pay day loan that was paid off back in 2008

ComplaintsCollection AgenciesFFG & Associates

Complaint

0
karey mueller
Country: United States
man called yesterday left number to call back on my machine at work.  Said he needed info about a check.  When I called back told them I had prove that this had been taken care of.  He wanted me to fax it over.  Well I am not going to fax over a bank statement.  Gentlemen already had my social security number and my email address. The number came across caller id as 719-387-0384.  Gave me number to call back as 877-787-5582 Ext/ 271 Name is Will.  Fax # is 702-463-8752.

Comments

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  • 0
    Uncle
    These supposed collection agencies which seem to be multiple in number since they have quite a few phone numbers called and left a message that I was being sued with the statement of a "civil lawsuit" that I should contact them immediately and that I should give them a case number.  I called and called and called each time being treated other than personably, one person called me "nasty", and most of them told me that they did not call my number and would hang up.  I finally started recording the calls and conversations, there was one person who kept asking me for my personal information, to include my social security number, by stating that "well I do not know who you are so I cannot give you any information unless you confirm your social security number" he then proceeded to give 4 numbers to have me confirm that these were my last 4 of my ss.  I did not comply with this, this all seemed a little too weird.  I proceeded to look up this company and so far except for the scripted and totally ridiculous input that I see in most of these complaint sites, most of the input was stating a scamming or illegal process.  I proceeded to call the FTC and filed a complaint, filed a complaint with the local police, am in the process of filing a complaint to the Nevada state attorney general's office.  I also put an alert on my credit report which will cover all credit agencies.  No collection agency will give you a run around and tell you that if you do not give them all your info then they will not disclose the nature of the call, most of them go straight to the point and tell you about your debt and advise you that this is call to attempt to collect a debt, not "this is concerning a civil lawsuit".  I called them again on another occasion and I asked the individual if he knew what a civil lawsuit was and he stated "no I am not an attorney"  so if that is the case then....why are you misrepresenting yourself as representing an attorney's office?????? Robbio and Associates......please give me a break get a real job and stop scamming and being a nuisance to others.....you will do jail time for a very loooooooong time......because it just takes one person to bring your whole pathetic operation down.  And for future reference here are some helpful tips on credit collectors and consumer protection:

    FDCPA?
    The FDCPA restricts debt collectors from engaging in conduct including the following:

    •Contacting a third party who does not owe the debt, such as a relative, neighbor, or your employer. Co-signers to the debt, however, may be contacted by the debt collector;

    •Threatening to refer your account to an attorney, harm your credit rating, repossession or garnishment, without actual intention of action on the threat. Please note that a debt collector may warn you of an actual impending intention to refer your case to an attorney or to report your debt to a credit agency. What they cannot do is use a false threat to try to intimidate you into paying;

    •Making repeated telephone calls or telephone calls at unreasonable times. The act defines unreasonable times as contat before 8:00 AM or after 9:00 PM, unless you have given the debt collector permission to contact you during those hours;

    •Placing telephone calls to an inconvenient place. For example, contacting you at work in violation of a policy by your employer that is known to the debt collector or following a request by you that they not contact you at work;

    •When placing a telephone call to you at work, informing your employer of the purpose of the call, unless first asked by the employer;

    •Using obscenity, racial slurs or insults;

    •Sending letters which appear to have come from a court;

    •Seeking collection fees or interest charges not permitted by your contract or by state law;

    •Requesting post-dated checks with the intention to prosecute if they bounce;

    •Suing in courts far removed from your place of residence;

    •Making certain false representations in association with efforts to collect the debt, including the false claim that the person contacting you in relation to the debt is an attorney, falsely claiming to have started a lawsuit, using a false name, or using stationery that is designed to look like an official court or government communication;

    •Using false claims to collect information about the debtor, such as pretending to be conducting a survey;

    •Threatening you with arrest if you do not pay the debt.

    Also call the Nevada Department of Business and Industry....you can make a complaint there
  • 0
    JR replies to illegal alien "ME"
    PEOPLE..
    PUBLIC DOCUMENT..
    FFG & ASSOCIATES ON DEBTOR "ME"..

    FFG SUED THIS DEBTOR LAST YEAR FOR REFUSING TO PAY A DEBT.. NOW HE'S UPSET AT THE WORLD!
    PAY YOUR BILLS AND DON'T END UP LIKE HIM!!

