OFFICER ROBERT RICHMAN
Complaint
colleen mitchell
Country: United States
ROBERT RICHMAN called my dads house today and left a message to call him so i did he told me he was an officer of the fbi and i took out a pay day loan in march of 2007 he said eme marketing didnt want to play games and to pay them or i will need a lawyer and go to jail then he goes to tell me if i dont pay triple what was borrowed they will take all i own
Comments
It has to be someone there in the US who sends out the information here.
May be an American national or...God knows who does.
I have not heard of Silgate. Is it a company?
One reported source of U.S. consumer id information is reported to be fake "payday loan application" websites. This information has been traced to the Indian scams via anecdotal reports from consumers who knew they had applied on some sites but did not take out loans.
There appear to be various such sites, selling their "lead" information, which often includes bank account and id information, supposedly to "potential lenders", but it is apparent that many of the buyers are actually engaged in either fraudulent "lending" rackets, or fraudulent "debt collection" rackets.
Complaints have also shown up in connection with unauthorized deposits for "payday loans", deposited into consumer checking accounts, then quickly removed while alleging 400% to 900% interest was owed on this "interest only loan". This type of fraud is usually hidden behind Caribean island corporations, to evade state regulation.
There have been anecdotal reports of involvement in these fake "debt collection" scam businesses by Indian call centers. U.S. consumers report hearing typical "call center" background noise, with many other pitches in the background. In addition, several fraudulent Canadian telemarketers are reported to be using Indian or Pakistani call centers, most notably for fake "business directory" shakedown rackets.
There is apparently a significant level of fraudulent call center business activity operating out of India.
Postings from alleged current or former employees of Silgate/"Central Rewards"/"American Auto Benefits" have identified the company as the source for various fraudulent telemarketing scams. Those posts are often attacked by others, probably other employees, but pretty crude responses.
https://complaintwire.org/complaint/2aABAAAAA ... central-rewards
https://complaintwire.org/complaint/2aABAAAAA ... tral-rewards/17
"HEY GUYS,
I HAVE CRACKED IT.
CENTRAL REWARDS is a SCAM COMPANY operating from Mumbai , india.
these guys are located in andheri and thane both are suburbs of mumbai.
the call centre name is silgate solutions.
they work for different scam rewards such as spypeeps ,assist 123, us protection and many more.
be aware , i've already put this on facebook so all my frnds know about this.
..."
Does the above location information mean anything to you?
Website looks real polished.
http://www.silgate.cc/
"Central Rewards" has shown up at the center of an ever widening range of fraudulent telemarketing, more recently connected to interception of calls made to U.S. call centers apparently by obtaining 800 numbers 1 digit different. More recently, they have complaints reporting "magazine subscription termination fee" shakedown rackets most often associated with Buffalo NY scams.
Unless and until you actually get a summons, you have no reason to respond at all.
Get their address, then send them a letter, mailed certified, demanding that they send you proof of any alleged debt. If they are frauds, they will make all sorts of threats rather than disclosing any address. If they disclose their address, you send the above dispute letter. If they are legit, they will either send proof of the alleged debt, or they will stop collection until they do.
File extortion and fraud complaints with FTC, your state Attorney General, and at www.ic3.gov
Looks like they just started.
https://800notes.com/Phone.aspx/1-888-861-1065
"Mediation" is just a euphemism used by these shakedown rackets to imply they might be "attorneys" or a "law firm", and might "sue" if you don't "agree" to "settle" some unproven "debt". Not only are they deceptively trying to imply they are "attorneys", they are probably also trying to imply they are somehow not "debt collectors".
They are trying to imply the possibility of "legal action" without getting caught saying they are "attorneys", which could get them prosecuted.
It's just BS.
I wonder how they are getting local area code cell phones to call me up. they are clearly not in my home state. How do I know its a scam?
Their "debts" are entirely fake.
They are on the wrong side of the ocean to do anything to you.
Fraud complaints against the Indians are running neck and neck with similar complaints against home-grown debt collectors. In a few years, the whole country will be trained to just ignore all calls from strangers.
To make the story short: they said that I'm the "beneficiary for some kind of Nigerian bank and they wired the $$ to me " and because I have been avoiding their emails they are going to arrest me and take my family the threats are unbelievable! They said that I need to "send a $98 payment" to and they change the person's name every time. The person who keeps sending me these threatening emails says" do you understand what I'm saying, this is the final email in sending you do you get me?" it's just a whole emails of threats and what he was going to do to my life. He signs his name as " Robert s. mueller, FBI director. I wish I can copy paste the emails here but it won't let me.: I'm receiving numerous death threats from this person and I have no idea who he is: please help me.
Don't respond, or they will just target you as a sucker.
"they said that I'm the "beneficiary for some kind of Nigerian bank and they wired the $$ to me " and because I have been avoiding their emails they are going to arrest me and take my family "
That doesn't even make sense. Ignore it.
"I need to "send a $98 payment" to and they change the person's name every time. "
They are after your money, and the name is made up anyway. It's probably some idiot sitting in a Nigerian internet cafe, trying to scam mugus.
"The person who keeps sending me these threatening emails says" do you understand what I'm saying, this is the final email in sending you do you get me?" it's just a whole emails of threats and what he was going to do to my life. "
He knows there isn't much anyone can do to catch him, so why should he worry about making threats? The other side is, YOU know he can't do a thing, is living in squalor in a third world nation, and probably will for the rest of his life, so ignore it.
There are 7 Billion people in the world, and now many of them have internet access. Just on odds alone, that makes a bunch of them crooks.
"He signs his name as " Robert s. mueller, FBI director"
Anyone can look up the name of the FBI director, and anyone can write some email and blast it out to millions of people. He could have signed it "Santa Claus", but it wouldn't make him be Santa Claus any more than it can make him head of the FBI.
Technically, what they are doing is "extortion", trying to get money through threats of physical violence, even though they aren't very credible.
If you want to set your mind at ease (probably worth doing in this case) call your local FBI field office and ask them about it. They will verify that it's just a scam, and that the scammers can't do anything. They can also verify that the FBI can't do much either.
You can find your local FBI field office, here:
http://www.fbi.gov/contact-us
Report it as spam to your ISP, or just delete it, along with all the other spam you get. It's really no different.
You cannot believe any caller claiming you "owe" them, especially if you have applied for and obtained payday loans before, since these scams specifically target people they think they can con because they know they have applied. They will pretend you owe them, fishing for details that YOU will provide in trying to figure out what loan you might owe, then claiming that is the "loan" you owe them for.
This is a common criminal shakedown racket.