Scam Collection Calls

ComplaintsUnsolicited Phone CallsPortfolio Recovery Associates

Complaint

MCH

11 May 2009

Country: United States

I again received a call from this number/company in my cell phone. They call 1-2x every week. so irritating.

I had long straightened out my credit card debts in 2002. Suddenly, since 2008, I started getting calls from this company. I do not know how they got my cell ph number. I read almost all the complaints ahainst this company and now am convinced they they are scammers.

Should we all band together and file a class action suit? Or, report this company to the authorities in ur respective cities/states?

Comments

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steve
14 Oct 2011 | 1 reply
Get even with Portfolio Recovery Assoc collection agency.

Pass this information around to any complaints board or consumer website that can get the word out and give them a taste of their own medicine.

Since no govt or law enforcement agency seems to care about these people harassing innocent folks and since any kind of restrictions that may be placed against them, they simply skirt around or ignore completely because there are absolutely no reprocussions that will occur by doing so... lets give them a taste of their own medicine.

If they insist on calling you every day with unwanted or unwarranted phone calls then why not get people to call them every day with bothersome phone calls?

Here is what some people are doing to get back at Portfolio Recovery Associates. Put an ad on Craigslist for free stuff or deals that are too good to be true that would generate thousands of calls.

Here is an example of one ad that I saw on Craigslist in VA:

Free scrap metal, aluminum, copper, shelving (for the title of the ad)
We are closing down our shop and have a yard full of metal, aluminum, copper & shelving that needs to be gone by next week.
Bring a truck or trailer... we can load for you.
1-888-772-7326.

This ad is guaranteed to generate hundreds of phone calls per day.

1-888-772-7326 is PRAs corporate number. They also have two other numbers 757-519-9300 & 866-925-7109.
I understand they receive hundreds of calls a day and as fast as they can get the ads deleted you simply put it up again. This also costs them money since they use toll free numbers where they pay for all calls coming in and you will tie up their lines and employees time answering these calls.

You can also do ads like free furniture or price items WAY below fair market value etc. Do this in any free advertisement or online shopping websites etc... this will be sure to generate thousands of phone calls.

If the authorities won't help out and make these guys play by the rules then at least we can fight back... it won't stop the calls but it will help ease the frustration of these folks harassing us relentlessly.
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  Renegade replies to steve
  27 Feb 2013
  Here are some more numbers used by them. Anchor Receivable Management and Private Number each showed on a number too, and they were PRA.
  
