TEHY RECORDED MY VOICE
Complaint
robert
Country: United States
I got a call on my cell phone regarding credit card debt relief. . I was transferred to nakisha, asked if I wanted to continue, they asked for $600 or $60.00 to send me the paperwork and for the consultation. When I asked them what it was for she said they would deduct from my first payment but would not tell me what the money was for FINALLY SHE said yes.
THE FIRST TIME THEY TOLD ME IT WOULD APPLY TO MY CREDITORS BUT WHEN THEY CONVINCED ME TO RECORD MY VOICE THAN THEY SAID IT WAS ONLY A FEE FOR THE CONSULTATION!!!
. No fees should be sent to anyone for additional information requested on a company or program
she has been harrasing me telling that i have to pay this amount or else! and that they can take me to court becaues they have my voice accepting!! ! unfortunally i gave many personal information!!
what happends now??
i never signed anything!!!!
THE FIRST TIME THEY TOLD ME IT WOULD APPLY TO MY CREDITORS BUT WHEN THEY CONVINCED ME TO RECORD MY VOICE THAN THEY SAID IT WAS ONLY A FEE FOR THE CONSULTATION!!!
. No fees should be sent to anyone for additional information requested on a company or program
she has been harrasing me telling that i have to pay this amount or else! and that they can take me to court becaues they have my voice accepting!! ! unfortunally i gave many personal information!!
what happends now??
i never signed anything!!!!
Comments
God Bless,
Darren C.
British Columbia, BC
Here in my state, Consumer Law group has 19 local phone numbers all under the name "Consumer Credit Counseling". When you call, you are transferred to Boca Raton, Florida. CLG is a debt settlement company. You pay them usually around $5000 (depending on yoru debt) as a fee in monthly payments. They take all of their fees first so your creditors get nothing while they are taking their fee. They do not call your creditors to negotiate during this time because your debt has to be "sufficiently delinquent" in order for creditors to work out a settlement. Not paying your creditors for months or years completely destroys your credit. Payments you make to CLG after the fee is paid go into a trust account that is used to settle with your creditors after that. If you are sued in the process, CLG will do nothing for you and will tell you to hire your own attorney. The fee you paid them does not cover them representing you in your lawsuit. You may not get collection calls because your creditors are sent cease and desist letters prohibiting them from calling you. They often have no other choice but to sue you.
Here's my advice: If you really want to do debt settlement, call your creditors directly and work out something. Bank of America, Chase, and American Express have all told me that they will not give any better deal to a debt settlement company. Save the fees and negotiate a settlement yourself. If you want to improve your credit by paying back your debt on a plan that your creditors actually agree to, call the real CCCS. Yes, you will pay back all of the money you owe but you will not be destroying your credit in the process.
The people that said they called CCCS and were routed to Consumer Law Group did not call the real CCCS. You called Consumer Credit Counseling, which is a front for Consumer Law Group. CCCS will have an office in your city or state.
For the people who say they love Consumer Law Group, you must work there. If you were a legitimate company, you would not have to rely on deceitful advertising to trick people who are only looking for help into contacting you.