    Your wife and I are both still laughing at you bum!!
  • 0
    ME
    | 1 reply
    PEOPLE...
    THIS IDIOT JR was exposed on 800 notes as a liar and a thief,he started coming on here because he cant lie anymore on the 800 notes,who calls me and the phone owner sites so i will post the BBB REPORT EVERYTIME HE COMES ON HERE AND LIES TO YOU..
    this IDIOT calls me an illegal alien and he also says he sued me for 10k last year,,now i ask you how do you sue an illegal alien now you see how he lies don't do any business with FFG they will rob you
    this IDIOT cant prove anything,now i will prove it.
    1st...
    GO TO BBB .ORG and you will read it yourself unauthorized debits from your bank account
    2Nd...
    GO TO BUDHIBBS.COM BRING THE MOUSE TO AGENCIES...DONT CLICK.THEN THE WORD WATCHLIST WILL APPEAR CLICK ON TO THAT AND YOU WILL SEE OVER 200 SLEAZY DEBT COLLECTION COMPANIES THEN GO TO NORTH AMERICAN ASSET INVESTIGATION BUREAU CLICK ON TO THAT AND YOU WILL SEE THE OWNER TOBY IN HANDCUFFS FOR STEALING YOUR MONIES AND LYING THAT HE IS A LAWYER ALSO THEY WAS EXPOSED ON TV DATELINE,,, THIS IS JR HERO A LOW LIFE SLEAZY DEBT COLLECTOR...SO THERE IS NO MISUNDERSTANDING FFG IS OWNED BY NORTH AMERICAN ASSET,,FFG IS A SMALL BUG OF THIS COMPANY..
    THIS IDIOT also claims he has an army of attorneys we asked him to give us three names of law firms,,he cant do it because no law firm will tarnish there name  working for a low life company as FFG..
    he also claims he has offices across the country we asked him for three locations,,nothing yet...
    this IDIOT claims he makes 250k a year,,see the lies never stop and he also says FFG makes 2 million a month,,the BBB REPORT says this company FFG makes less then 200k a year,,so i ask you why would you deal with a lair and a thief,,you can always call the original creditor and tell them about FFG and they will drop FFG  and get a reputable collection company.

    PUBLIC DOCUMENT...
    BBB ON FFG...
    UNAUTHORIZED DEBITS FROM YOUR BANK ACCOUNT AND OVERCHARGING...
    GO TO BBB.ORG AND READ IT YOURSELF...
    BE VERY CAREFUL WHEN DEALING WITH THESE LOW LIFES FFG THERE KNOW IN THE COLLECTION INDUSTRY FOR STEALING YOUR MONIES FROM YOUR BANK ACCOUNT...
    • 0
      mel replies to ME
      If you judge a company by it's ratings or scores with the BBB, do you judge or define a person by their credit rating or credit score?
  • 0
    JR on Debtor "ME"
    PEOPLE..
    THIS DEBTOR "ME" SAYS FFG WILL WIPE OUT YOUR BANK ACCOUNT!! THAT'S BECUSE FFG SUED HIM, WAS GRANTED A JUDGEMENT, AND THEN PUT A FREEZE ON HIS BANK ACCOUNT!! FFG CLEANED OUT HIS BANK ACCOUNT AND KEPT THE LITTLE MONEY HE HAD IN THERE AND APPLIED THE FUNDS TO HIS DEBT! AFTER HE WAS SUED IN COURT! PERFECTLY LEGAL ONCE THE JUDGEMENT IS OBTAINED FROM THE COURTS!!
    HE WON'T TELL YOU THAT PART OF THE STORY!!

    HE'S MAD AT THE WORLD SO HE POSTS HIS LIES!!

    PAY YOUR BILLS AND DON'T END UP LIKE HIM!!

    FFG WILL WIPE YOUR BANK ACCOUNT OUT TOO!

    Keep running your mouth debtor!! We'll keep collecting monies!! I'll really tell these people the truth about you!! Me and your wife are really laughing at you now bum!!
  • 0
    tj
    BBB report indicates that most complaints fit categories consistent with failing to validate: "Failure to correct billing errors", "Failure to provide itemized billing as requested", "Failure to substantiate charges", "Improper billing or collection practices", totaling 20 out of 28 complaints.
     
    http://www.vegasbbb.org/rptrel.asp?bbbid=79802
    "...
    Customer Complaint HistoryBack To Top When considering complaint information, please take into account the company’s size and volume of transactions, and understand that the nature of complaints and a firm’s responses to them are often more important than the number of complaints.