  Portfolio Recovery Associates (PRA)     205-423-4020
  Anchor Receivable Management (PRA)     205-423-4020
  Portfolio Recovery Associates (PRA)     205-588-8181
  Portfolio Recovery Associates (PRA)     205-588-8197
  Private Number (PRA)     205-588-8197
  Portfolio Recovery Associates (PRA)     239-642-8598
  Portfolio Recovery Associates (PRA)     404-592-5171
  Portfolio Recovery Associates (PRA)     404-921-2521
  Portfolio Recovery Associates (PRA)     407-347-4014
  Portfolio Recovery Associates (PRA)     407-347-4021
  Portfolio Recovery Associates (PRA)     412-282-1420
  Portfolio Recovery Associates (PRA)     412-282-1421
  Portfolio Recovery Associates (PRA)     412-282-1423
  Portfolio Recovery Associates (PRA)     440-580-0720
  Portfolio Recovery Associates (PRA)     443-313-1380
  Portfolio Recovery Associates (PRA)     443-313-1381
  Portfolio Recovery Associates (PRA)     443-313-1382
  Portfolio Recovery Associates (PRA)     484-489-2840
  Portfolio Recovery Associates (PRA)     484-489-2841
  Portfolio Recovery Associates (PRA)     510-355-1780
  Portfolio Recovery Associates (PRA)     518-207-3600
  Portfolio Recovery Associates (PRA)     518-207-3602
  Portfolio Recovery Associates (PRA)     620-662-1492
  Portfolio Recovery Associates (PRA)     620-662-8870
  Portfolio Recovery Associates (PRA)     626-209-2241
  Portfolio Recovery Associates (PRA)     626-209-2244
  Portfolio Recovery Associates (PRA)     661-673-4507
  Portfolio Recovery Associates (PRA)     678-265-1568
  Portfolio Recovery Associates (PRA)     678-265-1576
  Portfolio Recovery Associates (PRA)     702-410-7069
  Portfolio Recovery Associates (PRA)     702-410-7076
  Portfolio Recovery Associates (PRA)     702-410-7489
  Portfolio Recovery Associates (PRA)     702-410-7497
  Portfolio Recovery Associates (PRA)     731-215-8010
  Portfolio Recovery Associates (PRA)     731-984-7690
  Portfolio Recovery Associates (PRA)     757-321-6282
  Portfolio Recovery Associates (PRA)     757-321-6280
  Portfolio Recovery Associates (PRA)     757-321-6279
  Portfolio Recovery Associates (PRA)     757-864-0020
  Portfolio Recovery Associates (PRA)     757-961-3544
  Portfolio Recovery Associates (PRA)     757-961-3546
  Portfolio Recovery Associates (PRA)     757-961-3547
  Portfolio Recovery Associates (PRA)     757-961-3548
  Portfolio Recovery Associates (PRA)     800-427-7142
  Portfolio Recovery Associates (PRA)     800-772-1413
  Portfolio Recovery Associates (PRA)     800-860-0644
  Portfolio Recovery Associates (PRA)     847-678-9710
  Portfolio Recovery Associates (PRA)     847-994-2540
  Portfolio Recovery Associates (PRA)     858-346-1184
  Portfolio Recovery Associates (PRA)     859-918-0780
  Portfolio Recovery Associates (PRA)     866-940-7640
  Portfolio Recovery Associates (PRA)     914-513-0163
  Portfolio Recovery Associates (PRA)     954-678-3370
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Alex
15 Oct 2011
This Place is a scam, they keep on telling me that I owe money. They cant tell me who I owe money. This company needs to be closed down. What can I do so that they stop contacting me?
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Tired
17 Oct 2011
My husband gets these calls and this last call I was tired this account that they are talking about. It was in 2001 and my husband has talked to the company that he owed. It is so old that I not going to start this up and I told her I never heard of them before. She got really quiet and didn't want to say much I was calm usually I'm not. She said you aren't going to pay it will your stuation change. If I knew that I could see the future she told me to write a CEASE & DESIST LETTER. I'm doing that today I have done one before JUST GOOGLE IT. I told her to have a nice day and I hung up and one person was right. They do use a different phone number every time they call. That is why the answer machine gets it they have just started calling in 2010. CRAZY!!!!
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j c baby
20 Oct 2011
portfolio recovery [***] ,start calling me ,they say that i own $2000 from camco,i never ad any business with this company!when i ask the portfolio agent,about what type of company is camco ?the guy say that camco are out of business ,well the all thing is a scam,be aware of this portfolio agency ,do not gave them any info!
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Andy
24 Oct 2011 | 1 reply
I got a call from them about a credit default I had while in college. It's about $500 so I do technically owe the money. I refused to give them my bank information and told them upon further investigation I would mearly send in a check. On my credit score it comes up that it was charged off by original lender, It's only been about 5 years so I believe it's still within the NY statute of Limitations. Being that it already shows up as Charged off would it be in my best interest to pay it off? Judging by everyone comments how can I verify that they do in fact hold this debt and that paying the debt will positively (even if tiny) affect my credit? Does anyone have any advise on how I should proceed with the matter?
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  MyGirl replies to Andy
  23 Oct 2012
  Statute of Limitations in NY is 6 years, however if you told them you would send ANY money to them, it makes the time line of the debt "new" again and they can now harass you for another 6 years. Keep an eye on your credit report - it may show up now with a new date of when you talked to them last. Never talk to these fools - they do not play by the rules. Even if you were to pay off your debt to them, there is no guarantee they will list it as paid.
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Dee
25 Oct 2011
I want to be in on the class action suit! I do not have a credit card and have not had one for 20 years or more. I have told them not to call, but they still call.
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Sally
26 Oct 2011
Thanks for the info on budhibbs. They are harrassing me saying they are collecting on credit card debt for a company I never applied for nor had.

