pay day loan that was paid off back in 2008
Complaint
karey mueller
Country: United States
man called yesterday left number to call back on my machine at work. Said he needed info about a check. When I called back told them I had prove that this had been taken care of. He wanted me to fax it over. Well I am not going to fax over a bank statement. Gentlemen already had my social security number and my email address. The number came across caller id as 719-387-0384. Gave me number to call back as 877-787-5582 Ext/ 271 Name is Will. Fax # is 702-463-8752.
Comments
"North American Asset Services, LLC. d/b/a Frontier Financial Group"
"Frontier Financial Group LLC and RoVo & Associates"
https://800notes.com/Phone.aspx/1-866-202-5030
"Vegallo LLC D.B.A Frontier Financial Group
631 North Stephanie Street Suite 419
Henderson Nevada 89014
...
Vegallo LLC D.B.A.
Frontier Financial Group
1291 Galleria Drive #170
Henderson, Nevada 89014
..."
http://webcache.googleusercontent.com/search? ... n&ct=clnk&gl=us
Numerous complaints of FDCPA violations: abusive collection, third party disclosure, etc. Reports of attempted collection of unowed "debts".
https://800notes.com/Phone.aspx/1-866-202-5030/2
"Frontier Financial Group (FFG)
Michael Hall
General Manager
1291 Galleria Dr, Suite 170
Henderson, NV 89014
mhall@frontiernv.com
Direct: 702-473-5316
Toll Free: 1-866-202-5030
Fax: 702-463-8752
RoVo & Associates
A Professional Law Office
9980 W. Flamingo Road
Las Vegas, NV 89147
Phone: (702) 586-4444
Fax: (702) 463-8752
..."
http://www.mycollectionjobs.com/search_result ... ual%5D=mmazzara
"North American Asset Services
1291 Galleria dr
, Nevada (United States)
Phone: 7025864444 "
http://www.merchantcircle.com/business/Califo ... ead?cid=1048707
Note numerous complaints consistent with using illegal threats to collect phony "debts".
https://800notes.com/Phone.aspx/1-866-502-2774
CRSI
5777 Madison Ave
Sacramento CA 95841
"had my hr come get me,,then gave me a number to viking osme crap...scared the crap out of me"
The pattern of complaints indicates that is their goal. Contact and disclosure of the alleged debt to third parties (relatives, employers, etc) is common with this type of scam. If they panic you into paying immediately, you will not demand proof of the debt as allowed for by federa law (FDCPA).
"i ended up giving them my depit card number they said they will deduct it from my bank account when i get paid again"
Or they might even try sooner, and ring up a few NSF fees. Or maybe take a little extra later.
Your card number is in the hands of who knows who, to pay for who knows what, all based on threats with no substantiation of any "debt". Do you even know what "debt" they are supposedly demanding payment for, or if they even have a right to collect on it?
Have they even sent you the "g" letter required by FDCPA to be sent within 5 days of first contact, which notifies you of your right to dispute and request validation of debts?
"he couldnt tell me what it was for ,,just fraudulant checks "
If he doesn't know what it is for, then he also doesn't know its for "fraudulent checks", and paying him won't prevent some other thug demanding payment on the same alleged check next year, if there even is one.
"so i called the viking crap and they said i have to give them means to pay in the next 5 min or i was gonna get sued "
Who is "Viking"? Real checks have a bank name, routing and account number, a payor (allegedly you, but who knows?), a payee, a date, and an amount, all of which could be verified against records. If this is for "fraudulent checks", then checks made out to who, for what, and when, on what account?
Will they sue? Who knows? But if they sue, why are they going to so much trouble and creating so much "drama" to get paid without showing their hand (proof the debt is real)?
"i never recieved anything in the mail prior to this"
Nor does anyone else report receiving anything, despite federal and state law requiring notice of your dispute and validation rights.
The whole thing smells like a scam.
Block your card number to protect your bank account, demand proof of the debt, as you are allowed to under federal law, and contact the Nevada Dept. of Business and Industry, Division of Financial Institutions to find out who these jokers are. Report their deceptive attempt to evade validation through illegal threats and third party disclosure.
http://www.fid.state.nv.us/New_Sitemap.htm#Contact
Division of Financial Institutions
2785 E. Desert Inn Rd.
Las Vegas, NV 89121
Telephone: (702) 486-4120
Fax: (702) 486-4563
Or contact your own state Attorney General for assistance.
....read this very important information....
public documentation...
BBB on FFG...
unauthorized debits from your bank account...
go to BBB.org and read it yourself...
be very careful when dealing with these low lifes, there known in the collection industry for stealing people's monies from there bank accounts...
FDCPA?
The FDCPA restricts debt collectors from engaging in conduct including the following:
•Contacting a third party who does not owe the debt, such as a relative, neighbor, or your employer. Co-signers to the debt, however, may be contacted by the debt collector;
•Threatening to refer your account to an attorney, harm your credit rating, repossession or garnishment, without actual intention of action on the threat. Please note that a debt collector may warn you of an actual impending intention to refer your case to an attorney or to report your debt to a credit agency. What they cannot do is use a false threat to try to intimidate you into paying;
•Making repeated telephone calls or telephone calls at unreasonable times. The act defines unreasonable times as contat before 8:00 AM or after 9:00 PM, unless you have given the debt collector permission to contact you during those hours;
•Placing telephone calls to an inconvenient place. For example, contacting you at work in violation of a policy by your employer that is known to the debt collector or following a request by you that they not contact you at work;
•When placing a telephone call to you at work, informing your employer of the purpose of the call, unless first asked by the employer;
•Using obscenity, racial slurs or insults;
•Sending letters which appear to have come from a court;
•Seeking collection fees or interest charges not permitted by your contract or by state law;
•Requesting post-dated checks with the intention to prosecute if they bounce;
•Suing in courts far removed from your place of residence;
•Making certain false representations in association with efforts to collect the debt, including the false claim that the person contacting you in relation to the debt is an attorney, falsely claiming to have started a lawsuit, using a false name, or using stationery that is designed to look like an official court or government communication;
•Using false claims to collect information about the debtor, such as pretending to be conducting a survey;
•Threatening you with arrest if you do not pay the debt.
Also call the Nevada Department of Business and Industry....you can make a complaint there