PAYDAY LOAN COLLECTORS
Complaint
SOULSISTA1973
Country: United States
My mother received a call at her home for me from a so called Agent Brown and he provided a court docket number and advised I could return the call or would be sued in court. Unlike most of the complaints on here, I know I owe this payday loan from 2005 and as of right now have no funds to pay them. I called them back and spoke w/this so called agent and asked what court is this docket number from being I live in Dallas, Texas and asked for the name of the original loan company. Of course he couldn't provide either. I then advised him I would be contacting the Attorney General and the FCC to file a complaint. It's not illegal to owe money, nor is it illegal for them to contact me regarding the debt but it is illegal to mis-represent yourself, not provide your company name and other info needed to validate the debt. If they call you I suggest you do the same.
Comments
The company is providing you Settlement Amount only for you to settle down the case file at once as per your situation. We have Settlement Offer for you that if you can pay the amount which is $545.00 by February 2013 then we can close your case file with this amount only or you can pay $445.00 by Today as paid in full with zero balance with this particular amount only.
Do provide us the date on which you can pay so that we can mention the date on the Settlement Agreement and send it to you. You have to fill the agreement with required information then sign and send it back to us.
Do revert back.
Best Wishes,
Paul Smith.
Well, that's what I did and boy I tell you they got so mad, I need to pay up or else. I just laughed. So, don't get upset with these jerks, just turn the tables on them. Tell them, I'm not paying, I'm refusing to pay and I want you to take me to court, go ahead and serve me. But, the thing is, they will never come and #2, I hope they really do come, they will look very good on the 6 o'clock news...well whats left of them.
There is satisfaction of getting them to tell you to stop calling them. The irony is so sweet! Now what I am hoping to do is get more people to call them. Hell just with the folks on these boards we should be able to overwhelm them.
955.48 to acs
.
So I called the real ACS and tore into them. Actually nice people who transferred me to the Chief of Operations Officer who told me they have had issues with this more times than he could count. After I got off the phone with him I called the Secretary of State’s Office for NY. The lady there validated the registration of the commercial ACS and said they had dozens of complaints about the other company operating under the name but had to record of them having a licenses. The address the fake company gave me for “mail” was PO Box 2123 Park Dr. Buffalo NY. There is no company in NY registered at that address. Next call was to the Better Business Bureau, they have a file, filled with complaints but their investigations have yielded little results because they can’t find any record of the company existing and letters to them at the above address go unanswered.
Best thing you can do is refuse to talk to these people on their terms. Just keep asking them to provide you details and demand a non PO Box address to send your letter. Eventually they will get tired of you and move on. Another thing to do is turn the tables on them. Call them, have your friends call them, have your family call them, do it dozens of times a day and demand their Licenses numbers, demand their address, demand the name of their principle officers, talk about the weather, tell them what your dog did today, just keep them talking. They will give you none of the important information but every moment they spend talking to you is a moment they can’t defraud someone else. Plus it is quite refreshing to have them get upset and tell you to stop calling them.
I hope we can get a lot of people to do the calls and demand thing. Simply put there are more victims out there then there are “agents” at this fraud of a company. We can overwhelm them.
I've wondered why they keep using this same name, after YEARS of consumer complaints. Sounds like their "look us up" talk-off is the reason. Doubt it really works, though, since anyone looking up "ACS" would still find all the consumer fraud complaints.
Any legitimate collection agency calling themselves "ACS" would be wise to just change their name. This one has been overwhelmed by Indian swindlers. There are a few other names they've commandeered, but none as much as "ACS".
Amount Due: $945.67
Case File #: ACS-1262
Dear Debtor,
Our company has authorized us to recover the full amount due to them.
As we put your Social Security Number into our National Checking Database System we found that you have been never charged for a fraud activity & that’s the reason Court House has decided to give you chance to take care of this issue outside the Court without having a report on your Credit History and Social Security Number.
We regret that if we do not receive your response within the next 48 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $4203.86
AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-
· Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer
· Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt
The Factual Basis for the complaints is as follows:-
You agreed to return the funds from the aforementioned income advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract
Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?
If you have recently settled this account, please contact us immediately to avoid further action. Otherwise, payment options are set out overleaf or alternatively call us now on 904.413.0400 to pay or agree a repayment plan with us.
AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN CONTACT US IMMEDIATELY THRU EMAIL OR CALL US DURING WORKING HOURS (From Monday To Friday 09:30 AM to 05:00 PM EST) on 904.413.0400.
NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.
Yours sincerely
Collections Department
ACS | Privacy | Terms of use
I called and reported them with the A.G.O and FCC...they can trace e-mail adds. These guys are Scam artists DO NOT GIVE any info!!!! In America you have to be served with a summons if this was real! Call on these guys and send letters as I have today... they need to go back to Jail period!!!!!!!!!!!!!!!!!!!!! Well they no give a [***] they cover there tracks. hmmmm they think.haha. Jail birds need to be kept behind bars till they DIE!!!!!!!! just HATE scum like these guys! Bottom river feeders!
Soooooooooo Fake … in your browser type for more info and where to send and to know your rights in the USA not India! http://acsisascam.blogspot.com/
Case File # KH-9068; Subject - Lawsuit
acs inc (acsinc.incorp@gmail.com)
10/08/13
FINAL NOTIFICATION
LOAN/DEBT INFORMATION
CASE FILE#: KH-9068
DUE AMOUNT-$968.00
LOAN COMPANY/LENDER – ADVANCE CASH SERVICES
We are here by to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you had chosen to ignore all our efforts to contact you in order to resolve your debt with your Payday Services.
At this point you had made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.
As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
NOTE:- THE MODE OF THE PAYMENT WOULD BE ONLY THROUGH MONEY PAK AS WE WILL NOT ACCEPT ANY VISA/MASTER DUE TO INSECURE PAYMENT GATEWAY. CALL US OR E-MAIL US RIGHT NOW IN ORDER TO MAKE A PAYMENT AND FREEZE DOWN THIS CASE.
Contact us on 1 347.305.4100 from 09:30 AM to 06:30 PM (EST).
If you do not take immediate action:
We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $4258.56 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name.
Thanks for being our customer,
Regards,
ACS INC
Copyright © 2013 ACS INC | Privacy | Terms of use
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© 2013 Microsoft
Terms
Privacy
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English (United States)