    The Bureau processed a total of 28 complaint(s) about this company in the last 36 months, our standard reporting period.

    Complaints Concerned:

     2 - Service Issues
       1 - Improper or inferior service
       1 - General Service Complaint Issues
     22 - Billing or Collection Issues
       3 - Failure to correct billing errors
       1 - Unauthorized bank debits
       4 - Failure to provide itemized billing as requested
       5 - Failure to substantiate charges
       8 - Improper billing or collection practices
       1 - Unknown
     1 - Refund or Exchange Issues
       1 - Unknown
     1 - Contract Issues
       1 - General Contract Complaint Issues
     2 - Customer Service Issues
       1 - Inappropriate behavior by customer service personnel
       1 - General Customer Service Complaint Issues


    The 28 complaint(s) closed in the last 36 months was/were closed as:

     26 - Resolved
       1 - Company resolved the complaint issues. The consumer acknowledged acceptance to the BBB.
       25 - Company resolved the complaint issues. The consumer failed to acknowledged acceptance to the BBB.
     2 - Administratively Closed
       1 - BBB determined the company made good faith and reasonable offer to resolve the issues, but the consumer did not accept the offer.
       1 - BBB determined that despite the company's good faith effort to address complaint issues, the consumer remained dissatisfied.
    ..."

    Most consumer complaints from other sources indicate tactics aimed at evading validation as well.  Most of these also indicate the consumers believe they do not owe the alleged "debt".  

    In addition, there is a clear pattern of "shill" posts aimed at creating the public perception that if consumers don't pay you off immediately, you sue and grab much more than your initial claim.  Initially the shill posts attempted to portray the company's tactics reported by others as perfectly legal.  More recently, shill posts have attempted to portray the company as following FDCPA required notice and validation requirements.  The public can track the evolving shill tactics, as they are adapted in response to rising levels of complaints.

    Evading validation through threats or harassment, combined with harassing the wrong people, indicates a pattern consistent with fraudulent collection of phony debts.  Such schemes are often accompanied by shill posts to consumer complaint forums, whereas normal debt collectors, even those with compliance problems, might have responses from alleged employees, but seldom have shill posts showing up on consumer complaint forums.

    No doubt you have planned out excuses for why everything is as it is, but why all the games, if you are as "legitimate" as you claim?
  • 0
    tj
    Federal lawsuits, 4 in the last 2 months.
    Seems a bit high, given the size of the company.

    http://dockets.justia.com/search?query=Fronti ... s&after=&after=

    http://dockets.justia.com/search?query=north+american+asset+services

    Long v. North American Asset Services, LLC
    Filed: October 20, 2010 as 5:2010cv05198 Updated: October 21, 2010 04:04:10
    Plaintiff: Candace Long
    Defendant: North American Asset Services, LLC
    Presiding Judge: Jimm Larry Hendren
    Cause Of Action: Fair Debt Collection Act
    Court: Eighth Circuit > Arkansas > Western District Court

    Carlile v. North American Asset Services, LLC. d/b/a Frontier Financial Group
    Filed: September 13, 2010 as 3:2010cv03234 Updated: September 14, 2010 01:10:50
    Plaintiff: Gregory Carlile
    Defendant: North American Asset Services, LLC. d/b/a Frontier Financial Group
    Presiding Judge: Joe Billy McDade
    Referring Judge: Byron G. Cudmore
    Cause Of Action: Fair Debt Collection Act
    Court: Seventh Circuit > Illinois > Central District Court

    Johnson v. North American Asset Services, LLC et al
    Filed: September 8, 2010 as 0:2010cv03874 Updated: September 8, 2010 20:13:08
    Plaintiff: Kayla Johnson
    Defendants: North American Asset Services, LLC, Rory Vohwinkel and RoVo & Associates
    Presiding Judge: John R. Tunheim
    Referring Judge: Jeffrey J. Keyes
    Cause Of Action: Fair Debt Collection Act
    Court: Eighth Circuit > Minnesota > District Court

