I want a refund of 29.99 back into my account

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Complaint

0
Pamela Forster
Country: United States
Supposedly I had a postcard I called on. They claimed I would be sent a package to read over and try out. I read over and I did not like it, I did not go on line.  I tried calling several times within the period and I could not get thru until today. A person named Lynne called me and went thru a speel that was never given to me and said she would cancel my order and she said no refunds. Well, I am now finding out this was a scam, once again and I would like to have my money refunded back to my account. That is all I want from this company. I am not in business or have any intentions of doing business.  Please refund my money

Comments

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  • 0
    wilding
    What is wilding?   The act of of Wilding involves any racy activity that exhibits a lack of wisdom or any common sense. It is any foolish mannerisms always lacking seriousness of any and all societal responsibilities. These acts of wilding can either be interpreted with disdain or acceptance depending on the pretentiousness of any observers of said Wilding.
  • 0
    Max S.
    OMG this really works!
  • 0
    Anchoring
    | 5 replies
    Anchoring is a (NLP) neuro-linguistic programming term for the process by which memory recall, state change or other responses become associated with (anchored to) some stimulus, in such a way that perception of the stimulus (the anchor) leads by reflex to the anchored response occurring. The stimulus may be quite neutral or even out of conscious awareness, and the response may be either positive or negative. They are capable of being formed and reinforced by repeated stimuli, and thus are analogous to classical conditioning.


    Negative or unpleasant anchors- For example,
    A voice tonality that resembles the characteristics of one's perception of an "angry voice" may not actually be as a result of anger, but will usually trigger an emotional response in the person perceiving the tonality to have the traits of anger.
    • 0
      Triggering replies to Anchoring
      | 1 reply
      A trauma trigger is an experience that triggers a traumatic memory in someone who has experienced trauma. A trigger is thus a troubling reminder of a traumatic event, although the trigger itself need not be frightening or traumatic.

      Triggers can be quite diverse, appearing in the form of individual people, places, noises, images, smells, tastes, emotions, animals, films, scenes within films, dates of the year, tones of voice, body positions, bodily sensations, weather conditions, time factors, or combinations thereof.
    • 0
      TriggerEm replies to Anchoring
      Great example of NLP at work....

      http://www.youtube.com/watch?v=befugtgikMg
    • 0
      tj replies to Anchoring
      | 1 reply
      Anchoring and NLP plays a role in fraudulent scripts.

      For example, the typical fake "process server" shakedown consists of one call to the victim (or a relative) from some serious sounding "process server" who "notifies" them that "papers" are about to be served, unless they call back some number.

      The "closer" who receives the call builds on this initial impression of a "lawsuit", to extort money, with a script that covers all possibilities, including "the debt's was paid", "it was IIB", "you have the wrong person", etc.

      The combination creates the impression of a "lawsuit" that can't be won, or "prosecution", ideally without directly saying so in any way that would make it easy to go after the swindlers.

      As for "angry voice" calls, fraudulent debt collection callers routinely act angry, even when they know it's a scam.  Psychological assault through fake "anger" whether fake or real, interferes with the logical reasoning of the prefrontal cortex, which is where we reason through situations, and sift out what doesn't make sense, and activates lower brain functions more likely to act on intinct like "fight or flight", including paying off a scammer just to "get away".

      These schemes have evolved over decades, by sociopaths tuned into human responses, so you should expect that the scam models take advantage of human psychological responses.  They show up repeatedly in virtually the same form, because that "works".
      • 0
        Namith replies to tj
        Fine addition to the topic!  Thanks for sharing your insight.
  • 0
    DUH
    DUH! Anyone can just post anything they want.  Don't believe everything you hear!  Smarttools is awesome.  I have already made over $5,000 this year!
  • 0
    Dave
    | 1 reply
    100% Not a scam!  It is tough work and a bit more time consuming than I originally thought, but it is well worth the risk.  It took me 3 months to start making a profit, hang in there and good luck!
    • 0
      Richard replies to Dave
      Dave, not trying to be a wise guy..But do you work for smarttool or are you independant? hope I did hurt your feelings. Rich
  • 0
    asongbrid
    I just signed up today, they seem very sweet and genuine. I just hope I am not let down. Oh well, I've spend money on something productive, right?  I could sure use the extra money!
  • 0
    Subliminal Distraction
    Never heard of it?  The problem with that is so few people have the basic first semester psychology information about the startle reflex. Subliminal Distraction is a normal feature in everyone's physiology of sight and hearing. Both acoustic and visual SD arise from the same basic facts. There is no way to turn off the sensor cells in your eyes and ears. That means you can't stop hearing or seeing anything. You can ignore something by attaching a zero level of attention to it.  A subliminal distraction can be any combination of audio or visual stimuli.  If stimulus in the form of electromagnetic radiation or vibrations through the air or other media reach your eyes and ears neural impulses go to your brain over their normal channels no matter what you are doing. You do not have voluntary control over this. Your concentration must be to a level of full mental investment for this subliminal perception to happen. That full investment could be said to engage the brain system for the startle reflex. It is the level of investment not the activity that determines this.  Today we think of using a computer or working in a business office to engage full mental investment but for primitives making or repairing clothing, knapping flint blades, making arrows, or weaving baskets would all qualify.  You engage this level when you read a book, perform math calculations, plan, daydream, use a computer, play video games, or watch TV (if you watch to a level of suspension of disbelief).  If you are an astute observer you know you startle first then become aware of the movement as you turn to see it. That is your evidence that the detection of that movement happened subliminally. The evaluation of movement to cause the startle happens at a level below thought, reason, or consciousness.  This would make it difficult to work in a busy location and maintain concentration except that we can learn ignore movement that is not dangerous to  us. We do this almost automatically, without thinking about it.  The problem with this arises because ignoring movement does not turn off the subliminal brain system that detects it and attempts to initiate the startle. You can't turn it off. When you create the "special circumstances" so that the startle is attempted several times each hour, for several hours daily, and for many days, the subliminal appreciation of threat eventually colors thought and reason.  Exposure is undetectable by the victim.  Like a computer program running in the background the brain system is subliminal. This is the hard to believe element of this problem. But it is a normal feature of our physiology.  Exposure is cumulative.  Once you consciously ignore movement around you the connection to identify the source of movement is broken. Your brain never again gains the information about what is moving. All the attempts to make you startle are then the same. It all adds together to reach the threshold for the mental event.

