Speaking for my own investigation into this. I have found there to be a lot of innocent companies/people targeted completely by accident. Please verify where you got that info from?
We were wondering if they also are doing the "cardholder services" scam?
0
Stop It NOW!
This started when I applied for a Best Buy credit card ((DENIED))
Now I get phone calls & CC offers and I never gave them my new phone number !!!
5AM - 7PM CALLS WTF! Just - STOP
0
Nate
| 1 reply
cochisejustice,
Well, I can tell you several things that seem to be different between cardholder services and Graven. That is, cardholder services fakes their caller id causing more people harassment 2x. This is because people call back thinking their the company that called. Also, cardholder services absolutely refuses to take us off the list, this Graven company, at least appears to actually take you off the list. Sounds to me like a much more legit telemarketing company, although still a telemarketer.
Few more questions for you if you don't mind.
Did you start to get calls from this graven company and cardholder services around the same time? Also, does Gravin use "robo calling", or do they actually have a live person on the other line? The former is illegal, while the later is not. IF they do robocall, is the message the same, where it says to "press 1 to talk to a person"?
I personally do not see a connection, based on what I read, but I can't rule it out for sure yet.
We actually have no record of Graven Austin & Drake calling us, and leave it alone based on what you have given. Although "cardholder services" have reached about 150 documented, many recorded, abusive, & threatening robo-calls, over the last two years.
We are compiling a list of commonly reported "cardholder services" also from here on complaintwire, and want to include as many "Rachel-robo-call" scammers as possible. We have evidence to present to a U.S. JUDGE against:
Concord Financial Advisors LLC, AZ, NV, 888-583-1956, 800-525-2956, 602-620-1460, 480-703-5818, 480-981-0138. Continues to robo-call
Associated Accounting Specialists Inc, FL, 877-982-7526. Continues to robo-call
(We have a recorded "rep" from 1st U.S.A. Card Services, Inc DE, 877-999-3872, 888-269-8690 - They may or may not have stopped calling, as per our demand.)
The following have also been reported by American Consumers that have either "fell for it" or got through to the actual "companies" running this scam. We will continue to report them. This is a Consumer issue, and online testimony is valid.
American Debt Negotiators LLC, FL, 561-483-7337.
FIA Card Services/Bank of America DE, TX, 800-655-1491
We have records, (some also by written letter) of the following "Debt Collectors" and Telescummers repeatedly calling (some robo, some not) for unknown reasons, and the same unknown person:
Enhanced Recovery Company Assurance Collections, LLC American Diabetes (scammers)Assistance, LLC- no connection to American Diebetic Assoctiation. Client Services Inc.
Hope this info helps. The Jan/Feb report is below.
0
cochisejustice
| 1 reply
Jan/Feb report: A comment on NBC reports an FCC crackdown on robo-call telemarketing.
Yes, there is a consumer debt crisis! But we are not among the “deadbeats” as reason proclaimed by Client Services employees.
Now pay close attention, it right outside your door. Have you not heard this hundreds and hundreds of times?!? “Hello, This is Rachel at cardholder services calling in reference to your current credit card account”. “…lowering your interest rate to as little as 6.9%.” Sounds like “telemarketing”, but is it really something more sinister?
Missouri based “company” Client Services Inc (CSI) became a suspect in the “Hello, This is Rachel at cardholder services..” scam August of 2011. They claim they are “only a third party debt collector”. According to their past online advertising, what they were/are selling, reselling, trading is not Consumer friendly, to say the least.
Inquiries were made into CSI’s New York “affiliate foreign for profit company” Financial Services Solutions LLC (FSS).
Meanwhile American Diabetic Assistance LLC (ADA LLC)- no connection with American Diabetes Association, begins an aggressive telemarketing scheme against our State. Evidence suggests ADA LLC got their “call center services” from CSI, whom also has hidden “call center services” in Florida, Kansas, and another “shell company” - Red Leaf Capital in Texas.
All three, CSI, FSS & ADA LLC were requested their Do Not Call Policies. Nothing has ever been received. It’s simply not enforced by the FTC under TCPA laws. BAM! Suddenly FSS goes “Inactive-Surrender of authority”, and the website mysteriously disappears! And now they sell/sold different stuff according to Manta online business search. Then ADA LLC’s “affiliate foreign for profit”- Pgkn Inc. suddenly shuts down!! So what’s going on here?! Could it be illegal?!
