Harassment
Complaint
Forrest Fuller
Country: United States
Under CA law is is harassment to call someone repeatedly and not say anything (silence to intimidate).
This company (319) 274-1902 called my home several times per week for 2 weeks. When I or my wife answered the call there was no response - just silence. Finally I had had enough and called back. I asked immediately for them to stop calling me and to put me on their do not call list. I was told they don't have a do not call list and then I was asked if "Valentina Johnson" lived here. I told them no and tried to tell them how upset I was with them but they just said "all you have to say is its a wrong number." Nonsense, they were clearly calling to get hold of this Valentina (my wife's name is Johnson and first name starts with V but not Valentina) and they were not going to say antything but keep calling until someone with the right accent answered the phone or someone called them back. Silence being used to intimidate. And they were targeting anyone with a name similar to this Valentina Johonson.
These guys need to be put out of business.
This company (319) 274-1902 called my home several times per week for 2 weeks. When I or my wife answered the call there was no response - just silence. Finally I had had enough and called back. I asked immediately for them to stop calling me and to put me on their do not call list. I was told they don't have a do not call list and then I was asked if "Valentina Johnson" lived here. I told them no and tried to tell them how upset I was with them but they just said "all you have to say is its a wrong number." Nonsense, they were clearly calling to get hold of this Valentina (my wife's name is Johnson and first name starts with V but not Valentina) and they were not going to say antything but keep calling until someone with the right accent answered the phone or someone called them back. Silence being used to intimidate. And they were targeting anyone with a name similar to this Valentina Johonson.
These guys need to be put out of business.
Comments
For those of you who may or may not owe a debt but just want them to stop contacting you, send them a cease and desist letter stating that you do not owe them and under the Fair Debt Collections Act of 1972 you are hereby ordering them to cease and desist all contact with you regarding the alleged debt. Send it certified with a return receipt so you know when they received the letter, and state in your letter that any further contact after receipt of your letter is a direct violation of Federal law and you will pursue all legal remedies against them for their violation of it. You should expect one "final contact" from them by phone or letter stating they are done (expect a poor attitude from whoever contacts you but feel free to laugh because by doing this YOU HAVE WON!!!).....
The big thing is if you get anything in the mail from these people , follow the instructions on the paper as far as how to dispute the claims and make sure you send them a certified letter asking them to stop calling you, keep records of all of it. If it continues after you request them to stop, keep accurate records, let them know you are going to file a complaint with the State of Iowa Attorney General and your states attorney general and then do that. If worse comes to worse you may need to contact an attorney.
I have been dealing with these fools for quite some time on a bill that I already paid and provided proof of payment for. I contacted the original creditor and they were shocked that this company was still calling me so they are going to contact CBE and tell them to stop. I also turned them in to the attorney general. Enough complaints to the attorney general about the same company will get noticed, and maybe then they will change their practices.
Just make sure you are in the right before you complain. If you are simply annoyed that they are trying to collect a debt that you do indeed owe, you have no standing unless they call multiple times a day or violate the FDCPA laws. Don't bother with the BBB, that does nothing.
Could it be considered harrassment? Sure,but I'm the type that likes to have fun with it. Everytime they call I wait till the broad answers and then runs through her legal lingo and then I hang up and Laugh afterwards.
Bottom line is you can do one of two things.
Pay up
Or don't pay up because unless you live in Iowa they're not coming after you anyways!
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