PAYDAY LOAN COLLECTORS
Complaint
SOULSISTA1973
Country: United States
My mother received a call at her home for me from a so called Agent Brown and he provided a court docket number and advised I could return the call or would be sued in court. Unlike most of the complaints on here, I know I owe this payday loan from 2005 and as of right now have no funds to pay them. I called them back and spoke w/this so called agent and asked what court is this docket number from being I live in Dallas, Texas and asked for the name of the original loan company. Of course he couldn't provide either. I then advised him I would be contacting the Attorney General and the FCC to file a complaint. It's not illegal to owe money, nor is it illegal for them to contact me regarding the debt but it is illegal to mis-represent yourself, not provide your company name and other info needed to validate the debt. If they call you I suggest you do the same.
Comments
Legal Department for Debt Collection and Bank Fraud
Customer REF No; SM-800415
Notice of Legal Proceedings
Amount Due: $870.69
Due to: Payday Loan Services
It has come to our attention that your account is now SERIOUSLY OVERDUE and this letter is a final demand for payment. We have, as of yet, received no payment towards this account or contact explaining the failure to make payments. If there is a reason why these payments have been withheld we would be obliged if you could contact us in order to either explain the reason or come to some form of payment arrangement.
If we do not hear from you within the next 48 hours then we will have no alternative but to commence with further debt collection procedures. This will include instructing out Federal Trade Commission, Credit Bureaus, and Employer etc.
Court proceedings will be issued within 14 days from the date of this letter if the account has not been settled. You will be prosecuted for Following Allegations;
• Bank Fraud
• Violation of Federal Law of Debt and Banking
• Intentional Theft by Deception
There will be no further warnings made for demands of payment. Court proceedings can include the additional expense of legal costs and interest being added to the balance of this account. It is regrettable that it has come to this point and court action is still avoidable if immediate and full settlement of this account is made.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.
As we have shared with you in previous letters read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now. The opportunity to take care of this voluntary is quickly coming to an end.
This action can be avoided by either settling the outstanding amount immediately or contacting us within 48 HRS with a suitable payment arrangement.
We look forward to hear from you. You can reach us on this email address or call us (09:30 AM TO 05:00 PM EST)
Yours sincerely
Legal Department for Debt Collection and Bank Fraud
593 W Broad St Rochester,
NY 14608
+1.347.983.0102 (Direct)
+1-760.284.6238 (Fax)
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Date: Thu, 14 May 2015 02:54:34 +0530
Subject: Re: Customer Relationship No.S 140515
From: legaldept.acs@dept-acs.com
To: -------@hotmail.com
The company is Cash Net USA.
best wishes
On Thu, May 14, 2015 at 12:42 AM, --------@hotmail.com> wrote:
need mailing address, and orginal owner name
--------------------------------------------------------------------------------
Date: Wed, 13 May 2015 21:28:14 +0530
Subject: Customer Relationship No.S 140515
From: legaldept.acs@dept-acs.com
To: legaldept.acs@dept-acs.com
Case File: S-140515;
Amount Due: 675.67
We are here by to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter. It seems apparent that you had chosen to ignore all our efforts to contact you in order to resolve your debt with your Payday Services. At this point you had made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE: *(1) VIOLATION OF FEDERAL BANKING REGULATION * *(2) COLLATERAL CHECK FRAUD * *(3) THEFT BY DECEPTION * If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the Internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
*WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.* As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
The opportunity to take care of this voluntary is quickly coming to an end.
If you do not take immediate action: We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the lawsuit will be the next step which will be amounting to $4447.25 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name.
AGAIN IF YOU WANT TO RESOLVE THIS MATTER, THEN CONTACT US IMMEDIATELY THRU E-MAIL OR CALL US DURING WORKING HOURS ON +1 719.966.4333 (From Monday To Friday 09:30 AM to 05:00 PM EST)
Thanks for being our customer, Regards, Advance Cash Services © 2014 | | Terms of Use| Careers |Complaints |Privacy Policy
-------------------------------------------------------------------------------------------------------------------------------------------- Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
BORROWER’S DATA
1. Full Names:............................
2. Contact Address:.......................
3. Loan Amount Needed:....................
4. Duration of the Loan...................
5. Direct Telephone Number:.................
I will be looking forward to hear from you so as to
proceed.
Kind Regards
MR Evans Johnson
http://www.bbb.org/cincinnati/business-review ... ti-oh-90002652/
Case File #: USA-12/9018;
Subject - Loan Reminder/Debt Recovery
Case File Transferred to ACE: December 2016
Balance Amount: $965.76
We are going to file a lawsuit in next 24 hours at United
States District Court 99 E-Bro ward Blvd # 108, Fort
Lauder dale, FL 33301, United States Against your Name and SSN.
After giving several notifications we did not received any Response From your side. We will consider that you are Ignoring this matter and you
want to dispute. We are in a Process to inform the Social Security Administration & major Credit Bureaus as well.
This is our last warning to you; kindly update us ASAP so that we can proceed.
Note- If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that, we are unable to help you and you will receive court summons at your door steps with the cost of the lawsuit around $4203.86.
Do update us with your intention that you want to resolve this case or you want to Dispute.
If you want to resolve this matter then we have settlement amount for you;
1. One-time Payment of $410.00 by today.
2. One-time Payment of $550.00 on December 8th 2016.
3. If you are looking for Monthly payment then you have to pay the total amount of $900.00 with payment arrangement and you can pay $300.00 monthly till paid in full.
Kindly let us know what type of payment arrangement you are looking for.
Do provide us with the date on which you can pay so that we can update your account. Once the full and final payment is received a receipt will be sent to you stating that your outstanding debt is paid in full with ZERO balance and you are no more debtor for the company and will update the Major Credit Bureau.
Do revert us ASAP
Thank you
Account Department
ACE INC.
Copyright (c) 2016
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Confidentiality Statement & Notice: - This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, Re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you receive this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
This is the scam that I got in my email. and if ACS was really trying to reach me then they would have used their company email address and not an email address. I responded to the foolishness and asked for a name and a badge number for my records and they responded with we will contact you in a month to collect your payment via email. Do I look like a dummy? Nope, they better get somewhere, I will be reporting them to gmail and my local authorities.
I am a private lender, i offer loan at 2% this is a legitimate company with honor and difference we are ready to help you out in any financial problem that you are we offer all type of loan so if you are interested in this loan offer kindly contact us on our email: (anggadiman1@gmail.com)
Also provide the follow details so that we can proceed with the loan immediately.
Name:
Amount needed:
Duration:
country:
Purpose of loan:
Monthly income:
Phone number:
Contact us with the above details on our email: anggadiman1@gmail.com
Regards to you all.