Meanwhile the “Rachel robo-calls” are following patterns of stopping for a while, usually after contacting the Missouri AG. The office even assures specific “help” regarding “Rachel”. The robo-calls slightly begin to change. The outsourced “rep” becomes domestic “live operators”. And ”Rachel” has recently added “have a great day” to the ending.
“Telemarketing”?- or abusing loopholes & gray areas of debt collecting laws to commit all kinds of fraud, and get around FTC DNC laws.
Another perfect example- There is good cause to believe that CSI re-sold “Rachel” to Arizona based Ambrosia Web Design’s (AWD) collection of “affiliate companies”. Even after reported as using several alias names- “Leroy Castine, Chris Ambrosia, Lee Cestine”, AWD continues to operate and “Rachel-robo-call“. Just take a look at the available online AZ Sec of State scanned documents. Forms are filled out in the same handwriting! “Ambrosia” must have forgotten how he signed AFB LLC- “Leroy Castine”, and Concord Financial Assistance LLC- Lee Cestine”. Signatures are the same!! AWD’s “Chris Ambrosia” is signed a little different, but the handwriting is the same!! Isn’t that a Felony FRAUD?!? It certainly is from the American Consumer standpoint!! Yet the robo-calls continue……
Correction- in the last paragraph, Thats Concord Financial Advisors, LLC, NOT Concord Financial Assistance.
0
Robert
| 1 reply
I got called today and the caller hung up on me when I told them that this was the 3rd time I have asked them to put me on a Do Not Call list. 1/10 7PM (407)702-0530 Feb ?? (214)283-1316 3/16 2:20PM (503)457-1829 I signed up for DoNotCall.gov on 8/31/2010 and again in January. I will follow up with a call to the FTC (877)382-4357
It's useful to keep a log of calls, and other events, But always remember that the Caller ID #s that you may see are most likley highjacked, or "joe jobbed" sometimes from innocent people. We try as much a possible to post the actual "company" numbers, especially the "CEO" if they have phone number(s) listed at on their Sec of State documents . .lol, bet they really hate that!!!
0
stop this
| 3 replies
There is a two facebook groups, and one of the facebook groups seems to have came across this same information about ambrosia web design. One person who called them claims that they even admitted to being linked to cardholder services somehow but then backed away when questioned further.
Others have identified two or more Florida financial companies who actually process the payments. The bulk of the scam seems to be ran out of FL but, not entirely. Others still have figured out that the employees are commission based, with a income of around 100 dollars.
Info is so spread out, that I suggest we keep unifying in our cause/sharing info between the facebook groups that have many more people just as frustrated as here. Please share research you have done to the facebook groups too, so more people can see it, more eyes means someone will find new things from what you have done.
The deal over here is, many of the folks that are being harrassed and abused by this crime, are elderly and don't relate to the internet so much. We have accumulated info from Retired Folkes, Veterans, Ex-Law Enforcement, etc, and are gaining assistance from younger people who know how to do more online stuff. Hopefully, other online sources can be used, such as facebook, youtube. The "Twitter" attempt turned out to be a disaster.
"stop this" if you are there? We have more on AWD. You could put it on facebook.
Sometime around around the first of the year AWD's "affiliate for profit" AFB, LLC, 3021 S Woodruff, Mesa, AZ 85212, 800-525-2956, 602-620-1460, website went down. It may have been "affiliate" that had an address of just a vacant dirt lot!! The AZ Sec of State has the "Corporate Life Period" as "PERPETUAL! Man, we certainly hope not!!! Shut them all down, and put them in jail, for our sake!!
Hello, "stop this" if you are still there- Do you have any links to these two facebook groups?
0
Nate
| 1 reply
Do we have confirmation this is mostly old people being targeting, like, what I am asking, is do we have any way of confirming, that they have some list of retirement homes that they particularly target? I understand, that is their target scam market, but, we are all getting these calls, and they refuse to take young and old off the list, harass us, and it never ends.
This ambrosa web design connection, should be at least looked into as the makers of virtualcollector.net scam payment system. cardholder.virtualcollector.net is their scam website. The fact this has still not been shut down, is what is discouraging. If you look at page 10, notice that their doing a H&R block scam to, deceptively as "HR Block" not H&R block, you can find more info on this by googleing for a h&r block scam. All these leads needs to be thoroughly investigated/confirmed with resources I don't have.. Would be nice if someone from law enforcement/ftc was actually looking at this board.
I agree. A retired law enforcment friend has advice, but all these "foreign for profit corporations" are out of most jurisdictions. We finally figured out thats where the U.S. Secret Service fits in all of this.(foreign inc or llc). I did some hunting on "virtualcollector. Have you been able to find a "corporation, or LLC"business address? I'd like to see their Sec of State Documents. Seems like they are doing everything they can to stay hidden in the shadows.
