Scam Collection Calls

ComplaintsUnsolicited Phone CallsPortfolio Recovery Associates

Complaint

0
MCH
Country: United States
I again received a call from this number/company in my cell phone. They call 1-2x every week. so irritating.

I had long straightened out my credit card debts in 2002. Suddenly, since 2008, I started getting calls from this company. I do not know how they got my cell ph number. I read almost all the complaints ahainst this company and now am convinced they they are scammers.

Should we all band together and file a class action suit? Or, report this company to the authorities in ur respective cities/states?

Comments

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  • 0
    fred
    Why should I pay a bill I did not cause, Yes I can prove it, I was in Prison at the so called time, there is No way I bought a car or singed for one! So do you have a snappy come back for that one! May I ask if you are not having a problem with this Co., Why are you reading these complaints? Bord, & need to make other peoples already bad time, even worse? Sad, people are just Rude ! Have a nice day
  • 0
    dufft
    add pa to this list
  • 0
    jaxtrax
    They have been contacting me for about 4 months now about a sears account from 1999. I have never had a sears account. I told them i never got any letters or calls ever about it and it never showed up on my credit. The first time i told them this and then said im very suspicious they hung up. Then every other time they would call i asked them to send me the detailed info ie. Where and when the account was started. They advised i would have to send them a letter requesting the info and make sure my signature was on it. I would then tell them no i don't trust them and each time they would hang up as soon as i said that. So researched a little on what they are asking for and saw that even if it was really my debt (which it is not), due to statute of limitations they can't collect anyway. So i stop answering their calls. 2 weeks of that and i receive a letter requesting information so they can investigate my id theft in regards to said account. I kid you not,on this form about half way down they ask me to make a copy of my social security card and my valid drivers licence and send it to them. Wow. Yeah these are criminals for sure . Sue the he'll out of them.
  • 0
    Noelle
    My 24 year old son keeps getting calls from this number.  He paid off his credit card 2 years ago, has no outstanding medical bills, and has never had a car loan, home loan, or student loan.

    However, when he was a young teen visiting a friend, the kid's step mother went through his wallet and used his identity to secure at least one loan or credit card by having a man impersonate my son to be her co-signer.  When he received so many collection calls due to that ID theft we figured out what had happened and thought we cleared it up 2 or 3 years ago.  

    And just today, my son bought a $10,000 used car. He put $5,000 down and still has a few thousand left in his bank account.  He still couldn't get approved for a loan for the remaining $5,000 w/o his father as a co-signer.  He's worked at the same place for 7 years, ever since he was 17 years old.  I wouldn't be surprised if this fake debt is on his credit report.  Gotta go print those out now to see what the heck is going on.
  • 0
    california
    I received a call to my cell phone from Portfolio Recover service.  I do not have any debt in collection and this lady name Debra from portfolio Recover service said that she wanted to record the call and something about bank of america. I have never had bank of america. I told she does not have my authority to record the call and she got rude. I hand up. Class action suit I am in it.
  • 0
    Truth Liberty & Justice
    LAMET - 14 May 2009 Placed the below link. After reviewing the information available on the website, I would indeed recommend that everyone who needs great advice go there!

    http://www.budhibbs.com/bh/
  • 0
    Truth Liberty & Justice
    Go to http://www.budhibbs.com/bh/
    And don't worry!
  • 0
    madmom
    They just called and asked for my high school aged child for a "business opportunity."  When I said she wasn't talking to him without telling me what it was about first, she got persnickety until I said he was underage.  Report them to your Attorney General and the FBI.
  • 0
    scammed in Jersey
    I would pay them they can make your life miserable and will make it miserable.. they are extremely rude. they got my account back on October 2010. I never received anything from them except Saturday recieved a summons that i was being sued by them and need to pay $1575. for a freakin camera that i paid $499 for. i offered them 50% settlement because they would not take payment arrangements they refused they said i needed to pay $1234.81 by 9/15/11 or no deal. I could not do that until 9/29 so they refused. they do not work with you at all so there website is full of it. we work with people we know how the economy is bull. don't trust them. I offered $1200 that i am borrowing $$ from my 401K from they would not forgive the $34 they are cruel inhumane people. that probably bought my account for $100 if that.
  • 0
    Braysma
    I have been getting calls from these idiots using different numbers;(404)921-2521 and (443)313-1381 for several months now and have had enough! Whoever had my phone # before I got it obviously had debts that they didn't pay, and now I'm the one getting the harassing phone calls. Finally decided that I had enough and don't really use my home phone, so I cancelled it today. After doing some research on the web for Portfolio Recovery, I ran across this:    

