Threatening calls
Complaint
Iline
Country: United States
They call me at all hours of the day. I am on a maternity leave and they have been calling my office every day. They accuse my coworkers in lying and covering for me because they say that I am on leave. I tried to talk to them but they are threatening me with police and say they will take my vehicle.
Comments
It is against the law for CPS to give a person's info to any third party. I did some research on it. They call me harassing me at work but I have talked to an attorney and I am going to take their ass to court. They are not professional and it is a big scam. I have had some hardships but they do not understand. Have they heard the saying what if the shoe was on the other foot or it could happen to you. Hateful MF's
Unless you are born with a silver spoon embedded firmly in your mouth, then you are another blue collar person doing the best they can to survive, and simply live on our little blue planet. Now, subprime lender, prime lender, it doesn't matter, they all involve PEOPLE. If your company engages in incompassionate practices, then you are removing the human element from business in an attempt to prey on the less fortunate. Thats the ONLY thing occuring at CPS. Thats it, that is the whole shebang.
So what have we learned from this? That CPS is an inhumane company. By the way, before your open your oh so flawed mouth in a retort, or crack your knuckles to make a response, I "do" have a loan out with CPS, and I have ALREADY paid off the interest owing ($10,000 dollars in interest btw, on a $13,000 truck), and have JUST recently found myself laid off from a job wherein I made "probably" more money doing "probably" more important things with my life than you have. Yet, through all my hard earned career (Military, Corporate), I have never been as insensitive, demoralizing, demeaning, and incompetent as Consumer Portfolio Services. Sit and chew on that for a little bit, little one.
Lets throw another few tidbits out there:
Does paying late warrant harassing phonecalls to the contractee? Potentially
Does paying late warrant vulgar language, demeaning interogation, and the release of your private information to outside sources? Absolutely not, that is entirely illegal.
Do other companies, sub-prime or not, handle themselves in a parralelling fashion to CPS's undeniable [***]? Most don't.
How about the calls that I likewise received, FROM CPS, to my family, my friends, and myself, wherein BEFORE my payment was due, they called me to tell me I need to pay them? This is with over a year of ON TIME PAYMENTS! Can you seriously, in all your fiscal omniscience, dredge up a way to justify that? If you can, you may just need a frontal lobotomy.
There is not a problem with "Bad People" here, or in CPS's accounting books. The problem is with CPS itself, and its business practices.
Could you imagine what CPS could do, if it simply followed any sort of code of moral ethics? 2 to 3 notices tops are necessary to let somebody know your intentions.
"Mam/Sir, you are 45 days behind on your payment. Your vehicle will be repossessed if you do not bring your balance forward to the current date in which you contact CPS"
Holy crap! Whatever would we complain about if CPS replied in a professional manner, as I stated above? These complaints are about peoples interactions with CPS, and their incompetent social skills/professionalism.
Do not EVEN attempt to act as if there is no reverse risk in the lending industry. Don't even attempt to board that train of fallacy! Lenders know there is risk! Lenders know FROM THE START that there is risk, especially if one classifies themselves as a "Sub Prime Lender"!!
So reach down, grab your collective corporate nuts, and do the right thing in ANY case your business finds itself in. Act professionally.
Is that so hard to get you to comprehend?
I am so happy you were able to pay off your loan Lady. Go you. You are a shining inspiration to all Americans globally! I am sure your specific circumstances were SOOO dire compared to everybody elses, but you pulled through!
I am sure you can smell the sarcasm...if not you need to check your "Common Sense-O-Meter". Its probably broken.
In short you are another "Holier-Than-Thou" waste of oxygen, who just happens to be in a position which allows her to pay her bills on time. Probably by stepping on the heads of those less fortunate than you!
Wait until you get stepped on back. I will giggle like a schoolboy that day!
Oh and in closing...grow some common sense!
Thanks!
Yours Truly,
A Salty Old Combat Vet
#1. Um they DO search for customers. They are a business you moron. Hence where they draw their source of income, and hence their crappy business practices.
Company not looking for customers to prey on eh? Yeah. You're an idiot.
#2. Your family raised you to be an incomprehensible troll incapable of human compassion, and supportive of illegal business practices such as illegal harassment, release of private information, and demeaning correspondence?
Wow. You qualify as POS of the year. Here is your trophy!
Oh and P.S.
Its obvious most of you trolls are CPS [***] trying very poorly to justify your case. Gie it a rest. There is no excuse for your inhumane and piss-poor behavior.
Thanks!
Are her other creditors harassing her? I think that would be the key question.
Go back to your desk at CPS you mental midget and make your self-depricating phone calls.
Thanks!