Harassing Phone Calls
Complaint
Gloria Engle
Country: United States
We have been receiving unwanted phone calls from Northland Group since 5/18/2007. They call from 1-866-380-8783 every day and ask for a person whose name I've never heard before.
It seems as someone used our address and phone number in their loan application, and Northland Group is trying to collect the debt.
For some reason people from Northland Group refuse to believe that the person they are looking for is not leaving with us, and continue their harassing calls.
I submitted my complaint to FTC, but I thought I should also let know here about this issue.
Northland Group
7831 Glenroy Road
Suite 110
Edina, Mn. 55439
800-800-8191
www.northlandgroup.com
It seems as someone used our address and phone number in their loan application, and Northland Group is trying to collect the debt.
For some reason people from Northland Group refuse to believe that the person they are looking for is not leaving with us, and continue their harassing calls.
I submitted my complaint to FTC, but I thought I should also let know here about this issue.
Northland Group
7831 Glenroy Road
Suite 110
Edina, Mn. 55439
800-800-8191
www.northlandgroup.com
Comments
We all know everyone likes parties, keg parties, free stuff, deals, etc.
So here is what you do:
Make up a hundred or so business cards or pamphlets to spread around at malls, shops, schools, telephone polls advertise something everyone wants except put the toll free number of the harassing caller in the ad. Grinz.
Toll free numbers are free for anyone that calls them. But the numbers host pays for each and every call. Get the picture pretty soon folks like NG will have huge phone bills and will be spending way to much time working real jobs to spend time on the phone. And the pesky problem will fix it's self.
Create another blog where all harassing callers numbers are posted. encourage others to call them and have a prize for the caller that called the most numbers. Like free pass to a local football game for two or something.
804. Acquisition of location information
Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall—
(1) identify himself, state that he is confirming or correcting location information concerning the consumer, and, only if expressly requested, identify his employer;
(2) not state that such consumer owes any debt;
(3) not communicate with any such person more than once unless requested to do so by such person or unless the debt collector reasonably believes that the earlier response of such person is erroneous or incomplete and that such person now has correct or complete location information;
(4) not communicate by post card;
(5) not use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt; and
(6) after the debt collector knows the consumer is represented by an attorney with regard to the subject debt and has knowledge of, or can readily ascertain, such attorney’s name and address, not communicate with any person other than that attorney, unless the attorney fails to respond within a reasonable period of time to the communication from the debt collector.
Even if you owe something that doesn't mean you owe it to that collection agency. There is abundant info on the internet out lining the laws on collection agencies.
If the collection agency continues to harrass you after they have recieved your letter then you have the right to sue them and you can get $500.00 dollars.
My husband and I had a collection agency that was trying to collect on a debt that we had paid off ages before they contacted us and they not only harrassed us but they called family and neighbors. It was aggrivating but soon was resolved, also these collection agencies can get sued for putting any incorrect info on your credit report without proof to you first.
Hope this was helpful. There are letters on the internet that you can copy and send to these vulchers when necessary. You never want to pay a collection agency before you are sure they have the legal documentation to collect the debt. After you pay them they can turn around and sell your debt to someone else and the cycle starts again.