TEHY RECORDED MY VOICE

Complaint

0
robert
Country: United States
I got a call on my cell phone regarding credit card debt relief. . I was transferred to nakisha,  asked if I wanted to continue, they asked for $600 or $60.00 to send me the paperwork and for the consultation. When I asked them what it was for she said they would deduct from my first payment but would not tell me what the money was for FINALLY SHE  said yes.

THE FIRST TIME THEY TOLD ME IT WOULD APPLY TO MY CREDITORS BUT WHEN THEY CONVINCED ME TO RECORD MY VOICE THAN THEY SAID IT WAS ONLY A FEE FOR THE CONSULTATION!!!

. No fees should be sent to anyone for additional information requested on a company or program

she has been harrasing me telling that i have to pay this amount or else! and that they can take me to court becaues they have my voice accepting!! !  unfortunally i gave many personal information!!
what happends now??
i never signed anything!!!!

Comments

  • 0
    tj
    http://www.insidearm.com/index.cfm?objectID=9 ... 90482BF17D8305E

    Regulators, Chase Target Debt Settlement Firm Hess Kennedy
    March 10, 2008

    Consumer credit giant Chase Bank and regulators in at least two states are going after Hess Kennedy, a Florida-based debt settlement company, alleging deceptive practices in its dealings with consumers.
    by Burney Simpson
    insideARM

    March 10, 2008  Email This Article  Print  
    Regulators and creditors are cracking down on the so-called debt settlement firms that many consumers are turning to as their debts spiral out of control, according to several news reports

    One firm that is coming under intense scrutiny is Coral Gables, Fla.-based Hess Kennedy Chartered and its affiliates.

    Both Florida and North Carolina have filed deceptive practices suits against Hess Kennedy and another two states are investigating the firm, according to Business Week magazine.

    Florida Attorney General Bill McCollum charged the firm with promising consumers it would help to reduce or eliminate their credit card debt for a fee. Hess Kennedy allegedly takes the fee but doesn’t pay off the debts, according to McCollum,

    The Florida bar is seeking to suspend the law license of Hess Kennedy as well, according to the Daily Business Review in Florida.

    Chase Bank USA sued Hess Kennedy last Friday in federal court in Wilmington, Del., accusing the firm of running an “unlawful debt elimination scheme,” according to the Review. Chase’s six-count complaint charges the firm with interference with Chase customers, conspiracy and violations of Delaware trade practices. Beth Moskow-Schnoll, a partner with Chase’s attorney Ballard Spahr Andrews & Ingersoll, referred calls to Chase. Chase did not return calls

    In December, the Attorney General of West Virginia obtained an injunction that barred Hess Kennedy’s Florida attorneys from settling consumer debts for West Virginia consumers.

    Hess Kennedy claims on its Web site it is an international law firm with offices in the U.S., Europe, and the Caribbean. It manages $6.8 billion for 3,500 clients, the site reports. Hess Kennedy referred calls to its attorney Robert C. Buschel with Rothstein, Rosenfeldt Adler of Ft. Lauderdale. Buschel did not return calls.
    ..."

    http://myfloridalegal.com/__85256309005085AB. ... =0,hess,kennedy

    "...
    Case Number: L07-3-1093

    Subject of investigation:
    Hess Kennedy Company Chartered / The Attorney Network

    Subject's address:
    210 North University Drive, Suite 209, Coral Springs, FL333071

    Subject's business: Retail-Management Services

    Allegation or issue being investigated:
    Deceptive and unfair practices in debt management services

    AG unit handling case:
    Economic Crimes Division in Ft. Lauderdale, Florida
    ..."
    ----------------


    Note that according to BBB, "Consumer Law Center" shows up at the same building address, different suit number.  Any connection?
    "The Consumer Law Center
    210 N University Dr Ste 900
    Coral Springs, FL 33071
    ...
    800-226-8757
    ..."

