Calls Relatives regarding your bad debt

ComplaintsCollection AgenciesRAB, Inc - Regional Adjustment Bureau

Complaint

0
Sherrie Heyser
Country: United States
This collection agency calls your relatives to collect from you -
Isn't that illegal? From what I read it is...

Comments

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  • 0
    COLLECTOR
    DO NOT GIVE RAB YOUR CREDIT CARD INFO OR CHECKING,  THEY HAVE CROOKS AND CRIMANLS WORKING FOR THEM THAT WILL USE AN HAS USED YOUR INFO TO PAY THEIR BILLS.
  • 0
    COLLECTOR
    YOU ARE A BIG LIER YOU DO TELL THEIR BUISNESS.......
  • 0
    Moodywoman
    that's not true i had to change my phone number to stop the phone calls from you guys and i was and still am paying my bill. lmao you all were harassing me just because i wouldn't have it directly taken from my checking account.. I was sending a check in every month but yet every freaking month you all called my house.
  • 0
    moodywoman
    and another thing you all don't even send out statements that show what is still owed....... like you should.
  • 0
    AL ATTY
    Keep details of conversations in a notebook and record everything. If your rights are violated you can sue the business and the individual collector. If they start contacting friends and neighbors, request that they do the same.
  • 0
    julie
    rab [***]- collectors with your lack of mentality are exactly why I refuse to talk to or pay a collection agency a dime. May your new year be filled with illness, despair, and pure hell.
  • 0
    David77
    Collection Complaints such as this one against Regional Adjustment Bureau (RAB Inc.) can be reported to the Collection Complaint Hotline. (800)379-0688. File one complaint and they typically will not bother you again. Find out more at www.careconnectusa.org.
  • 0
    BillPayer
    How about deal with your problem, so that they won't keep calling you or your family members.

    I hate when people get on these bashing rampages and make idiots of themselves because they made a mistake.

    Pay the bill, move on. Get over it.
  • 0
    brneyes
    I agree that is why this country is in the shape it is in.  DEAD beats that are always trying to put the blame on someone/eomething else.  Get a job (McDonalds).  Money is money and if you make an honest attempt to pay your bills they won't bug you.  Don't over spend.  If you can't afford it don't do/get it.  Don't charge it and say I can pay it later.  Well guess what that later might not happen if you loose your job or get hurt and can't pay your bills.  Spend some, save some.
  • 0
    brneyes
    AGREE, AGREE, AGREE.  DON'T CREATE THE BILL IF YOU DON'T WANT TO PAY!
  • 0
    tj
    If you are getting calls even for someone else, always ask who they are.

    According to Section 804, they shall identify themselves and their employer on request, even when they are calling to find location information.  

    According to Section 805, they may not use the telephone for harassment through repeated calls.  That applies to calling ANYONE, not just the alleged debtor ("consumer").

    Other sections require that debt collectors disclose that they are attempting to collect a debt in all communications with alleged debtors.

    The combination would prohibit the common practice of repeatedly calling asking for name (or demanding SSN), and hanging up if people refuse to give it, regardless of whether they believe they are calling the consumer, or other people.


    "§ 804. Acquisition of location information
    Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information
    about the consumer shall—
    (1) identify himself, state that he is confirming or correcting
    location information concerning the consumer, and, only if expressly requested, identify his employer;
    ...
    § 806. Harassment or abuse

    A debt collector may not engage in any conduct the natural
    consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
    ...
    (5) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.

    (6) Except as provided in section 804, the placement of telephone calls without meaningful disclosure of the caller’s identity.
    ..."
  • 0
    Not perfect
    I had issues with RAB calling family members as well and while that seriously bothered me and made me feel utterly harrassed, I appreciate them willing to work with me on a payment plan once I finally became employed again. We're all human, we all make mistakes and the crappy economy doesn't help much. The collectors are paid not to care, but don't let that stop you from trying to face them and ask them to work with you. They will! And their [***] attitudes magically subside :] what a concept!
  • 0
    pay your bill!
    | 2 replies
    really all you cry babies on here are talking about being harrassed! who is really being harrassed? the credit card co that you charged up all your christmas gifts and all the crap you are wearing  that you think makes you look cool,all the eating out, beer,ect.....the car you knew you couldnt pay for, the loan you took out you knew you couldnt pay back, the 4-wheeler or motorcycle you couldnt pay for or didnt need, the couch and chairs you sit on every nite,  the tv you bought that your not paying for. you ask for this. no one else, stop being a baby, you can all be like the rest of the dead beats and file bankruptcy and start all over again buying crap you dont need or cant pay for! it funny EVERYONE can pay cell phone bills (will almost)because we call you on them all the time! just ask yourself this, if someone owes you money are you not going to do nothing, i dont think so!  suck it up and pay up ,quit buying crap you dont need and cant pay for, because if you do we will call for you! you dont want us to call, pay for crap or dont buy it!
    • 0
      little twerp replies to pay your bill!
      small little worm, like at rab Dallas zack Jaynes, little twerp probably lives with mama and eats sushi and drives A volvo
    • 0
      theresa replies to pay your bill!
      hey [***] what about the student that had to take out loans to pay for school and now you get an ass nine company calling every day and night and harassing you, a 20 year old who doesn't even have ajob yet.

      so stick this up yours..
  • 0
    Disabled Marine
    So someone like myself who accrued some debt them was injured in the line of duty and is consequently unable to work should be harassed, and then bashed by you bunch of ingrates? Not everyone who has debt refuses to pay, some of us just can't
  • 0
    wow, thanks
    Anyone with an FDCPA lawsuit against RAB need only hit print screen to show a history of abusive tactics done "annonymously" online.  How stupid to not realize that every computer has an address, which was recorded, when these posts were made?

    Perhaps these "employees of RAB" were "smart enough" to use company computers...guarantee a win under the FDCPA.  Or even better, dumb enough to use their personal computers.  lol
  • 0
    Ginger
    you kno u people are ridiculous. some [***] it hospital bills cus u dont have insurance or unpaid school loans cus you dropped outta school or failed. talking about go work at mcdonalds to pay ure bills. i bet everyone in this forum has a job...but some people fall into a slump. weve been going through a type of recession the past few years. times are hard. circumstances had to change for some others. people had to change what was happening in their lives. if you dont have these problems, please dont speak upon the situation, cus you DONT understand.
  • 0
    Ginger
    just cus u work for a collection agency doesnt mean u have to be an [***]! IF PEOPLE COULD PAY THEIR [***] THEY WOULD!!!! so stop harrassing. its not gonna happen. people will always be harrassed. but calling everyday.?? really??? people get the point and when tehy made due, they will take care of their business.!!!
  • 0
    Ginger
    I AGREE!
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