    Nye v. North American Asset Services, LLC
    Filed: September 1, 2010 as 8:2010cv01941 Updated: September 2, 2010 04:18:09
    Plaintiff: Laura Nye
    Defendant: North American Asset Services, LLC
    Presiding Judge: Virginia M. Hernandez Covington
    Referring Judge: Anthony E. Porcelli
    Cause Of Action: Fair Debt Collection Act
    Court: Eleventh Circuit > Florida > Middle District Court

    Sanders v. RoVo & Associates et al
    Filed: August 16, 2010 as 2:2010cv01739 Updated: November 7, 2010 22:18:46
    Plaintiff: Elight Sanders
    Defendants: Frontier Financial Group LLC, Rory Vohwinkel and RoVo & Associates
    Presiding Judge: Mark E Aspey
    Cause Of Action: Fair Debt Collection Act
    Court: Ninth Circuit > Arizona > District Court

    Marilyn Richards v. North American Asset Services, LLC
    Filed: July 27, 2010 as 2:2010cv05540 Updated: October 19, 2010 23:16:46
    Plaintiff: Marilyn Richards
    Defendants: North American Asset Services, LLC and Salvatore Mazzara
    Presiding Judge: R. Gary Klausner
    Referring Judge: Charles F. Eick
    Court: Ninth Circuit > California > Central District Court

    PETTYJOHN v. NORTH AMERICAN ASSET SERVICES, LLC
    Filed: June 16, 2010 as 2:2010cv02897 Updated: September 9, 2010 00:41:28
    Plaintiff: OLYMPIA PETTYJOHN
    Defendant: NORTH AMERICAN ASSET SERVICES, LLC
    Presiding Judge: ANITA B. BRODY
    Cause Of Action: Fair Debt Collection Act
    Court: Third Circuit > Pennsylvania > Eastern District Court

    Valadez v. Frontier Financial Group & Associates, Inc.
    Filed: May 21, 2010 as 4:2010cv00362 Updated: May 22, 2010 01:12:18
    Plaintiff: Crystal Valadez
    Defendant: Frontier Financial Group & Associates, Inc.
    Judge: Terry R Means
    Cause Of Action: Fair Debt Collection Act
    Court: Fifth Circuit > Texas > Northern District Court

    Bibikova v. Frontier Financial Group, Inc.
    Filed: May 20, 2010 as 3:2010cv02183 Updated: May 22, 2010 03:30:55
    Plaintiff: Irina Bibikova
    Defendant: Frontier Financial Group, Inc.
    Judge: James Larson
    Cause Of Action: Fed. Question
    Court: Ninth Circuit > California > Northern District Court

    Holley v. Frontier Financial Group, Inc.
    Filed: April 1, 2010 as 1:2010cv00206 Updated: April 8, 2010 03:02:38
    Plaintiff: Jeffrey Holley
    Defendant: Frontier Financial Group, Inc.
    Presiding Judge: Judge Herman J. Weber
    Cause Of Action: Fair Debt Collection Act
    Court: Sixth Circuit > Ohio > Southern District Court

    Plasterer et al v. Frontier Financial Group
    Filed: March 22, 2010 as 1:2010cv00079 Updated: April 5, 2010 15:01:34
    Plaintiffs: Phillip Plasterer  and Vickie Plasterer
    Defendant: Frontier Financial Group
    Presiding Judge: Senior Judge James T Moody
    Referring Judge: Magistrate Judge Roger B Cosbey
    Cause Of Action: Fair Debt Collection Act
    Court: Seventh Circuit > Indiana > Northern District Court

    Simons v. Frontier Financial Group Inc  
    Filed: March 5, 2010 as 3:2010cv05150 Updated: August 26, 2010 10:06:37
    Last Document Filed: March 9, 2010
    Plaintiff: Tania Simons
    Defendant: Frontier Financial Group Inc
    Presiding Judge: Judge Robert J. Bryan
    Cause Of Action: Fair Debt Collection Act
    Court: Ninth Circuit > Washington > Western District Court

    Chavez v. Frontier Financial Group & Associates
    Filed: December 18, 2009 as 2:2009cv02627 Updated: March 23, 2010 22:34:39
    Plaintiff: Rudolph Chavez
    Defendant: Frontier Financial Group & Associates
    Presiding Judge: John W Sedwick
    Cause Of Action: Fair Debt Collection Act
    Court: Ninth Circuit > Arizona > District Court

