PAYDAY LOAN COLLECTORS

ComplaintsCollection AgenciesACS DEBT COLLECTIONS

Complaint

0
SOULSISTA1973
Country: United States
My mother received a call at her home for me from a so called Agent Brown and he provided a court docket number and advised I could return the call or would be sued in court. Unlike most of the complaints on here, I know I owe this payday loan from 2005 and as of right now have no funds to pay them. I called them back and spoke w/this so called agent and asked what court is this docket number from being I live in Dallas, Texas and asked for the name of the original loan company. Of course he couldn't provide either. I then advised him I would be contacting the Attorney General and the FCC to file a complaint. It's not illegal to owe money, nor is it illegal for them to contact me regarding the debt but it is illegal to mis-represent yourself, not provide your company name and other info needed to validate the debt. If they call you I suggest you do the same.

Comments

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  • 0
    Teena
    | 1 reply
    Mjb, that is the same email I received. I had been receiving calls from a accented male threatening me and screaming. I reported these people but it has not stopped! Is there anything a person can do?
    • 0
      CJ replies to Teena
      No debit collector can continue to call you at work as long as you tell them they cannot call you at your workplace. If they continue, you can legally take a compliant out against them for harassment. Google bill collectors calling you at work and they will give you information on how to file a complaint against the company.

      Hope this helps...
  • 0
    jessiegwow
    I am pretty sure they are who called me today.  I got a call saying I was going to be served or arrested by a uniformed officer unless I called a certain phone number.  They never gave me a number but I might have thrown "Adam" off with all my questions. Anyway he gave me a case number after I asked him the name of his company which he said was called " the legal department".  I have just dealt with 2 other scammers and was told by Pa atty general do not give out any info these types of scams are very popular right now. I would report this too but I have no other contact info for them and they blocked the phone number. The guy wouldn't answer anything else he just screamed you've been warned and hung up. Then called me on work number. And disconnected as soon as I answered and said my name.
  • 0
    Michie in VA
    | 6 replies
    Received a call from these yahoos (ACS) tonight and when I returned the call, they claimed they were going to file a complaint in my local court for check fraud, etc. in regards to a payday loan I had with Fireside Cash in 2012.  I informed them that I had legally revoked ACH authorization and requested an address to make payments to but had not been provided one.  I requested and received their address and was given 3840 E. Robinson Road, Suite 318, Amherst, NY 14228.  The rep Jay Michaels said they would be proceeding and he would be noting that I refused to cooperate and per the contract with Fireside was under a binding arbitration and didn't have a leg to stand on.  I told him to go right ahead and take me to court or press charges or whatever they felt was necessary and that my response for the record was that I would be reporting him and his company for their tactics.  In all my life and troubles I've never once had anyone who had a legitimate grievance against me for a debt or bounced check call me first before filing suit or charges so I'm not about to take some yahoo from NY who calls before taking action seriously.
    • 0
      Mich in VA replies to Michie in VA
      BTW - I googled the address and its UPS Store. #0767.  I guess Suite 318 is their mailbox number.  What a joke!!!!
    • 0
      jim replies to Michie in VA
      are they still calling you
    • 0
      KC from NJ replies to Michie in VA
      | 3 replies
      This same guy  Jay Michaels called me on Jan 15,2013 from *(877) 630-7338 stating he was from Acs recovery and that I owe a company called Bayside cash  ( payday loan Company).) $ 1400.00 and he would work out a payment arrangements with me via a debit card only. I did take out a payday loan with Bayside
      in sept of 2012 and had several 3 payments debited out of my checking account until I found out they were Predatory Lenders. Bottom line I reported this company to BBB/FC and my States' Attorney General and I never heard back from them. I even faxed them a letter  10/3/2012 stating I would pay the balance of $240.00 I owe this for my original loan, however I never heard back from them.
      • 0
        KC from NJ replies to KC from NJ
        | 1 reply
        Wow, today I received an email from  a lady name  Caila Roberts  (888) 876-1455 ext 211  of  ACS Recovery located  ACS Recovery Inc. 3840 East Robinson #165 Amherst, NY 14228 who emaile dme some Demand  letter  for payment. The letter states I could not mail in payments or use Money Gram / western union. They insist on Debit card payments. Has anyone else heard oif this company?
        • 0
          jim replies to KC from NJ
          i got same demand letter and calls from john reagan unknown demanding money
      • 0
        Melanie replies to KC from NJ
        I got that same phone call Friday and started investigating and when I called him back and told him to send it to me in writing.  He got very angry and said he was gonna go forward w/this.  And take me to jail.  
        Should I just ignore it or wait till he sends me something in writing
  • 0
    jim
    I recieved a demand letter from ACS to pay them 680.00. If not paid they'll send legal actions to my county. Never mailed me anything before contacting. I was called by a John Reagan who actually spoke english. ACS RECOVERY
  • 0
    S
    | 1 reply
    I just got a call and spoke to an agent talking about some pay day loan from 3 years ago for $600, but now she tired to tell me I owe $2000??!! I told her I dont owe ACE cash anything. She said it was a bad check, which is false. They couldn't tell me any specifics or anything and I received multiple letters regarding the original debt. What debt??? They said I was going to be summons to court in 2 weeks. I hung up.
    • 0
      jim replies to S
      i just got a call from john reagan asking for 680. and i told him i don't have it and he aked if i could get it from somewhere else
  • 0
    mx
    Does anyone know their address I would love to send a cease and desist letter.
  • 0
    lsh
    | 2 replies
    I am receiving calls from a Crystal Watts from ACS Recovery and she states that they are coming to my work to serve me a summons and sue me over $175 which my bank refused to let go through because they told me it was a fraudulent withdrawl. The number that they are giving me varies this one is 855-823-1671. Not only that, this person has also discussed this with my boss and almost cost me my job. What can I do?
    • 0
      Curiouser replies to lsh
      | 1 reply
      I would look into hiring a lawyer and suing the pants off them - because they CANNOT discuss this information with anyone else.  I can't believe they spoke with your boss.  Talk about scum of the earth!
      • 0
        J replies to Curiouser
        Scum is right,  I have an attorney.  Little they can do.  They are not a real company they just use the name of one to hide behind.  The address is fake, the numbers basically cheap VOIP forwarders that are almost impossible to trace.  