    "Hess Kennedy & Company
    Hess Kennedy, LLC
    210 N University Dr # 209
    Coral Springs, FL 33071
    ...
    954-345-7848
    888-867-3135
    954-752-1950
    Primary Fax:  954-344-8438
    Other Fax Numbers: 954-344-8438
    ..."

    "Hess Kennedy & Company
    1800 Pembrook Dr Ste 290
    Orlando, FL 32810
    ...
    866-867-3135
    ..."

    The Attorney Network:
    "The Attorney Network, LLC
    465 NE Spanish River Blvd
    Boca Raton, FL 33431
    ...
    561-314-2208
    Primary Fax:  561-314-2219
    Other Fax Numbers: 561-314-2219
    ..."

    "Capital Law Group
    23123 State Road 7 Suite 250
    Boca Raton, FL 33428
    ...
    Primary Phone:  (561) 886-1171
    Primary Fax:  (561) 886-1310
    ..."
  • 0
    tj
    http://www.businessweek.com/magazine/content/08_11/b4075034436069.htm

    "Consumer Credit Watch March 6, 2008, 5:00PM EST
    Look Out for That Lifeline
    Debt-settlement firms are doing a booming business - and drawing the attention of prosecutors and regulators
    By Robert Berner and Jessica Silver-Greenberg


    Granville Jones knew he was spending beyond his means after he racked up $90,000 largely in credit-card debt - $10,000 more than his annual income. So last summer the Durham (N.C.) pharmacist turned to the Consumer Law Center for help. The firm told Granville that if he withheld payments from creditors, the CLC would have the leverage to negotiate a lump settlement on his debts and cut his balances by half in five years. So Granville stopped paying his bills and instead handed over a monthly sum to the CLC to cover an eventual settlement with creditors as well as the firm's fees. "When you are financially stressed, you hope for miracles," says the 47-year-old, who was current on his bills before reaching out to the law firm.

    The miracle never happened. Instead, Jones gets daily calls from collection agencies. One lender has sued him in county court for the $25,000 it's owed. Frustrated, Jones cancelled the program in January. The CLC agreed to refund the $10,744 he paid, but only after Jones filed a complaint with North Carolina's attorney general in February. "All Consumer Law did was leave me hanging," says Jones. The CLC did not return calls for comment.

    Jones' predicament is another by-product of the credit crunch. With individuals of all income brackets struggling to pay their bills, many are seeking help from the hundreds of debt-settlement firms that promise to reduce credit-card balances by as much as 70% over several years.
    ...

    Wary of such pitfalls, seven states have already banned settlement activities. Others, such as Iowa, are considering similar rules. Meanwhile, the Federal Trade Commission and attorneys general in six states have recently filed complaints against debt-settlement firms. Four are investigating Hess Kennedy Chartered, an affiliate of the Consumer Law Center, including AGs in North Carolina and Florida, both of which filed civil charges against the Coral Gables (Fla.) firm for allegedly deceptive practices. "There are more of these firms than we can handle," says Norman Googel, an assistant attorney general in West Virginia, which is investigating 15 settlement firms. "They are truly exploiting a group of consumers already in crisis." Hess Kennedy didn't return calls for comment.
    ..."
  • 0
    tj
  • 0
    Citizen
    With the available technology, they can't be that hard to find and prosecute. Seems to me someone is raking in the money from them that is keeping the government off their backs. All the ones responsible for anything to do with such unlawful and slimy tactics show be drawn and quartered!
  • 0
    re: TSR
    correction it is the 1991 Telephone Consumer Protection Act that prohibits prerecorded messages to cell phones without prior express consent, this law was amendend in 2003 to include text messaging.

    The American Collectors Association (ACA) is currently challenging the law trying to exempt debt collectors from prerecorded messages to cell phones because the originsl creditor established a business relationship with the consumer.  If you search the www.fcc.gov website you would find it somewhere.

