Scam - Report it to the FTC
Complaint
J
Country: United States
I receive a call from “account services”/”card member services”/”card holder services” EVERY DAY around noon. They refuse to remove my number, despite many requests. They often are very rude & give bogus information when I try to get more company info. The only thing I know to do is file a complaint with the FTC & I suggest all you do the same, hopefully with enough complaints they will shut this horrible company down. It is a quick & easy form. https://complaints.donotcall.gov/complaint/complaintcheck.aspx please note that your phone number must be on the Do Not Call registry before your complaint is applicable – so if you have not registered your phone number on the National Do Not Call list, please do so : https://www.donotcall.gov/register/reg.aspx?panel=3
Comments
What they pitch is a program to help transfer your high rate credit card debt to a "New Low Rate Card". Of course they want you to pay a fee, most of the time it's between $600 and $1,000 dollars. They tell you they have "sepcial lenders" they work with and they "Guarantee" you will be approved.
What you get is a list of banks to apply to for a new card and some glossy booklets. After you go thru the whole process, about 3 months of hell, and still don't get approved they will try to talk you into a debt releif or debt settlement program. If that fails, you may get a partial refund. If you're lucky they will give you back 40% of your money. By the way, this list of banks are the same ones you see when you drive down the street or look on the internet.
The FTC has put some of these rats out of business already, but it seems they just pop up somewhere else. My home state of Arizona seems to be the place they like the best to set up their scam.
PS: These companies have nothing to do with National Bank Card Services, a legit company that services the card industry.
One quiet morning, she called, and I played the game. We talked for about 45 minutes. Then she had to go, and said she would call back later. And indeed, she has kept her promise.
This morning she called, and put me on hold. I have been on hold now for over an hour and a half, and she still hasn't come back. I will go shopping and run errands for the rest of the afternoon, and see how long she keeps me on hold. Hope she doesn't run up too big of a phone bill.
Record the "reps' saying their BS, if you can.
Tell them- they have been recorded, & for them to look forward to hearing their stupidity on youtube.
This has gotten us the longest period of peace and quiet ever, since this crap began!!
Also, The following has been reported here on complaintwire;
Targeted Business Solutions
Phone: 208-258-2255rsmg.net Ryan Michael Moses, Melissa Marlene Wilcox, Melissa Marlene Moses, G. Michael, Jack Lusk, Targeted Business Solutions, Boise Urban Liaison Magazine, Riverside Media Group LLC, Timbercrest Vacation Exchange, Spectrum Commercial Funding, Credit Justice Services, Green Saver Enterprises, RPD Medical. Beware of these scumbags! Do not do business with these ex-cons. These people operate a telemarketing scam "Rachel from card holder services" that serves as an ID Theft Ring. Buyer beware!!! You will have credit cards issued in your name that they will use! Ryan, Mike, Melissa and Jack WILL steal from you and DESTROY your good name. If you care about your reputation, credit score and assets, avoid these people. They do business under aliases of Sean, Tyler, David, Michelle, Marcus, Marshall, Scott and just about every other name one can conceive. The telephone numbers are: (877)533-3727, (407)376-0799, (407)295-1238, (208)965-8191, (208)919-9765, (208)514-6765, (208)571-7554, (208)369-4829, (208)561-2269, (208)209-3427.Ryan is from Waterloo, Iowa but now operates out of Boise, Idaho. His various websites are: http://www.riversidemediagroup.net/, https://mobile.twitter.com/RiversideADTeam, http://www.facebook.com/rmmoses, http://www.linkedin.com/pub/melissa-wilcox/2a/2a7/472, http://www.linkedin.com/pub/ryan-moses/1a/521/979 Additional address is: 8566 W. Salt Creek CT., Boise, Idaho 83709AVOID GETTING RIPPED OFF by these scumbag con-artists!
I also am on a do not call registry. I've been receiving these calls, voice mails, & text messages since January of 2011 on my cell phone & home phone. Day & night. Week-ends & holidays. Male & female card member service telemarketers just hang-up and others are rude or outright swear and threaten. Phone company has said they can do nothing.
So basically we the millions of customers/voters have no rights but...... the corporations/company's who are doing this have the right to violate us! :(
WHO DO WE REALLY HAVE TO PROTECT US?????
I have made a list of chores I can accomplish while on the phone, so I decided to waste their time. I have kept several of them on the phone for as long as 25 minutes. I ask for their address, lay the phone to go get my credit cards, then the bills to see the interest rate, then call my husband to help me find this important info, etc. I am really getting creative. If they seem nice, I talk to them about getting a real job, going back to school, etc. I always ask for a supervisor, say hold on someone is at the door, have them repeat everything 2 or 3 times, act like I am really interested. It has gotten to be fun and I have cleaned out all my kitchen cabinets, done laundry (the noise requires them to repeat again), sorted mail, filed lots of papers, and the list goes on. Absolutely, nothing stops them from calling, so I am just going to waste as much of their time as possible.
After extended conversations and making them believe I will give them info, I give them wrong credit card numbers, tell them they have my name wrong, and, finally, I let them know I pay off my cards every month, except one that is 1.9% interest and if they can lower that one, we can talk. One person told me he could get 0% before he cursed me, called me unmentionable names, and told me to do something I cannot repeat. I laughed at him and hung up. May sound stupid to do this but NOTHING else has worked. Help--any other ideas.