I also came across another suspicious idiot "business owner" talking smack to a concerned Consumer. And their being sued by the FTC!! So, since they like to talk crap on the phone and here, we will talk to them so in their own language!!
Check it out, I'ts "P Turpel" in about the middle of the thread.
There is lots of the same complaints. googling for the phone numbers that called you every time. I dont have time to sift though nearly all of it though.
0
Nate
The site registar of virtualcollector.net is "Igor Cadez", also seems to be the owner of cadez.net, and several other websites. You can usually find this info on websites by doing a google search for a website. I am pretty sure this guy is connected for sure.
REGISTRANT CONTACT INFO Igor Cadez 49 Tulip Place Aliso Viejo CA 92656 US Phone: +1.9494251132 Email Address: domains@49tulip.com
He seems to reported as a fake bill collector here as well: Ironically, my story fits with one guys who says he had his ID theft occur! I got some fake bill collector several months ago to, but since I don't owe debt, I knew it was fake.
I found a website that listed these sites as "related" I got no idea just how if/at all their actually related FYI.
1. ncsplus.com Collection Agency, Collection Services, Collections, Contact, National United States 2. cbcollections.com Collection Agency, Collection Services, Collections United States 3. summitcollects.com Collection Agency, Collection Services, Collections United States 4. championsway.com Collections, Financial services, Marketing United States 5. jmfinancial.in Finance, Financial group, Financial services India 6. vericrestfinancial.com Complaints, Finance, Financial services United States 7. iqor.com Collection Agency, Collections United States 8. manulifebank.ca Financial group, Financial services Canada 9. cmai.in Marketing, National United States 10. pressesprecher.com Financial services, Marketing
0
Nate
Mr Cadez on virtualcollector.net seems to have a list of around 50 'customers' for which cardholder services is only one of the 50. Mr Cadez, in addition to being a fake bill collector/scammer, is himself most likely a computer programmer (or someone with tech expertise) in CA and a billing collection backround.
Connecting the dots between them all is going to be tough. This is way to overwhelming without help/official investigation!
0
Nate
| 1 reply
Take the following example of how these scampers are working:
"National Credit Audit Corporation."
nrsolutions.virtualcollector.net on the contact page, the webiste has
Contact Information Address NCAC P.O. Box 515489 Dallas, TX 75251 Phone Tel: (800) 779-4894 Fax: (866) 769-3255 Web support@payncac.com www.payncac.com
But, just this one company is hidden behind a deceptive/fake registration name/address, their not in TX AT ALL. Because when you trace back payncac.com's website registration info, it reveals something completely different:
When you trace back the domain payncac, you realize
LexisNexis Risk Solutions FL Inc 6601 Park of Commerce Blvd Boca Raton, FL 33487 US
Domain Name: PAYNCAC.COM
Administrative Contact, Technical Contact: LexisNexis Risk Solutions FL Inc 6601 Park of Commerce Blvd Boca Raton, FL 33487 US 561-999-4400 fax: 320 203 6701
So step 3 is finding the info on the company, which is yet another FL financial company..:
LEXISNEXIS RISK SOLUTIONS FL INC. Filing Information Document Number F06000006281 FEI/EIN Number 411815880 Date Filed 10/02/2006 State MN Status ACTIVE Last Event NAME CHANGE AMENDMENT Event Date Filed 01/04/2010 Event Effective Date NONE Principal Address 1000 ALDERMAN DR. ALPHARETTA GA 30005 Changed 02/15/2010 Mailing Address 255 WASHINGTON STREET SUITE 350 NEWTON MA 02458-1637 Changed 01/05/2012 Registered Agent Name & Address CT CORPORATION SYSTEM 1200 SOUTH PINE ISLAND ROAD PLANTATION FL 33324 US Officer/Director Detail Name & Address Title VP SIMONTON, RENEE L 1105 NORTH MARKET STREET WILMINGTON DE 19801 Title DP PECK, JAMES M CEO 1000 ALDERMAN DRIVE ALPHARETTA GA 30005 Title DS SIDEWATER, MEREDITH 1000 ALDERMAN DRIVE ALPHARETTA GA 30005 Title DVP HORBACZEWSKI, HENRY 125 PARK AVE, 23 FLOOR NEW YORK NY 10017 Title DVT FOGARTY, KENNETH E 2 NEWTON PLACE, SUITE 350 NEWTON MA 02458
I do not know if this company is guilty of anything, but they sure make it hard to track that down, and the names of the company is very much hidden. This needs to be done for all the 50 virtualcollector sites, in my opinion, in addition to cardholder services.