        Best thing to do at this point is call them, get everyone you know to call them.  Ask them for all the information you are entitled.  Keep them on the phone and wast their time.
  • 0
    Mach1Stang
    | 1 reply
    These calls started about getting out of hand for me about 8 months ago. The first call I got was from "Investigator Monica Evans" stating she had a warrant for my arrest for check fraud. At the time I was miserably 8.5 months pregnant and the last thing I wanted is to be in jail. I asked questions which could not be anwered. All she would tell me is it was for a bad check I wrote a payday loan company. Made little sense because I have never applied for or obtained a payday loan but I was scared and set up payment arrangements of $50 a week for 5 weeks with my debit card. After I had some time to think and calm down I googled if scams like this were going on and found many posts like this. I called my bank, Wells Fargo immediately and cancelled my debit card and disputed the $50 I was already charged. Wells Fargo was well aware of this scam a got me my money back within 2 days. Luckily I didn't lose any money over the deal. The calls have been non stop with me getting 20+ calls on my cell phone and my family is getting their phone bombarded with these calls asking for me and giving very detailed descriptions of why they are calling. These scam artists do great skip tracing to be able to get a phone number days after my father changed his because of this. I am now ignoring all the calls and beating my head against the wall hoping the calls will stop. FTC and Colorado Attorney General have done nothing to helpme and stop these calls. When I do answer these calls I aim to make the so called investigator / agent so mad that they hang up on me.
    • 0
      Stephanie replies to Mach1Stang
      I managed to [***] one of those people to the point that there was NO WAY to could be the person they said they were because he yelled and cussed at me. That is not good business ethics. I have NEVER had a bill collector cuss and yell at me.
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