Harassing Collection Calls
Complaint
Sharon Marsh
Country: United States
I am not sure that this is the name of the company because it is very difficult to understand the name of the company. This company has called me 2 times and left 15 minutes of messages on my answering machine. He repeats his name (which I cannot understand) and his phone number over and over again for 15 minutes.........I called them back the first time approximately a month ago and told him do not call again, and today I received the same 15 minute message. He is not calling for me, but and I am not going to put up with the harassment. The phone number that he give to call back is 1-800 -335-0872. I DO NOT WANT ANYMORE COLLECTION CALLS. I HAVE GOOD CREDIT AND I DO NOT CARE WHO HE IS CALLING FOR HE HAS NO RIGHT TO CONTINUE TO CALL AND HARASS ME! Please let me know what else I can do to get him to stop!
Comments
"It is illegal to use a telephone for purposes of harassment, under both FCC regulations, and FDCPA's prohibitions against abuse and harassment in debt collection. It is also illegal to use deception to collect a debt (spoofing of caller id)."
CALLER ID ISNT "SPOOFED" , IT IS SET UP THRU A CALL SYSTEM , THROUGH ALL AGENCIES , SO THAT THE RETURN CALL DOES NOT INCURR FEES TO ANYONES PHONES,
I.E. IF WE CALL CALIFORNIA, THEY CALL BACK A CALI # THAT DOESNT COST ANYTHING TO THE CONSUMER TO RETURN THE CALL.
BECAUSE YOU SIGNED A LEGAL AND BINDING CONTRACT WITH YOUR CREDIT CARD, CAR, STUDENT LOAN..
IF YOU COULDNT PAY YOUR MORTGAGE THE MORTGAGE COMPANY DOESNT JUST SAY OK DONT PAY IT , THEY FORECLOSE ON YOUR HOME. SAME SITUATION, YOU SIGNED CONTRACT , THAT CONSUMERS NEVER EVER READ , AND THIS IS THE CONSEQUENCE.
IT DOESNT MAKE YOU A BAD PERSON, BUT IT STILL MUST BE RESOLVED.
MOST OF THE TIME COLLECTORS ARE TRYING TO HELP YOU RESOLVE BEFORE THERE IS A JUDGEMENT, OR LAWSUIT. WHICH THESE DAYS HAPPENS MORE AND MORE.
THE DO NOT CALL LIST DOESNT PERTAIN TO COLLECTIONS OF A DEBT, IT IS FOR PHONE SOLICITATION.
THE LEGAL CALL TIMES ARE FROM 8AM TO 9PM IN EACH TIME ZONE.
IF THE CLIENT IS PURSUING LEGAL ACTION, THEN IT HAS TO BE RELAYED TO YOU.
DO YOU THINK THAT ITS OK TO NOT PAY THIS DEBT ?
IT IS CONFIDENTIAL. WE CANT GIVE ANYONE SOMEONES INFO WITHOUT PERMISSION FROM THAT PERSON.
THATS JUST AN IGNORANT STATEMENT.
RE "You should also file complaints with FTC and the New Jersey Attorney General."
OR HOW ABOUT ANSWER THE PHONE AND CALMLY TELL US ITS WRONG.
YOUR RESPONSES ARE JUST COMPLETELY OFF THE MARK.
YOU REALLY HAVE NO GRASP ON THE ENGLISH LANGUAGE. HOW DID YOU EVEN TALK TO SOMEONE TO KNOW ITS NOT YOURS? DOES THE INFORMATION MATCH, WERE YOU VERIFIED ? DID SOMEONE FRAUD YOU AND A COLLECTOR NEEDS TO EXPLAIN HOW TO PROCEED TO FIX IT ?
GET YOUR INFORMATION RIGHT, AND LET SOMEONE ON THE PHONE HELP YOU, BECAUSE IF YOUR SOCIAL IS ATTACHED TO AN ACCOUNT YOU MAY HAVE BEEN FRAUDED.
OH YEA, YOU DONT OWE THE COLLECTION AGENCY MONEY, YOU OWE THE CLIENT THEY WORK FOR MONEY !!
LOOK AT THE ENTIRE THREAD. ALL OF THESE PEOPLE KEEP SAYING THAT THEY GET CALLS AND HANG UP. HOW ARE INCORRECT NUMBERS SUPPOSED TO BE REMOVED ?