Received a letter from this NCAC company today. They appear to have my past address histories & are trying to bill me for a "cleaning charge" from an apartment complex which now has new owners & no longer has my info apparently so it makes it hard to dispute. Except for the fact that I received a check returning my security deposit about 4 months after moving out of this apartment. They certainly would not have sent me a check returning all of my money if there were charges!
Comments
Speaking for my own investigation into this. I have found there to be a lot of innocent companies/people targeted completely by accident. Please verify where you got that info from?
There's a large thread about Graven Austin & Drake, in addition to many other complaints about them.
https://complaintwire.org/complaint/fYsBAAAAAAA/graven-austin-drake-inc
We were wondering if they also are doing the "cardholder services" scam?
Now I get phone calls & CC offers and I never gave them my new phone number !!!
5AM - 7PM CALLS WTF! Just - STOP
Well, I can tell you several things that seem to be different between cardholder services and Graven. That is, cardholder services fakes their caller id causing more people harassment 2x. This is because people call back thinking their the company that called. Also, cardholder services absolutely refuses to take us off the list, this Graven company, at least appears to actually take you off the list. Sounds to me like a much more legit telemarketing company, although still a telemarketer.
Few more questions for you if you don't mind.
Did you start to get calls from this graven company and cardholder services around the same time? Also, does Gravin use "robo calling", or do they actually have a live person on the other line? The former is illegal, while the later is not. IF they do robocall, is the message the same, where it says to "press 1 to talk to a person"?
I personally do not see a connection, based on what I read, but I can't rule it out for sure yet.
We actually have no record of Graven Austin & Drake calling us, and leave it alone based on what you have given. Although "cardholder services" have reached about 150 documented, many recorded, abusive, & threatening robo-calls, over the last two years.
We are compiling a list of commonly reported "cardholder services" also from here on complaintwire, and want to include as many "Rachel-robo-call" scammers as possible.
We have evidence to present to a U.S. JUDGE against:
Client Services Inc, MO, KS, TX, FL, NY, 636-947-2321, 636-255-3120, 636-255-3214, 800-521-3867, 800-521-3236, 877-655-3439, 903-337-2000, 903-416-6900, 903-337-0770, 407-660-7878, 212-532-1815. Continues to robo-call
Concord Financial Advisors LLC, AZ, NV, 888-583-1956, 800-525-2956, 602-620-1460, 480-703-5818, 480-981-0138. Continues to robo-call
Associated Accounting Specialists Inc, FL, 877-982-7526. Continues to robo-call
(We have a recorded "rep" from 1st U.S.A. Card Services, Inc DE, 877-999-3872, 888-269-8690 - They may or may not have stopped calling, as per our demand.)
The following have also been reported by American Consumers that have either "fell for it" or got through to the actual "companies" running this scam. We will continue to report them. This is a Consumer issue, and online testimony is valid.
American Debt Negotiators LLC, FL, 561-483-7337.
FIA Card Services/Bank of America DE, TX, 800-655-1491
We have records, (some also by written letter) of the following "Debt Collectors" and Telescummers repeatedly calling (some robo, some not) for unknown reasons, and the same unknown person:
Enhanced Recovery Company
Assurance Collections, LLC
American Diabetes (scammers)Assistance, LLC- no connection to American Diebetic Assoctiation.
Client Services Inc.
Hope this info helps. The Jan/Feb report is below.
Yes, there is a consumer debt crisis!
But we are not among the “deadbeats” as reason proclaimed by Client Services employees.
Now pay close attention, it right outside your door.
Have you not heard this hundreds and hundreds of times?!?
“Hello, This is Rachel at cardholder services calling in reference to your current credit card account”.
“…lowering your interest rate to as little as 6.9%.”
Sounds like “telemarketing”, but is it really something more sinister?
Missouri based “company” Client Services Inc (CSI) became a suspect in the “Hello, This is Rachel at cardholder services..” scam August of 2011.
They claim they are “only a third party debt collector”.
According to their past online advertising, what they were/are selling, reselling, trading is not Consumer friendly, to say the least.
Inquiries were made into CSI’s New York “affiliate foreign for profit company” Financial Services Solutions LLC (FSS).
