scammed!
Complaint
evelyn estrada
Country: United States
hello
im from california and about a month ago i purchased an extended warranty thru fidelity automotive solutions and the product i got was from consumer direct warranty services. i paid $395 down and am paying $127.78 for a total of $2695. so i was told by rob @ fidelity that my warranty would be activated after 30 and 1000 miles. so i waited and took my car in to the dealer for a diagnostic. the dealer then tried to file a claim online @ www.beginaclaim.com he then called me saying my claim was denied. i was thinking to myself thats impossible cuz the cooling fan is a covered part under the warranty i purchase plan called secure choice. i then started doin some research online i found this site with a bunch of complaints just like mine. this company is very clever in minupulating people into buying false products. can anyone help me in gettin my money back ... im lost!
im from california and about a month ago i purchased an extended warranty thru fidelity automotive solutions and the product i got was from consumer direct warranty services. i paid $395 down and am paying $127.78 for a total of $2695. so i was told by rob @ fidelity that my warranty would be activated after 30 and 1000 miles. so i waited and took my car in to the dealer for a diagnostic. the dealer then tried to file a claim online @ www.beginaclaim.com he then called me saying my claim was denied. i was thinking to myself thats impossible cuz the cooling fan is a covered part under the warranty i purchase plan called secure choice. i then started doin some research online i found this site with a bunch of complaints just like mine. this company is very clever in minupulating people into buying false products. can anyone help me in gettin my money back ... im lost!
Comments
So please contact me if anyone has a good lawyer, I want my money back.
and now to avoid human contact.
It is clear that the scam was planned from the
beginning. A class action suit is needed.
Anyone with experience or advice on proceeding
with this?
and now to avoid human contact.
It is clear that the scam was planned from the
beginning. A class action suit is needed.
Anyone with experience or advice on proceeding
with this?
I know it's too late for me but for others that are even thinking of purchasing this junk DON'T DO IT!...
I've never heard back after faxing claim. There is no live customer support. Just a run-around at cdws....I'm so upset... $2k down the drain,not mention time wasted. i hope there is a class action law suit against this company....
i wish i would have checked there first. ... hundreds of complaints on the BBB site ... Not only should we all get our money back, but these scumbags should go to jail.... I wish i knew how to get this lawsuit going, but if anyone does and needs my support let me know manster@infionline.net.
My name is Ricardo and i also was rip off by this company, they just getting you money and you can't contact anyone. I have purchase this so called warranty for my BMW and once my alternator when out they denied the claim, the excused was that my mechanic was not certified to do the maintenance on my vehicle. They claim that they have to be a member of some kind of mechanics association and requested the 200,000 mile service check, that i do have according to my mechanic. Still decline the claim I'm so angry. My question to you is how or who do you contact to receive your refund?? please let me know I have paid over $1200 already. you can reach me at ricardocovarr@yahoo.com I'm ready for class action law suit
thank you
My name is Ricardo and also been scam by this companies let me know if you are ready for a class action law suit you can reach me at ricardocovarr@yahoo.com title scam
Thanks
let's do something. email me @klgreene9@gmail.com
Please contact California Department of Insurance
They are recording this case now
David Richter
1-916-854-5841
Please contact California Department of Insurance
They are recording this case now
David Richter
1-916-854-5841
Dilbert taps into consumer frustration with the comic strip posted below. Call it wry humor. But the California Department of Insurance doesn't think consumer fraud is funny. Whether they are referred to as "service contracts," "extended warranties" or "mechanical breakdown insurance," vehicle repair agreements are a big profit center for new and used car dealers. Telemarketers or internet schemes may tout them as well. Often such contracts are unnecessary. Even illusory. Some of these products are legal, but many are not. In the midst of a slick sales pitch, almost no one reads the prolix printed warranty form. That is a mistake Dilbert's "confusopoly consultant" wants you to make. Now the Department of Insurance is clamping down.
For many years, car dealers have claimed that these after-market products do not qualify as insurance and they do not have to be licensed to sell them. That may change. On June 17, 2010, the California Department of Insurance issued a Cease and Desist order against Consumer Direct Warranty Services and related entities. You can read the Department's full press release here.
Some dealer service contracts fall within an exception to the insurance rules. However, in order to exploit that loophole, car dealers must follow certain procedures, have back-up insurance, provide cancellation rights and comply with other regulations.
"If you want to sell insurance in California, you must obtain a license, have adequate financial reserves and you must not deceive consumers," said Commissioner Poizner. "In order to protect California consumers, there are specific requirements for insurance companies seeking to do business in California. If companies do not abide by these requirements, they will not be permitted to sell insurance in our state."
The Insurance commissioner's website goes a step further to promote consumer protection. Check out its "Guide to Auto Service Contracts and Agreements" here. If you have purchased a service contract or extended warranty that does not comply with these rules, contact us even before your car breaks down.
All scam victims
Please contact California Department of Insurance
They are recording this case now
David Richter
1-916-854-5841
Yes, I believe I am being scammed right now. I ended up here because I nor my mechanic can otherwise contact CDWS. My 1993 190E Mercedes started overheating two weeks ago. I put it in the shop a week ago. I have had the CDWS warranty for almost a year, making monthly payments. My repair company faxed the necessary documents to CDWS and it's been three days with no response. Telephone calls go unanswered. I am going to send them and my lawyer an email. If there is a class action lawsuit i'm in!!! email me at glenz1258@att.net
They stated I would have to contact my seller to reactive my account. The number on my contract gives a recorded message saying the number had been compromised and no longer worked. So they have all my money and I have no means of contacting them to dispute their denial of payments. They are a total fraud!