IF THESE PEOPLE WHO COMPLAIN OVER AND OVER ABOUT WRONG NUMBERS WOULD JUST ANSWER THE PHONE , THEN CAMLY EXPLAIN THAT THEY DONT KNOW THE PERSON WE ARE LOOKING FOR, IT WILL BE REMOVED. BUT, ANSWERING AND SCREAMING, OR HANGING UP ON US DOESNT GET ANYTHING TAKEN CARE OF.
DONT BE SO ANTOGONISTIC. WE ARENT LOOKING TO CALL INCORRECT PERSONS ON THESE MATTERS, ITS A WASTE OF OUR TIME AS WELL.
STOP LOOKING FOR FRIVOLOUS LAW SUITS , JUST ANSWER THE PHONE, IT WILL GLADLY BE REMOVED.
IF YOU WOULD JUST ANSWER THE PHONE , AND STATE THAT YOU DONT KNOW THE PERSON IN QUESTION , YOUR NUMBER GETS REMOVED.
BUT, SITTING THERE LISTENING TO THE PHONE RING AND COMPLAINING ABOUT IT SOLVES NOTHING.
PHONE NUMBERS ARE RECYCLED, SOME PEOPLE GIVE FAKE NUMBERS, BUT YOU HAVE TO BE PROACTIVE ABOUT YOUR PROBLEM TO SOLVE IT.
BUT SENDING MESSAGES TO SOMEONE WHO CLEARLY HAS A SKEWED VIEW ON COLLECTION AGENCIES IS NOT GOING TO GET YOUR SITUATION FIXED.
ANSWER THE PHONE, STATE WRONG # CONFIRM # WE WILL TAKE IT OUT , ITS THAT EASY.
RE: Calling a consumer's place of employment when a debt collector has reason to know the calls are not allowed is a violation of FDCPA.
THIS IS NOT ILLEGAL UNLESS IT WAS STATED NO CALLS ARE ALLOWED AT POE.
BUT IF THIS IS NOT CONVEYED, WE ARE ALLOWED TO CALL.
THANK YOU
* AGAIN NO GRASP ON THE ACTUAL FULL LAWS OF THE FDCPA TJ. YOU'VE GOT TO READ THE ENTIRE THING.
I FAIL TO BELIEVE THAT YOU HAVE EVER TALKED TO ANY ONE AT THIS COLECTION AGENCY. WE DO PAYMENT ARRANGEMENTS. AND DO WORK OUT PLANS TO RESOLVE.
NO ONE IS SPOOFING PHONE NUMBERS.
ALSO, IF YOUR GETTING CALLS AT 11PM, WHEN WE ARENT EVEN IN THE OFFICE, (INCLUDING INDIA WHO WORKS ON OUR SCHEDULE) IT MAY MEAN THAT YOUR PHONE (MOST LIKELY CELL) IS FROM A DIFFERENT AREA CODE, BECAUSE AT 11 PM, WE ARE NOT IN OUR OFFICE, BUT NICE TRY.
IF YOU REALLY WANTED TO WORK THE DEBT OUT , YOU WOULD CALL AND WORK OUT AN ARRANGEMENT. INSTEAD OF COMPLAINING ABOUT HARRASSMENT. WHICH ITS NOT, BECAUSE WE DO , CONTRARY OF WHAT TJ SAYS , FOLLOW THE FDCPA.
RE: Once you tell MRS Associates or any other company over the phone to stop calling you they legally can not call you back ever.The law is they have to put you on a do not call list immediately and never call you back
PER THE FDCPA, YOU MUST SUBMIT IN WRIITNG A CEASE AND DESIST LETTER. NO VERBAL WILL BE ACCEPTED.
DONT YOU THINK JUST SAYING STOP CALLING ME IS A LITTLE SIMPLE OF AN ACTION FOR ALL OF YOU DEBTORS OUT THERE.
RE: No collection agency is allowed to call your employer! EVER!
INVEST IN A RECORDER!!! Once you have them on tape then you have a win / win in court!
1. WE ARE ALLOWED TO CALL THE PLACE OF BUSINESS, UNTIL TOLD OTHERWISE, VERBAL ACCEPTED IN THIS CASE. SO YOUR WRONG HERE.
2. WE RECORD ALL CALLS. WHY DO YOU THINK THIS IS DONE, ITS FOR COMPLIANCE AND SECURITY PURPOSES FOR YOU AND US.
YOU DONT KNOW A THING ABOUT THE CRAP YOU SPEW ON THIS SITE.