    Smith v. North American Asset Services, LLC et al
    Filed: November 2, 2009 as 2:2009cv01014 Updated: November 4, 2009 11:34:31
    Plaintiff: Shirley J. Smith
    Defendants: Frontier Financial Group and North American Asset Services, LLC
    Presiding Judge: Honorable Myron H. Thompson
    Referring Judge: Honorable Wallace Capel Jr.
    Cause Of Action: Fair Debt Collection Act
    Court: Eleventh Circuit > Alabama > Middle District Court

    Richardson v. Frontier Financial Group and Associates
    Filed: September 22, 2009 as 2:2009cv01867 Updated: September 23, 2009 10:51:58
    Plaintiff: Jayne Richardson
    Defendant: Frontier Financial Group and Associates
    Presiding Judge: Judge Larry R. Hicks
    Referring Judge: Magistrate Judge Lawrence R. Leavitt
    Cause Of Action: Fair Debt Collection Act
    Court: Ninth Circuit > Nevada > District Court

    Heywood v. Frontier Financial Group LLC et al  
    Filed: October 31, 2008 as 8:2008cv02189 Updated: April 9, 2010 16:47:36
    Plaintiff: Robin D. Heywood
    Defendants: Frontier Financial Group LLC and PH4
    Presiding Judge: Judge Richard A. Lazzara
    Referring Judge: Magistrate Judge Elizabeth A. Jenkins
    Cause Of Action: Federal Question
    Court: Eleventh Circuit > Florida > Middle District Court

    Aquino v. Frontier Financial Group LLC
    Filed: September 15, 2008 as 2:2008cv02433 Updated: September 15, 2008 21:43:04
    Plaintiff: Leanna Marie Aquino
    Defendant: Frontier Financial Group LLC
    Presiding Judge: Chief Judge Kathryn H. Vratil
    Referring Judge: Magistrate Judge Gerald L. Rushfelt
    Cause Of Action: Federal Question
    Court: Tenth Circuit > Kansas > District Court

    Bennett v. Frontier Financial Group, LLC
    Filed: August 22, 2008 as 4:2008cv01228 Updated: August 23, 2008 06:07:59
    Plaintiff: Patricia Bennett
    Defendant: Frontier Financial Group, LLC
    Presiding Judge: Honorable Carol E. Jackson
    Cause Of Action: Federal Question
    Court: Eighth Circuit > Missouri > Eastern District Court

    http://dockets.justia.com/search?query=Rory+V ... s&after=&after=

    Martins v. Vohwinkel
    Filed: October 26, 2009 as 2:2009cv04592 Updated: October 26, 2009 15:18:51
    Plaintiff: Daniel Martins
    Defendant: Rory Vohwinkel
    Presiding Judge: Judge Joanna Seybert
    Referring Judge: Magistrate Judge William D. Wall
    Cause Of Action: Fair Debt Collection Act
    Court: Second Circuit > New York > Eastern District Court

    Also looks like Rory is representing plaintiffs in FDCPA actions AGAINST creditors and collection agencies, mainly mortgage forclosure cases.
    http://dockets.justia.com/docket/nevada/nvdce/2:2010cv00804/73669/
    http://dockets.justia.com/docket/nevada/nvdce/2:2009cv01336/67702/
    http://dockets.justia.com/docket/nevada/nvdce/2:2009cv00360/64588/
    http://dockets.justia.com/docket/nevada/nvdce/2:2009cv01814/68941/
    etc.
  • 0
    Betty
    Friday morning I was served court papers at my job! Looks like FFG is suing me also. Some old debt I didn't pay. I didn't think they were serious but I guess they are! I'll consult an attorney and see what I can do! I hope they don't garnish my wages. I wish I would have paid them when they gave me the chance!
  • 0
    tj
    As usual, you hit all your "talking points".
  • 0
    ME
    PEOPLE...this betty is really JR, he is a low life sleazy debt collector who works for FFG..he use to post these lies on 800 NOTES and then 800 notes removed them because they came from the SAME COMPUTER..
    PUBLIC DOCUMENT...
    BBB ON FFG...
    UNAUTHORIZED DEBITS FROM YOUR BANK ACCOUNT AND OVERCHARGING...
    GO TO BBB.ORG AND READ IT YOURSELF...
    BE VERY CAREFUL WHEN DEALING WITH THESE LOW LIFES THEY WILL WIPE OUT YOUR BANK ACCOUNT ILLEGALLY...
  • 0
    BS Detector
    Yeah, right, police officers have nothing more important to do than to run errands for a bill collector lol
  • 0
    BS Detector
    LOL, you have a 100% chance of winning in court since you'll never be there!
  • 0
    BS Detector
    LOL
  • 0
    JR replies to illegal alien "ME"
    PEOPLE..
    PUBLIC DOCUMENT..
    FFG ON DEBTOR "ME"..