Meanwhile American Diabetic Assistance LLC (ADA LLC)- no connection with American Diabetes Association, begins an aggressive telemarketing scheme against our State. Evidence suggests ADA LLC got their “call center services” from CSI, whom also has hidden “call center services” in Florida, Kansas, and another “shell company” - Red Leaf Capital in Texas.
All three, CSI, FSS & ADA LLC were requested their Do Not Call Policies. Nothing has ever been received. It’s simply not enforced by the FTC under TCPA laws.
BAM! Suddenly FSS goes “Inactive-Surrender of authority”, and the website mysteriously disappears!
And now they sell/sold different stuff according to Manta online business search.
Then ADA LLC’s “affiliate foreign for profit”- Pgkn Inc. suddenly shuts down!!
So what’s going on here?! Could it be illegal?!
Meanwhile the “Rachel robo-calls” are following patterns of stopping for a while, usually after contacting the Missouri AG. The office even assures specific “help” regarding “Rachel”. The robo-calls slightly begin to change. The outsourced “rep” becomes domestic “live operators”. And ”Rachel” has recently added “have a great day” to the ending.
“Telemarketing”?- or abusing loopholes & gray areas of debt collecting laws to commit all kinds of fraud, and get around FTC DNC laws.
Another perfect example-
There is good cause to believe that CSI re-sold “Rachel” to Arizona based Ambrosia Web Design’s (AWD) collection of “affiliate companies”.
Even after reported as using several alias names- “Leroy Castine, Chris Ambrosia, Lee Cestine”, AWD continues to operate and “Rachel-robo-call“.
Just take a look at the available online AZ Sec of State scanned documents. Forms are filled out in the same handwriting!
“Ambrosia” must have forgotten how he signed AFB LLC- “Leroy Castine”, and Concord Financial Assistance LLC- Lee Cestine”.
Signatures are the same!!
AWD’s “Chris Ambrosia” is signed a little different, but the handwriting is the same!!
Isn’t that a Felony FRAUD?!? It certainly is from the American Consumer standpoint!! Yet the robo-calls continue……
NOT Concord Financial Assistance.
1/10 7PM (407)702-0530
Feb ?? (214)283-1316
3/16 2:20PM (503)457-1829
I signed up for DoNotCall.gov on 8/31/2010 and again in January.
I will follow up with a call to the FTC (877)382-4357
But always remember that the Caller ID #s that you may see are most likley highjacked, or "joe jobbed" sometimes from innocent people.
We try as much a possible to post the actual "company" numbers, especially the "CEO" if they have phone number(s) listed at on their Sec of State documents . .lol, bet they really hate that!!!
Others have identified two or more Florida financial companies who actually process the payments. The bulk of the scam seems to be ran out of FL but, not entirely. Others still have figured out that the employees are commission based, with a income of around 100 dollars.
Info is so spread out, that I suggest we keep unifying in our cause/sharing info between the facebook groups that have many more people just as frustrated as here. Please share research you have done to the facebook groups too, so more people can see it, more eyes means someone will find new things from what you have done.
The deal over here is, many of the folks that are being harrassed and abused by this crime, are elderly and don't relate to the internet so much.
We have accumulated info from Retired Folkes, Veterans, Ex-Law Enforcement, etc, and are gaining assistance from younger people who know how to do more online stuff. Hopefully, other online sources can be used, such as facebook, youtube. The "Twitter" attempt turned out to be a disaster.
“cardholder services” on youtube- http://youtu.be/gMGi3c0wXXc
"Cardholder Services Tape 2" coming soon!
You could put it on facebook.
Sometime around around the first of the year AWD's "affiliate for profit" AFB, LLC, 3021 S Woodruff, Mesa, AZ 85212, 800-525-2956, 602-620-1460, website went down.
It may have been "affiliate" that had an address of just a vacant dirt lot!!
The AZ Sec of State has the "Corporate Life Period" as "PERPETUAL!
Man, we certainly hope not!!! Shut them all down, and put them in jail, for our sake!!
if you are still there-
Do you have any links to these two facebook groups?
This ambrosa web design connection, should be at least looked into as the makers of virtualcollector.net scam payment system. cardholder.virtualcollector.net is their scam website. The fact this has still not been shut down, is what is discouraging. If you look at page 10, notice that their doing a H&R block scam to, deceptively as "HR Block" not H&R block, you can find more info on this by googleing for a h&r block scam. All these leads needs to be thoroughly investigated/confirmed with resources I don't have.. Would be nice if someone from law enforcement/ftc was actually looking at this board.