YOUR THE ONE WHO NEEDS TO WAKE UP .
RE: You are a bottom feeder, making a living off the people who can't pay their bills, whatever you say has no merit! There is a proper way to treat people, even the uneducated who where never taught how to manage money, and are taken advantage by the so called educated who feed on the ignorance of these people.
BOTTOM FEEDERS HUH? WE HAVE JOBS, DO YOU.
IF YOU ARE UNEDUCATED AND DONT KNOW HOW TO MANAGE YOUR MONEY , THEN DONT OPEN CREDIT CARDS. EVEN GOOD CONSCIENCE SHOULD TELL YOU IF YOU SPENT THE MONEY YOU OWE THE BILL.
ITS CALLED RESPONSIBILITY, YOU DONT HAVE TO BE TAUGHT THAT.
OUR JOBS ARE BASED ON THE CLIENTS WHO YOU OWE MONEY TOO. YOU ARE THE BOTTOM FEEDER NOT COLLECTORS.
YORU ANGRY BECAUSE YOUR IN DEBT, AND WANT TO BLAME EVERYONE AND EVERYTHING ELSE FOR IT.
RE: Haven't you ever fallen on hard times? It must be nice to have all that money from harrassing people that don't have control over some things in their life, especially when it comes to the economy. Get a life. Some of these people aren't even responsible for the debt that is trying to be collected.
YES, I HAVE FALLEN ON HARD TIMES , IVE GONE THRU DIVORCE, THATS NOT THE POINT, I MADE IT A PRIOIRITY TO PAY OFF ALL MY DEBT. HAVE YOU?
STOP USING THE TERM HARRASSMENT, OUR CLIENTS ARE WELL WITHIN THEIR RIGHTS TO CALL YOU AND COLLECT THE MONEY YOU STOLE. IF SOMEONE OWED YOU MONEY IM SURE YOU WOULD BE CALLING THEM WOULDNT YOU ?
IN WHAT WAY ARE PEOPLE NOT RESPONSIBLE FOR THEIR DEBT ? ONLY IN CASES OF FRAUD IS THAT TRUE .
RE:Quit expecting others to fix your problems. Only way they can fix you is to sue you.
SO SHOULD CREDIT CARD COMPANIES HAVE THE SAME THEORY, THEY ARE WITHIN THEIR RIGHTS TO SUE DEBTORS, ITS IN THE CARD HOLDER AGREEMENT. HAVE YOU NOTICED MORE AND MORE CREDIT CARDS ARE SUING, SO WHY NOT RESOLVE IT EASILY FIRST ?
WHO ARE WE EXPECTING TO FIX OUR PROBLEMS ? ITS NOT SUIT WORTHY IF NO CONTACT IS MADE BUT A CLAIM FOR WRONG NUMBERS, ANSWER YOUR PHONES AND TELL US . ITS SO EASY. BUT YOUR ALL MONEY GRUBBING DEBTORS WHO ARE LOOKING FOR WAYS OUT , INSTEAD OF FACING YOUR DEBT.
RE: I got a call from them today. I do not know how in the world they got my number. Person they called for does not reside in my home and never has. They are rude. The two people I spoke to are: Kayla Lawson and Iler Owen (probably not their real names). I would love to file a harassment suit against this so called "MRS Associates Inc."
HARRASSMENT SUIT FOR WHAT. ONE WRONG PHONE CALL ? REALLY.
JUST SO YOU KNOW,PHONE NUMBERS ARE NOT ATTACHED TO ADDRESSES, AND THEY ARE RECYCLED QUITE OFTEN.
AND WHAT DOES IT MATTER IF COLLECTORS ARE USING THEIR REAL NAMES OR NOT, ITS NOT A JOB WHERE PEOPLE ARE NICE TO YOU.
TELL THEM ITS A WRONG # , STOP COMPLAINING AND END IT ALREADY. ITS VERY SIMPLE.
RE: What do I do if they keep calling my cell phone and I DON'T have any debts outstanding and have great credit? I haven't spoken to them - I just ignore the call because I pay for the call on my cell. I called the number back and that is how I found out the name of the company. I'm concern that if I call them back and talk to a live person - they will call my cell even more and that costs me money.
IF ITS NOT FOR YOU,CALL OR ANSWER GIVE INCORRECT NUMBER AND HAVE IT REMOVED . WHY WOULD ANYONE CONTINUE TO CALL A KNOWINGLY INCORRECT NUMBER. JUST STUPID