I was stunned when I read PRA's info on budhibbs. I am going to contact my local state Attorney General's office and go from there. I will definitely not give them any info to prove I don't owe it.
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All done in
30 Oct 2011
There are several ways to handle these calls and any other calls that are not legit. Say "hold on please while i turn my tape recorder on so i can record this call..." or "the person you are tring to reach died 6 months ago" of "can I have your name, your supervisors name, the name of the comapny you work for and their Federal tax ID, the proper mailing address for legal correspondence....." I kept someone on the phone for 45 minutes (grilling them for a change) because they insisted that I was someone whom I had never heard of before and were repeatedly calling me. The last time I checked my drivers license I was still me.
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Finally
30 Oct 2011
I absolutely love this idea.. Thanks I am going to post this suggestion on facebook, lets see if we can really tie their hands. (or phone)
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Dismayed
31 Oct 2011
Have had calls from them for about a year or so, but never answered and no message was ever left. We had no idea what kind of company it was. Until last week. A recording said they were calling about a debt and left a number. We pay all of our bills, and our FICO scores are above 800.

I called back and they wanted a woman I have never heard of. And we've had this telephone number for 18 years. They simply said thank you and we said our good byes. We'll see if they ever call back.
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Jason
4 Nov 2011 | 1 reply
Get calls from them daily. I've never picked up the call. Never will. Glad I read this.
- 0
  Annoyed replies to Jason
  6 Aug 2012
  I didn't answer because I didn't recognize the number. Didn't start getting calls from them until I requested information from several online colleges... glad I didn't answer after reading the other complaints posted about calls from this number!!
0
frustrated
8 Nov 2011
These people have been calling me almost daily. Yesterday, they called me from the same number at 9 am, 9:02 am, and 9:06 am. Each day that they call it seems it is a different number each time. Almost tempted to disconnect my phone so I can have some peace. I am currently going through cancer treatments, and have enough stress the way it is. Shame on these bottom feeders!!!
0
NYCGIRL484
15 Nov 2011
This company is UNREAL!!! Been on a payment plan with them for over 6 months. Last payment on my monthly bill states $50.00. Now.. all of a sudden there's INTEREST which was never told to me at all!! This company is a HUGE scam!!! They want an extra $164.20 from me. I can only imagine that money is going into someone's pocket!!!
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supporter
18 Nov 2011
All you have to do is send them a cease and desist letter, certified with signature requested. Be very specific that it applies to them and any and all of their company affiliates, subs and/or associates (otherwise they will cease, but pass you on to another bottom feeder that they work with)
Legally they must stop calling or subject themselves to being sued.
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concerned citizen
18 Nov 2011
You can't just google a cease and desist letter. In order for it to be acknowledged and legally effective, it must be sent by certified mail with a signature return required. Cost is about $5.80 usps. Then they must cease and desist calling or face the possibility of a suit.
The best way to arm yourself against these bottom feeders is to educate yourself in how to effectively and legally deal with them. There is plenty of information on the internet that offers effective guidance.
If you owe a debt, and it is legally yours, and is not only within the SOL but is collectable, it is best to pay it if it is within your means. If not, there are other solutions with research or consultation.
If it is not your debt, or one that has been writen off, out of SOL, or any other legal cause to not pay it, then belly up to the bar, put on your boxing gloves and don't back down from these low lifes. They feed on peoples lack of knowledge.

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