    The TSR has to do with the National Do Not Call Registry and applies to wireline (landline communications)  

    Political calls (Texas for Hillary) are not supposed to use prerecorded messaging to cell phones though I had to argue with the FCC (some seem to be biased on this issue) Commerical telephones are the only ones that they can use autodialed prerecorded messages.
  • 0
    missy
    I too have fallen victim to the consumer law group. I am fighting to get back my $595.00! I wish that I had found your site prior to the $595 extortion. Currently I am fighting a souless barracuta named Staci. She aggreed to void my contract, but the $595 is a different story. She is really aggressive and has no problem sticking to the script. I am trying to get the attorney's license number. They don't have it right now!?!?!?
  • 0
    Charles Coleman
    I have had done business with the Consumer Law in Boca Raton Florida on several ocassions and never did they contact me.  My contact with the Consumer Law Group was only after a DMP (Debt Management Program) company completed my application to enroll in a Dept Management Program.  I found the representatives at the Consumer Law Group to be very professional, friendly answering all of my questions and did everything they promised me to resolve my Credit Card Debt. I have been working with the Consumer law group since June 3,2008 and very please with the service they provide.
  • 0
    new attorney
    I have been contacted by a consumer law group out of Pompano Beach Florida about becoming their local counsel.    I have worked very  hard to get my law degree and after reading this I'm a little concerned.  Is "The Consumer Law Group" out of Pompano Beach the same outfit you are talking about?  I believe the attorney's name is Michael Metzner.  Please do let me know as quickly as possible.  As I'm supposed to call him this afternoon.
      Thank you.
  • 0
    new attorney
    I have been contacted by a consumer law group out of Pompano Beach Florida about becoming their local counsel.    I have worked very  hard to get my law degree and after reading this I'm a little concerned.  Is "The Consumer Law Group" out of Pompano Beach the same outfit you are talking about?  I believe the attorney's name is Michael Metzner.  Please do let me know as quickly as possible.  As I'm supposed to call him this afternoon.
     Thank you.
  • 0
    nancy B
    I have paid consumer law group $4800 so far and they have done nothing and refuse to give me my money back and I got nothing in return.  My American express bills are unpaid.  Any Advise?  Nancy
  • 0
    nancy b.
    THe consumer law group in florida is the one who took my thousands and left me hanging and I can get no money-what a rip off.
  • -1
    paula apparatus
    this is for debt consolidation. the entire program was explained and then you agreed and gave your banking info. YOU AGREED TO IT. thats y they recorded your voice, u also agreed to make monthly payments to b paid 2 ur creditors. this is a legit company, u were just not paying attention or u have dementia.
  • 0
    Socal21
    I'm currently dealing with the same law group, so far theyve stopped the calls from the creditors, i felt so relieved. im just hoping it isnt a scam.....
  • 0
    Redskin_09
    The Consumer LAw group took almost $4000 of my money, the state has now siezed them and they are in state orddered recievership, I am waiting to get my money back, anyone who sent them money needs to contact the State Attorney General for a form to fill out.  The attorneys are also being brought before the bar for illegal activities.
  • 0
    Bridget
    I have been working with Consumer Law Group in Boca Raton Fl. Since Oct. 2007.
    I have a few questions I would like to ask you since you are working with them and are pleased with their services. Myself I am not very pleased. I am having liens put on my home and be threated to garnish my wages, one of my creditors called my sister today to find out if my address they have on me is correct cause they are getting ready to serve me papers to sue me. After being with CLG with 5 months I started getting monthly statements from Rocky mountain and trust(the account where my $365.00 a month payment goes) the statement was only a few dollars in it at this time. I called CLG to inquire why there was no money in this account I was informed that the first $5000.00 that I send is going towards my atternory fees and that after that time they will start working with my creditors. My question is is this how yours is going or am I being screwed? Please Help.
  • 0
    Bridget
