Harrassing Phone Calls
Complaint
Brian Polk
Country: United States
I have repeatedly received phone calls from an Indian Call Center caliming to be representatives of a Law Firm, ACS. I have done some research into this "firm" and have found it to be completely fraudulent. DO NOT give any information to these people and forward any information you have to the FBI...
Comments
My first thought isn't if I owe money for whatever they are stating but of the fact that they leave this information on a voice mail not knowing if it is in fact the correct person they are attempting to contact. Who calls to "schedule" a time to serve papers? Unreal!
I have the voice mail saved and will use if they come after me for anything. It is illegal to harrass in that manner.
Thank you all for the posts so I can confirm I have been truly ripped off. I will be sure to ask questions and get documents sent to me before ever paying like that again. I was threatened that I would be taken to court immediately and I knew that would mean more costs, possible judgment and garnishment.
I can't wait to see if anyone calls me when they see they aren't getting anymore money from me!
If you have an arrangement letter that says
"Once all payments have been received it will release you of any obligation on this Debt/Bad Check. If the dates or amounts are changed, declined or returned back for any reason your arrangement becomes null and void and we will attach a $50.00 non-sufficient funds charge to your balance."
Call your bank immediately and report these people!
First they said I a outstanding payday loan with them (funny, I won't touch those stupid things) and that they needed $500 or so to settle it. I told them I do not, and they better work hard to convince me. They wanted my address, which they would not give, but I did give them my hotmail account to email documentation to. All they did was send a form letter with no real information. So I called them back (I use disposable phone anyway) and talked to them again asking where the documentation was. They said they were not required to do so. I handed the phone to the legal advisor (he's onsite) and he explained that it was asked for and they did not meet the requirements. The legal advisor (I'll call him Dave) then asked for the name of the "process server," the state licensing her,and the court it was filed in. The person I talked to said they did not have to give the information. Dave really got irritated then. He told them that if they had a process server with paperwork ready, then it better go to his office so he can file a lawsuit on FICA violations immediately and so he or another lawyer can go to court to get the "lawsuit" against me quashed. Dave was hung up on. He's real mad and is going to research this company so he can get a lawsuit filed (no charge to me since I work for the company) and he is going to send a form letter to all 50 state attorneys with a complaint against this company since he said that all process servers are licensed and if the person was real, that they broke every regulation that Dave knows about and are subject to revocation of their license.
More then likely, the "process server" is false and is just a scare tactic, but this company is due for major lawsuits.
This is in reference to your Account number 8510-19 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the IC3 (Internet Crime Complaint Center) has decided to mark this case as a flat refusal and press charges against you.
Your account with ACS is in Final Collections. According to our records, your outstanding balance is $986.45
Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.
The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
It is quick and easy:
Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.
Contact us on 1-954.573.6388
If you do not take immediate action:
We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench of jury then you have to bear a law suit which will be amounting to $4515.85 and will be totally levied upon you and that would be excluding your bail charges, your attorney charges and the due amount pending on your name $986.45
Thanks for being our customer,
ACS Legal Department
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I just had this in my email, I have pay day loans which are paid these people have been harrassing me now on my email.... I blocked them from my phone and disconnected my land line... Before I did all of that they call around the same time of year "holiday" and then go away until the next time... I talked to the cops and the number I had called to find out information on this "loan" that I owe, gave it to an officer to call and speak to this nasty individual and when the officer told him that it was against the law to harrss in this manner the guy said I'm sorry I think you were looking to purchase a Big D#(&! The officer told me to just ignore and block them from me. I had gotten the police involved because they told me they were coming to my home and my children were there just getting out of school.
So you say we can go after leaglly??? Let me know these [***] need to be delt with but like I've found out they are NO where to be found the cell is one that can be tossed! So its likely they are not in US!