    Psychological abuse is no joke.
  • 0
    depersonalization
    Depersonalization (or depersonalisation) is an anomaly of self-awareness. It consists of a feeling of watching oneself act, while having no control over a situation.[1] Sufferers feel they have changed, and the world has become less real, vague, dreamlike, or lacking in significance. It can be a disturbing experience, since many feel that, indeed, they are living in a "dream". Chronic depersonalization refers to depersonalization disorder, which is classified by the DSM-IV as a dissociative disorder. Though degrees of depersonalization and derealization can happen to anyone who is subject to temporary anxiety/stress, chronic depersonalization is more related to individuals who have experienced a severe trauma or prolonged stress/anxiety. Depersonalization-derealization is the single most important symptom in the spectrum of dissociative disorders, including dissociative identity disorder and "dissociative disorder not otherwise specified" (DD-NOS). It is also a prominent symptom in some other non-dissociative disorders, such as anxiety disorders, clinical depression, bipolar disorder, borderline personality disorder, obsessive-compulsive disorder, migraine and sleep deprivation. It can be considered desirable, such as in the use of recreational drugs.

    http://www.dreichel.com/Pseudoidentity.htm
  • 0
    Brown
    | 3 replies
    I got the pink card in the mail and then i called and i decided to looking this company and found nothing under the BBB so I decided to go to google and find this site which did not fill me with encouragement, so I decided once again to call HUD/FHA and they informed me that this is company do process Refunds. However, people returning you info is because if these people call FHA like I did they would inform that person that they can handle it for free. They also have a company out the called Immediate System Resources, Incorporate who will precess them for free.  So this maybe the reason you are getting no response form some of these people. The company is not a scam but may have bad business practices.
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      Mac replies to Brown
      | 2 replies
      Brown,

      http://www.bbb.org/boise/business-reviews/wor ... -id-1000000773/

      BBB gives Mysmarttools.net an "F".  This is because they do not pay them to be rated and when I called Mysmarttools they basically told me that it was not something they felt like they had to do.  I don't understand why they don't, it is REALLY CHEAP TO REGISTER!  From what I gather (from this forum and others), this would cut down on the constant questioning of authenticity of customers like myself and it would help the buisness 10 fold.  Then again there might be ulterior motives why that they can not or will not get the BBB to back them.  Needless to say I am disappointed...
      • 0
        Richard replies to Mac
        Brown, The only thing wrong with the bbb is the more you pay the better rating u get! even if your comapny is h__se sh--t. I worked for the Gov't for 25 yrs I know.
      • 0
        tj replies to Mac
        Joining and paying BBB might get you from an A- to an A+, but not paying them isn't what gets you an F.

        It generally takes failing to respond to forwarded complaints, and failing to provide any information on the company, or a pattern of complaints suggesting fraud in an industry known for it.  (Thus debt collectors often get a break they don't deserve, even if they engage in deceptive collection, because people expect them to get complaints.)

        BBB can be gamed, and often is gamed by using it to shut up the complaints most likely to go to the next level (DA, AG, or FTC complaints), but getting an F usually means ignoring BBB entirely.

        As for whether BBB reports accurately reflect complaint patterns suggesting fraud, that depends a lot on the regional BBB.  The routine complaint categories assume the business is legitimate and there is just a "customer service" problem.  Although some BBBs will blatantly state a warning, others just log the categories and "resolved" counts, and you have to read between the lines by what the particular type of fraud you suspect would be counted under.
  • 0
    ReactionFormation
    Reaction formation is a defensive process (defense mechanism) in which anxiety-producing or unacceptable emotions and impulses are mastered by exaggeration (hypertrophy) of the directly opposing tendency.
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