Take care
A retired law enforcment friend has advice, but all these "foreign for profit corporations" are out of most jurisdictions. We finally figured out thats where the U.S. Secret Service fits in all of this.(foreign inc or llc).
I did some hunting on "virtualcollector. Have you been able to find a "corporation, or LLC"business address? I'd like to see their Sec of State Documents.
Seems like they are doing everything they can to stay hidden in the shadows.
I also came across another suspicious idiot "business owner" talking smack to a concerned Consumer. And their being sued by the FTC!!
So, since they like to talk crap on the phone and here, we will talk to them so in their own language!!
Check it out, I'ts "P Turpel" in about the middle of the thread.
https://complaintwire.org/complaint/kq4BAAAAAAA/credit-card-services-rachel/2
REGISTRANT CONTACT INFO
Igor Cadez
49 Tulip Place
Aliso Viejo
CA
92656
US
Phone: +1.9494251132
Email Address: domains@49tulip.com
He seems to reported as a fake bill collector here as well: Ironically, my story fits with one guys who says he had his ID theft occur! I got some fake bill collector several months ago to, but since I don't owe debt, I knew it was fake.
https://whocallsme.com/Phone-Number.aspx/8778222677
I found a website that listed these sites as "related" I got no idea just how if/at all their actually related FYI.
1. ncsplus.com Collection Agency, Collection Services, Collections, Contact, National
United States
2. cbcollections.com Collection Agency, Collection Services, Collections
United States
3. summitcollects.com Collection Agency, Collection Services, Collections
United States
4. championsway.com Collections, Financial services, Marketing
United States
5. jmfinancial.in Finance, Financial group, Financial services
India
6. vericrestfinancial.com Complaints, Finance, Financial services
United States
7. iqor.com Collection Agency, Collections
United States
8. manulifebank.ca Financial group, Financial services
Canada
9. cmai.in Marketing, National
United States
10. pressesprecher.com Financial services, Marketing
Connecting the dots between them all is going to be tough. This is way to overwhelming without help/official investigation!
"National Credit Audit Corporation."
nrsolutions.virtualcollector.net on the contact page, the webiste has
Contact Information
Address
NCAC
P.O. Box 515489
Dallas, TX 75251
Phone
Tel: (800) 779-4894
Fax: (866) 769-3255
Web
support@payncac.com
www.payncac.com
But, just this one company is hidden behind a deceptive/fake registration name/address, their not in TX AT ALL. Because when you trace back payncac.com's website registration info, it reveals something completely different:
When you trace back the domain payncac, you realize
LexisNexis Risk Solutions FL Inc
6601 Park of Commerce Blvd
Boca Raton, FL 33487
US
Domain Name: PAYNCAC.COM
Administrative Contact, Technical Contact:
LexisNexis Risk Solutions FL Inc
6601 Park of Commerce Blvd
Boca Raton, FL 33487
US
561-999-4400 fax: 320 203 6701
So step 3 is finding the info on the company, which is yet another FL financial company..:
LEXISNEXIS RISK SOLUTIONS FL INC.
Filing Information
Document Number F06000006281
FEI/EIN Number 411815880
Date Filed 10/02/2006
State MN
Status ACTIVE
Last Event NAME CHANGE AMENDMENT
Event Date Filed 01/04/2010
Event Effective Date NONE
Principal Address
1000 ALDERMAN DR.
ALPHARETTA GA 30005
Changed 02/15/2010
Mailing Address
255 WASHINGTON STREET
SUITE 350
NEWTON MA 02458-1637
Changed 01/05/2012
Registered Agent Name & Address
CT CORPORATION SYSTEM
1200 SOUTH PINE ISLAND ROAD
PLANTATION FL 33324 US
Officer/Director Detail
Name & Address
Title VP
SIMONTON, RENEE L
1105 NORTH MARKET STREET
WILMINGTON DE 19801
Title DP
PECK, JAMES M CEO
1000 ALDERMAN DRIVE
ALPHARETTA GA 30005
Title DS
SIDEWATER, MEREDITH
1000 ALDERMAN DRIVE
ALPHARETTA GA 30005
Title DVP
HORBACZEWSKI, HENRY
125 PARK AVE, 23 FLOOR
NEW YORK NY 10017
Title DVT
FOGARTY, KENNETH E
2 NEWTON PLACE, SUITE 350
NEWTON MA 02458
I do not know if this company is guilty of anything, but they sure make it hard to track that down, and the names of the company is very much hidden. This needs to be done for all the 50 virtualcollector sites, in my opinion, in addition to cardholder services.