! I know I have the same loan, most illegal lenders will not even file it on your report but this one will land there along with First Bank of Delaware they also are a high interest installment loan place.

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