    http://articles.moneycentral.msn.com/Savingan ... HardToKill.aspx  

    Interesting.....
  • 0
    DL
    You are an idiot, several people have paid their bills and these scumbags continue to harrass and call people trying to bully them into paying again. Some of these "Junk Debt" companies will not even give you their address. Bottom feeders is too nice for these companies!
  • 0
    Anonym
    They called today and I finally answered the  phone numerous previous calls. They asked for my husband and I told them that he was at work. They then asked for his work number and I told him they cant contact him there. Then then asked if I was his wife (idiot, I told you he was my husband) Then he said so you are Mrs. ___ ( so again DUH!!) I said you have the wrong person because we dont have credit cards and he said this was from 2008. he wanted me to verify his last social which I didn't. he said he would continue to call and I let him know he would continue to have the phone slammed down and then I did!!He should be glad it was me a and not my husband. We have worked hard not to have and credit card debt and this was a slam in our faces!!
  • 0
    jim
    cjeck with the states attorney generals offce where you live.if you filed bankruptcy,and they are trying to collect they are breaking a fedral law and you can sue them.it's called fauad,and they need to be put out of business.
  • 0
    Jeff
    I've had the same thing.  Perfect score and credit.  Could they be trying to get info from me so they can steal?
  • 0
    PRA are scum
    I do not understand how these dirt bags have not been shut down already.
    I started doing a bit of research on Portfolio once they started calling my house as many as 4-5 times a day EVERY day as early as 7am and late as 10pm and I was amazed at how many other Americans are being harassed by them.
    My question is how are they allowed to continue this?, is somebody getting a kick back to look the other way?
  • 0
    SC
    They call 2-3 times a day, usually every day, from different numbers. This is a charged off debt from 11 years ago. I ran all of my credit reports and they are 100% clean. I know who they are. They can keep calling but it will always go to voicemail.
  • 0
    Nonnie
    I received a call from two guy from Portfolio Recovery and one of the guy named is Marshall Cooper. There number is 8773696484. Marshall Cooper is claiming to work from Online Payday loan company, which they don't. He was rude. Don't even answer the phone from them. If you received an unknown number or a number that is block, don't answer the phone and it is a scam.
  • 0
    A Banker's Perspective
    I would like to explain what Portfolio Recovery Associates does from a banker's point of view.  I would also like to shed some light on some of the myths that people have.  One thing that many here have stated, if you get a call from this company, DO NOT give them any information.  ALWAYS dispute the debt in writing and send by certified mail.

    Many credit card companies like Capital One, HSBC, BOA sell their charged off credit card debt in bulk.  PRA usually buys several thousand at a time.  On average, they pay $0.0375 per dollar.  Here is the kicker that many of you don't realize.  When the bank sells their debt, there is always a Bill of Sale that is generated.  If a credit card company or bank provides a Bill of Sale, PRA now becomes the primary creditor. If this is the case then PRA doesn't have to follow the FDCPA.  As part of any dispute ask them to provide a copy of the Bill of Sale showing that they did in fact purchase this debt.  The Bill of Sale should also include what they paid for the debt.  i can assure you the PRA is not going to provide this as they don't want you to see what they paid for it.

    Also, I was reading here that someone had asked how they get they get information on individuals that you only thought was secret. I can tell you that PRA probably uses the same resources we do at the bank.  They can pull a Lexis Nexis report or Accurint report.  I can tell you that these reports include not only public information, but court records, vehicles you own and who the mortgage holder is on your home.

    I also read about PRA filing 1099-C's.  While I am not an attorney, I do not beleive this is legal especially if the debt is time barred.  If you do get one of these, immediately write a letter to the IRS, FTC and your state's Attorney General. Make sure you also send a copy to PRA via certified mail.  I can assure you that they are not going to want all the government agencies crawling all over their books.

    One final thing.  PRA will file suit against you if they feel as though you have the assets to pay off the account.  I have seen many lawsuits filed by this company for as low as $500.00. Don't ignore them.  Make them prove you owe the debt.  I can assure you that if you request information from them in writing and they don't provide it and then file suit against you, you chances of getting the lawsuit tossed are going to increase dramatically.  If yhey are trying to collect a debt that was included in a bankruptcy, tell them they can get their verification from PACER.

    I hope you find this information useful.  Remember, don't let them bully you into paying.  Get the facts first and then make an informed decision on what direction you wish to proceed.

    A Smart Banker
  • 0
    steve
    The do not call registry does not work with PRA as they use a spoofing program that sends out random phone numbers that show up on your caller ID so if you report it to the do not call registry you are reporting some innocent persons number. Just another scumbag move on PRAs part.
    I report them using their corporate number 1-888-772-7326
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