    FFG SUED THIS DEBTOR FOR MORE THAN $10,000 LAST YEAR! HE WAS REFUSING TO PAY HIS DEBT SO HE WAS SUED! NOW HE IS UPSET SO HE POSTS THESE COMMENTS ON SEVERAL SITES!

    PAY YOUR DEBT AND DON'T END UP LIKE HIM!!

    Your wife is still laughing at you bum! She can finally act like herself around a real man!! She's a naughty girl. Too bad you never saw that side of her.. Now it's too late! Sorry Bum!
  • 0
    ME
    PEOPLE...
    do you see the stupidity in his message,FFG sued this ILLEGAL ALIEN for 10,000.00,as i asked before and ask again how do you see an ILLEGAL ALIEN,, IDIOT..
    PUBLIC DOCUMENT...
    BBB ON FFG...
    UNAUTHORIZED DEBITS FROM YOUR BANK ACCOUNT AND OVERCHARGING...
    GO TO BBB.ORG AND READ IT YOURSELF...
    BE VERY CAREFUL WHEN DEALING WITH THESE LOW LIFES FFG,THEY WILL WIPE OUT YOUR BANK ACCOUNT ILLEGALLY...
  • 0
    Sandy
    I have received robo-calls from this FFG/SSG Associates as well. The first was on 10/30 and the message said that they needed to verify some information on a check that I had written and to call Julie at 877-683-5490 even though the call was made from 361-756-1860. Since these are robo-calls I can not tell them to stop calling but I did find their website and submit an e-mail (that I have a copy of) and I also prepared and FTC complaint and submitted it. After researching them it seems like a lot of people have done the same. These robo-calls are a clear violation of the Fair Debt Collection Practices Act. I keep seeing all of these other BS posts on here about being sued by these people and they are just that, BS.
  • 0
    tj
    Should you have additional problems, file complaints with FTC and your state Attorney General, as they might not be in compliance with your state's debt collection laws, which may require licensing or bonding.

    In addition, contact the Nevada Division of Financial Institutions, which is responsible for regulating debt collectors in the state of Nevada.  Although they currently appear to be licensed in the state of Nevada, they had a run-in with this agency a year ago due to engaging in debt collection without any license.

    http://www.fid.state.nv.us/
    http://www.fid.state.nv.us/New_Sitemap.htm#Contact
    Division of Financial Institutions
    2785 E. Desert Inn Rd.
    Las Vegas, NV 89121
    Telephone: (702) 486-4120
    Fax: (702) 486-4563
  • 0
    JR replies to illegal alien "ME"
    PEOPLE..
    PUBLIC DOCUMENT..
    FFG ON DEBTOR "ME"..

    FFG SUED THIS DEBTOR FOR MORE THAN $10,000 LAST YEAR! HE WAS REFUSING TO PAY HIS DEBT SO HE WAS SUED! FFG WIPED OUT HIS BANK ACCOUNT AFTER OBTAINING A JUDGEMENT! NOW HE IS UPSET SO HE POSTS THESE COMMENTS ON SEVERAL SITES!

    PAY YOUR DEBT AND DON'T END UP LIKE HIM!!

    Your wife is still laughing at you bum! I'm having so much fun with her!! She's a bad girl!!!
  • 0
    BS Detector
    This guy is hilarious.

    Dude, you should quit trying to be a bill collector.  You're a complete failure at that, and you have a bright future in standup comedy going to waste LOL
  • 0
    ME
    PEOPLE...
    do you see all the law suits above my post and that is only some of them that proves FFG is a low life company

    PUBLIC DOCUMENT...
    BBB ON FFG...
    UNAUTHORIZED DEBITS FROM YOUR BANK ACCOUNT AND OVERCHARGING...
    GO TO BBB.ORG AND READ IT YOURSELF...
    BE VERY CAREFUL WHEN DEALING WITH THESE LOW LIFES FFG,THEY WILL WIPE OUT YOUR BANK ACCOUNT ILLEGALLY...
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