    is this Consumer Law Group in Baco Raton Fl. 33428. I am currently sitting here fuming I have paid $4380.00 to these people since Oct. 2007. With no money in my rocky mountain and trust account. With letter of liens on my home, letters of we're garnishing your wages and waiting on the police to walk up to my door to serve my papers cause I am being sued from one of my credit card companies.
  • -1
    Rob
    I don't think this is how this is supose to work, creditors and these debt dissolvers(what I call them) they are in contact always and work hand in hand, they can reduce Your debt and stop people from [***] (excuse) with You. You know how and Why I know. Check this out, I had a major credit card and debt with this company, before I even considered consulting a debt resulotion service, I canceled the card and cursed some of the [***] out(excuse) because my high apr., and finance charges, they were ridicules, they started that harrassing [***](excuse) so I just got civil-minded and started to talked to diferrent collectors. I just happend on one, an honest one, or new collector, heres the deal, she told me have the debt resulotion co. contact them to negotiate, so they the credict card co. can stop the various charges from acruing monthly, mind You, they have to be in contact, the two and it has to be favorable and they have to let you know,cause if not all kind of chareges can acrue and you thinking they're going to bat for You, money, finances and debt is some hellof-[***]. Most of these people are some hungry,greedy ass unbalanced people or they would never take these jobs. I'll never in my life accept a credit-card or [***] credit ever. Just think, You had to find out that this up-front [***] fees, setup fees lawers fees, this [***] is illegal, saving up Your money, not negotiating while Your [***] is getting [***]-up by the month, A lot of these people, You put the fear of God in them, they'll do the right thing cause they know ther wrong (80cents on a dollar ass mother-[***]). I hope you are not being screwed, but you'er suppouse to knw whats going on, what debts they're working on etc. You should not have to be going through people thretening your existence,this [***] is played out with God's people. Please e-mail me. Sincerely
  • -1
    Rob
    I don't think this is how this is supose to work, creditors and these debt dissolvers(what I call them) they are in contact always and work hand in hand, they can reduce Your debt and stop people from [***] (excuse) with You. You know how and Why I know. Check this out, I had a major credit card and debt with this company, before I even considered consulting a debt resulotion service, I canceled the card and cursed some of the [***] out(excuse) because my high apr., and finance charges, they were ridicules, they started that harrassing [***](excuse) so I just got civil-minded and started to talked to diferrent collectors. I just happend on one, an honest one, or new collector, heres the deal, she told me have the debt resulotion co. contact them to negotiate, so they the credict card co. can stop the various charges from acruing monthly, mind You, they have to be in contact, the two and it has to be favorable and they have to let you know,cause if not all kind of chareges can acrue and you thinking they're going to bat for You, money, finances and debt is some hellof-[***]. Most of these people are some hungry,greedy ass unbalanced people or they would never take these jobs. I'll never in my life accept a credit-card or [***] credit ever. Just think, You had to find out that this up-front [***] fees, setup fees lawers fees, this [***] is illegal, saving up Your money, not negotiating while Your [***] is getting [***]-up by the month, A lot of these people, You put the fear of God in them, they'll do the right thing cause they know ther wrong (80cents on a dollar ass mother-[***]). I hope you are not being screwed, but you'er suppouse to knw whats going on, what debts they're working on etc. You should not have to be going through people thretening your existence,this [***] is played out with God's people. Please e-mail me. Sincerely
  • 0
    harass these losers
    Their Toll free # is Consumer law group......  800-763-1870.... ex 7220 and many others   waste their time and money as they waste yours...
  • 0
    Contract Attorney
    New Attorney-

    Are you in Louisiana?  I just saw an employment ad with one of the local law schools, also for "Consumer Law Group" from Michael Metzner in Pompano Beach, FL, requesting the services of a contract atty. here.  As I do strictly short-term contract projects, I was about to apply, but am now also skeptical at this point.  So, now I'm wondering if Metzner has contract atty. ads all over the country or just in LA.  Thanks.

    -Contract Attorney

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